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Chien-Wen, Lai. "How Financial Attitudes and Practices Influence the Impulsive Buying Behavior of College and University Students." Social Behavior & Personality: An International Journal 38.3 (2010): 373-380. Academic Search Complete. EBSCO. Web. 18 Nov. 2010. This article shows certain indications, or in other words tell tale signs that many people who have problems with financial spending hold in common. The article has tables that show results on whether or not students had plans on how to spend their money, if they actually kept track of their money, and why they spent their money. The main point of the article was the difference between compulsive, and pre-determined purchases of college students. I also thought that this article would be good because the field work was done on international students. This shows that financial literacy is just not a problem amongst college students in the states. This problem is occurring all over the world and this article shows that.

Palmer, Lance, et al. "IMPROVING FINANCIAL AWARENESS AMONG COLLEGE STUDENTS: ASSESSMENT OF A FINANCIAL MANAGEMENT PROJECT." College Student Journal 44.3 (2010): 659-676. Academic Search Complete. EBSCO. Web. 18 Nov. 2010. The article served as a study that was done on college students. It was an intervention that mainly forced college students to track just how they spent their money. The purpose of the experiment was to bring awareness to the students at the end to show them what possible mistakes, or poor expenditures they had made. The study showed that when students tracked how they spent their money, they universally increased their spending knowledge, and made very few careless purchases. When these students actually tracked how they spent their money the study showed that they realized the values that their parents and guardians had taught them.