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Expansion of the internet and market innovation have lead to national economies and the deregulation of banking with a changing economy. In an ever changing economy like the United States individuals must constantly keep updated and improve their level of financial literacy, be aware of changes in personal finances and demography and obtain current knowledge of mortgage lending practices. Financial literacy programs such as first time homebuyer programs, basic financial literacy programs, and savings initiatives have been established through private and public funding to increase the financial literacy of the public. The effectiveness of some of these programs has not been concluded, however, individuals have stated that after completing the programs they felt much more confident in making investments.

Many people are curious as to what things new President Barack Obama will do to solve our struggling economy. People can start to gain financial literacy beginning in high school. This article is stating how we need to understand how we can help the economy instead of just sitting on the side.

Financially literate people are imperative to an economy because they make good financial decisions that help stimulate the economy. The author emphasizes the need for individuals (especially low income families to write out a written budget monthly. Consumers should establish emergency funds, practice good saving habits and have knowledge of investment funds. Through the surveys conducted in the article there is a correlation between knowledge of financial practices with and financial achievement. The author emphasizes the need to expand on ones' personal financial knowledge in a way befitting to the individual.

Green, Amy. "Push for financial literacy spreads to schools." Christian Science Monitor 101.70 (09 Mar. 2009): 13-13. Academic Search Complete. EBSCO. Roesch Lib., U. of Dayton, Dayton, OH. 14 Mar. 2009. http://search.ebscohost.com/login.aspx?direct=true&db=a9h&AN=36874111&site=ehost-live>.

Green shares the story of Roy Kobert and John Ninfo a bankruptcy attorney and bankruptcy judge who both volunteer their time teaching kids the importance of financial literacy. With the economy plummeting out of control both men have decided to be advocates for teaching financial literacy to children and young adults. Both men have seen the devastating effect that financial literacy ignorance has caused on the economy and individuals. They fear that if creditors can lure the youth into debt, our countries youth future is in jeopardy. Their goal is to stop the madness before it starts through education intervention. The article also talks about several different programs promoting financial literacy that have been implemented in different states across the country.

Financially literate people are imperative to an economy because they make good financial decisions that help stimulate the economy. The author emphasizes the need for individuals (especially low income families to write out a written budget monthly. Consumers should establish emergency funds, practice good saving habits and have knowledge of investment funds. Through the surveys conducted in the article there is a correlation between knowledge of financial practices with and financial achievement. The author emphasizes the need to expand on ones' personal financial knowledge in a way befitting to the individual.

Green shares the story of Roy Kobert and John Ninfo a bankruptcy attorney and bankruptcy judge who both volunteer their time teaching kids the importance of financial literacy. With the economy plummeting out of control both men have decided to be advocates for teaching financial literacy to children and young adults. Both men have seen the devastating effect that financial literacy ignorance has caused on the economy and individuals. They fear that if creditors can lure the youth into debt, our countries youth future is in jeopardy. Their goal is to stop the madness before it starts through education intervention. The article also talks about several different programs promoting financial literacy that have been implemented in different states across the country.

The source takes a firm stand on the debated issue concerning a regulated or unregulated market. The position taken is in support of an unregulated market as long everyone can make fully informed decisions in it. This source can be used to show that education can act in place of regulation and form a stronger economy.

EBSCOhost (ebscohost.com) serves thousands of libraries and other institutions with premium content in every subject area. Free LISTA: LibraryResearch.com

EBSCOhost (ebscohost.com) serves thousands of libraries and other institutions with premium content in every subject area. Free LISTA: LibraryResearch.com

EBSCOhost (ebscohost.com) serves thousands of libraries and other institutions with premium content in every subject area. Free LISTA: LibraryResearch.com

Tuition and fees increased 439 percent from 1982 to 2007, while median family income rose 147 percent.