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In this article the authors talk about how students need an engaging work environment to work to their greatest ability, especially in the field of mathematics. It is often difficult to establish high-level tasks for students because these tasks often cause more uncertainty and stress for students since there is more risk involved. Also, provided in the article is a conceptual framework that is a framework for mathematical tasks. The purpose of this study was to show how classroom factors influenced student's engagement of mathematical tasks.

It is shocking to see the statistic that almost 2/3 of individuals over the age of 50, still in the working environment, have not thought about their retirement. This failure to plan has lead Americans to financial illiteracy. Almost half of people in the workforce are unaware of pension and retirement funds that they as employees qualify for. The author suggests requiring proper planning aid information upon new employee orientation, educational programs as well as a personal incentive for individuals to think and plan for the future.