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It is shocking to see the statistic that almost 2/3 of individuals over the age of 50, still in the working environment, have not thought about their retirement. This failure to plan has lead Americans to financial illiteracy. Almost half of people in the workforce are unaware of pension and retirement funds that they as employees qualify for. The author suggests requiring proper planning aid information upon new employee orientation, educational programs as well as a personal incentive for individuals to think and plan for the future.

Discusses the importance of future savings such as retirement funds. The article also discusses common reasons for failed retirement plans. The source is a good reference point to compare the different issues facing adults and young people.

This article focuses on the financial education of American consumers. The researchers have labeled Americans as having excess debt, poor retirement planning and insufficient savings. They believe one answer to the financial problems facing Americans has to do with the amount of financial information available. In some cases credit cards provide too much information and technical terms which may confuse the consumer. On the other hand when there is too little information the consumer may not be able to make proper choices.

discuss the serious effects of low financial literacy for today's workers and retirees. Financial statistics are given that show deficient financial literacy levels in many demographics. The article is a great source of statistical information that will support claims in other articles as well.

The Author suggests that many of Americans Financial difficulties are brought about as a result of a lack of self-regulation. A lack of financial literacy can hit lower-income families the hardest because of their ability to be exploited. Consumers with lack of financial knowledge find themselves caught up in short term benefits rather than long term benefits. Proper knowledge of strategies would enable many individuals to avoid problems and better prepare themselves for the future by protecting themselves in the present.

The Author suggests that many of Americans Financial difficulties are brought about as a result of a lack of self-regulation. A lack of financial literacy can hit lower-income families the hardest because of their ability to be exploited. Consumers with lack of financial knowledge find themselves caught up in short term benefits rather than long term benefits. Proper knowledge of strategies would enable many individuals to avoid problems and better prepare themselves for the future by protecting themselves in the present.

This is an article based on Sandra Day O'Connor's views on issues such as the No Child left behind act and other political issues. This article also mentions that O'Connor will create a web-based learning system to teach kids the civics they will not be learning in school because of the no child left behind act. This will be a helpful article if you are researching the education system, NCLB, or social studies.