Ethical Issues Around Payment for Services - 0 views
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shaemckay on 21 Jul 14This article, found on AOTA's website, discussed an ethical issue that we, as practitioners, will face that I hadn't really thought about. As therapists we will be faced with the issue of treating two individuals who have the same diagnosis and prognosis, but have different insurances! One individual will more than likely get more minutes and resources based on their insurance compared to the other. This is definitely an ethical dilemma I hadn't thought about.
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meganthompson on 06 Aug 14This article, written by the American Occupational Therapy Association, outlines various ethical issues concerning payment for services occupational therapy practitioners may face. For instance, occupational therapy practitioners may encounter situations where two individuals have the same diagnosis but are entitled by differing insurance plans to varying levels of services at different levels of reimbursement. Sadly, differences in insurance plans can pose inevitable differences in patients' care. I have been able to witness this scenario first hand, as some insurance companies will only pay a flat rate for 30 minutes of occupational therapy services for a skilled patient versus another insurance company allowing a patient to receive ninety minutes of skilled occupational therapy services per day, when both patients have the same diagnosis and deficits. It stands to reason that individuals who are able to receive more intensive services will receive a higher level of care as more time can be devoted to addressing deficits. All of the issues presented in this document can pose potential ethical dilemmas for occupational therapy practitioners; however, utilizing the AOTA Code of Ethics can enable practitioners to make effective, ethical decisions in the best interest of their patients.