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Bethany Rawlins

Stress on New Housing to Raise Awareness by HIA - 1 views

  http://newscenter.springhillgrouphome.com/2013/05/stress-on-new-housing-to-raise-awareness-by-hia/ At this point in time interest rates on home loans records are at its lowest. Aside from&nb...

Stress on New Housing to Raise Awareness by HIA newscenter springhill group home loans

started by Bethany Rawlins on 02 May 13 no follow-up yet
Isabella Amber

Springhill Groups - Scams Deliberate To Get Your Holiday Cash - 0 views

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    "This can work in two ways, trough email, text message or social-media post, the gift-check scam is more popular during Christmas season where people are buying on this a lot. The scam goes like this; a message will appear from nowhere announcing you a winner of a popular retail gift card. You are then instructed to follow a link and when you click it you will be directed to a site that is a remarkable clone of the real thing. This site will ask for your personal information like your email, birth date and favorite color. This indicates that you're directed off the bogus site to a credit-card application, and because you filled-up this information sheet the fraudster has what he wants. You can also deceived by buying bogus card online from third parties. And if buying over the counter, make sure the PIN code on the back hasn't been scratched off, an indication that it's been hacked by someone in the store. This next bogus often comes via email. This one is called package-delivery scam. It appears to be from a legitimate company, the email gives the impression of being genuine complete with a phony tracking number and a note about the delivery error. There's an attachment with a made-up delivery label that you're told to take to the nearest delivery office to get the package. Open it, and you'll be subjecting your computer or smartphone to malware and virus attacks. These E-cards appears to be seemingly harmless thank you note or holiday greetings but you will never know until you click on it and it could be spyware or viruses that automatically download when opened or when they direct you to download to see the card. Best-deal-ever scams, if it is to good to be true more like it is a scam, it is a lie. The idea is they will attract you on deals and items then after sending them the money you will not get anything in return. They will say that items are limited and rare to find so they are selling it for higher prices on online auction site but af
katelyn williams

12 ON YOUR SIDE: Warning about loan offer text message - Springhill Home Loans Group | ... - 0 views

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    "Internet Marketing & SEO Forum - 12 ON YOUR SIDE: Warning about loan offer text message - Springhill Home Loans Group Discussion in 'General Chat' started by Isabella Amber, Today at 9:54 PM. Isabella Amber New Member RICHMOND, VA (WWBT) - Not every text that shows up on your phone is legit. Some messages come with potential danger. 12 On Your Side investigates a text that appears to be from an international financial institution - but it's not. If you get a text directing you to a company promising cash right now, and bad credit is ok, delete the message and spare yourself the trouble. It may not be a scam, but you could wind up paying a lot for a small loan. Mary Presley had suspicions from the start that the text on her cell is a bait-and-hook fraud. It claims to come from Wells Fargo Bank - that's the bait. "Wells Fargo has approved you for a $1000 cash loan wired to your account in 24 hours!" It instructs Presley, who's been looking for a job since she got laid off in December, to apply for the fast cash advance from her mobile phone online at cashin2hrs.com. That's the hook - Presley did not grab. "People have a hard enough time now," said Presley. "If these people that do this kind of thing, would work as hard at a legitimate job, they could be millionaires." When you click on cashin2hrs.com, payday lending options pop up. A long list of short-term loan offers entice people desperate for emergency cash. Filling out the application means giving up personal and banking information. The same text that Presley reported, I forwarded to Wells Fargo Corporate Communications. "That text message is not endorsed by Wells Fargo," said Kristy Marshall. "We do not contact our customers in that form." Also, online payday loans are illegal in Virginia. It's ok to search for a lender online, and even fill out an application, that's all legal - but the deal must be closed face-to-face. These type messages are prevalent and have many different company names and numbers attac
faith piper

News Center - Springhill Group Home Loan - Fulton - Steam & Thermal Fluid Boilers - 1 views

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    Source : http://www.buildingdesign.co.uk/mech/fulton/fulton-6.htm http://springhillgrouphome.multiply.com/journal/item/56/Fulton_-_Steam_Thermal_Fluid_Boilers Fulton - Steam & Thermal Fluid Boilers Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products * Electric steam boilers: 14 kg/h - 2393 kg/h * Fuel fired steam boilers: 96 kg/h - 10400 kg/h * Thermal fluid heaters: 22kW - 5.9MW * Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where access is remote or restricted,
kylie cassidy

Fulton - Steam And Thermal Fluid Boilers | Facebook - 1 views

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    Source : http://www.buildingdesign.co.uk/mech/fulton/fulton-6.htm http://www.facebook.com/notes/springhill-group-home-loans-news-center/fulton-steam-thermal-fluid-boilers/300565980012171 Fulton - Steam & Thermal Fluid Boilers Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products * Electric steam boilers: 14 kg/h - 2393 kg/h * Fuel fired steam boilers: 96 kg/h - 10400 kg/h * Thermal fluid heaters: 22kW - 5.9MW * Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where acc
anastasia carmen

Retirement Community News - Recent News - Springhill Group, group of korean springhill ... - 0 views

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    Springhill Group : Facebook might be reading your text messages The online community is all abuzz on Sunday after an explosive report has accused Facebook of snooping in smartphone users' text messages. Though Facebook admitted to reading SMS of users who have downloaded their app, they said they are only doing so as part of a limited testing phase prior to launching their own messaging service and not to deliberately expose users to fraud. The Facebook app running on Android is authorized to process, read, receive and write SMS, something they have declared in their terms beginning from the 1.7 version. Facebook said this is in anticipation of new features that will integrate Facebook tools with user texts. Now, if Facebook eventually introduces a feature that will be applicable to those permissions, they are ensuring the users even now that it will be accompanied by proper educational and guiding materials. Facebook retorted that users should be aware that it said it might access their messages, contained under "Permissions" - that long article you are expected to have read before downloading/using the app. Unfortunately, 70% of smartphone users do not seem to have the time for reading the terms and conditions attached to an app. Other popular companies that are using smartphones to access data and other personal details of users include Yahoo Messenger, Badoo, Google and Flickr. Several companies can reportedly control smartphone features remotely, which includes taking images and video using the camera, as in the case of YouTube. Also, details like contacts list, location and browser history are accessed and can be passed on to third-parties like advertisers. According to a statement issued by Facebook, it does not read user text messages and described the Sunday Times report as 'completely wrong' on their terminology and the impression they have made. But Facebook gave an explanation anyway: "…w
hannah brooklyn

Pine Valley - A Mountain Oasis - 0 views

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    By Todd Gilbert Nestled in a valley surrounded by rolling hills and towering peaks reaching 6,000 feet . . . rocky knolls amidst a river of trees that flow through the valley and greet the slopes of the adjacent mountains . . . an Eden amidst the dry, parched chaparral . . . an oasis dense with pines, manzanita and centuries old oak trees that once shaded only the Indians that inhabited the region: "El Valle de los Pinos", as this beautiful mountain valley was known before 1869, describes the abrupt change in scenery that only nature can explain. The surrounding desert terrain compliments the unique valley of over 1,200 acres where cedars and pines flourish amidst lush green meadows of sage and wild lilac. Early settlers of the region included the Cocopah and Coyote Indians and later the Machados family of Old Town who had come to California as pioneers in the late 18th century. For a number of years, Don Manuel Machado and his wife, Serafina Valdes operated a cattle grazing station and lived out of a Adobe house they had built. During the summer, thin and starved longhorn cattle were brought in to fatten up in the rich pastureland. In 1869, former Butterfield Stage coach driver, Captain William S. Emery and his wife settled in the area. Being Scotch-English pioneers from New England, the sound of Spanish words were unpleasant to their ears and, quickly, renamed "El Valle de los Pinos" to its literal translation of Pine Valley. Either way, the valley boasts one of the oldest names in the county. Charles F. Emery, son of Captain Emery, used to tell the story of his father's experiences on the old desert stage route and in dealing with the local Cocopah and Coyote Indians who were constantly running off the cattle he had accumulated. One old Indian, Antonio, told Captain Emery he could show him a beautiful valley in the mountains where there was plenty of grass for cattle where nobody else lived. So the two came on horseback over the Vallecitos trail th
Isabella Amber

Pine Valley - A Mountain Oasis | Multiply - 0 views

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    Feb 1, '12 1:07 AM by hannah for everyone By Todd Gilbert Nestled in a valley surrounded by rolling hills and towering peaks reaching 6,000 feet . . . rocky knolls amidst a river of trees that flow through the valley and greet the slopes of the adjacent mountains . . . an Eden amidst the dry, parched chaparral . . . an oasis dense with pines, manzanita and centuries old oak trees that once shaded only the Indians that inhabited the region: "El Valle de los Pinos", as this beautiful mountain valley was known before 1869, describes the abrupt change in scenery that only nature can explain. The surrounding desert terrain compliments the unique valley of over 1,200 acres where cedars and pines flourish amidst lush green meadows of sage and wild lilac. Early settlers of the region included the Cocopah and Coyote Indians and later the Machados family of Old Town who had come to California as pioneers in the late 18th century. For a number of years, Don Manuel Machado and his wife, Serafina Valdes operated a cattle grazing station and lived out of a Adobe house they had built. During the summer, thin and starved longhorn cattle were brought in to fatten up in the rich pastureland. In 1869, former Butterfield Stage coach driver, Captain William S. Emery and his wife settled in the area. Being Scotch-English pioneers from New England, the sound of Spanish words were unpleasant to their ears and, quickly, renamed "El Valle de los Pinos" to its literal translation of Pine Valley. Either way, the valley boasts one of the oldest names in the county. Charles F. Emery, son of Captain Emery, used to tell the story of his father's experiences on the old desert stage route and in dealing with the local Cocopah and Coyote Indians who were constantly running off the cattle he had accumulated. One old Indian, Antonio, told Captain Emery he could show him a beautiful valley in the mountains where there was plenty of grass for cattle where nobody else lived. So the two came on hors
tony bricks

Review- Springhill Group South Korea - Livejournal - 0 views

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    The World Wide Web consortium is one of the well-known partners in business. Due to the growing demand of the business industry, firms use the triple W in order for them to reach their customers across the world. And well as to make their business reached by their customers at their most convenient approach. At large, these businesses that are into the modernization are the one who makes physical goods such as cars or pipes in which then they sell at a profit and even shopping. Consumers can purchase goods 24/7 through online or e-commerce- the selling and acquiring of products or services over the internet with the use of different shelling out methods and feels like you are safer than using the conventional way of shopping. But did you know that in taking the number of the advantages can make you down in the dumps in just a minute, giving the disadvantage of it? What are the possible occurrences in paying using those methods? How surely that you are so secure? Debit Card, Credit Card,Gift Certficate, Paypal Account, Paypal Alternatives, Money Order, Web Certificate and other payment methods can rip-off by the growing swindlers or scammers across the web. But the most spot of such feeding frenzy is your Paypal Account in which can take everything and be as one of their victims of the said scam. It is an act of taking your money through giving you the imitation of someone's personality with an imaginary addresses as well as phone numbers, counterfeit photos and template letters that can absolutely loose cannon. As an online shopper it's better to become aware about the growing scam. Then, it is good if you do so. If you think that you are safer from scams when you use PayPal, you're not. PayPal users are the specific targets of an email scam that results to PayPal Scam. Scammer behind the PayPal scam sends PayPal users an official-looking email asking them to verify their account or identity. The email is addressed "Dear PayPal User" and the em
katelyn williams

Review- Springhill Group South Korea - 0 views

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    The World Wide Web consortium is one of the well-known partners in business. Due to the growing demand of the business industry, firms use the triple W in order for them to reach their customers across the world. And well as to make their business reached by their customers at their most convenient approach. At large, these businesses that are into the modernization are the one who makes physical goods such as cars or pipes in which then they sell at a profit and even shopping. Consumers can purchase goods 24/7 through online or e-commerce- the selling and acquiring of products or services over the internet with the use of different shelling out methods and feels like you are safer than using the conventional way of shopping. But did you know that in taking the number of the advantages can make you down in the dumps in just a minute, giving the disadvantage of it? What are the possible occurrences in paying using those methods? How surely that you are so secure? Debit Card, Credit Card,Gift Certficate, Paypal Account, Paypal Alternatives, Money Order, Web Certificate and other payment methods can rip-off by the growing swindlers or scammers across the web. But the most spot of such feeding frenzy is your Paypal Account in which can take everything and be as one of their victims of the said scam. It is an act of taking your money through giving you the imitation of someone's personality with an imaginary addresses as well as phone numbers, counterfeit photos and template letters that can absolutely loose cannon. As an online shopper it's better to become aware about the growing scam. Then, it is good if you do so. If you think that you are safer from scams when you use PayPal, you're not. PayPal users are the specific targets of an email scam that results to PayPal Scam. Scammer behind the PayPal scam sends PayPal users an official-looking email asking them to verify their account or identity. The email is addressed "Dear PayPal User" and the em
kylie cassidy

Retirement Community News - Recent News - Springhill Group, group of korean springhill ... - 0 views

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    Springhill Group : Facebook might be reading your text messages The online community is all abuzz on Sunday after an explosive report has accused Facebook of snooping in smartphone users' text messages. Though Facebook admitted to reading SMS of users who have downloaded their app, they said they are only doing so as part of a limited testing phase prior to launching their own messaging service and not to deliberately expose users to fraud. The Facebook app running on Android is authorized to process, read, receive and write SMS, something they have declared in their terms beginning from the 1.7 version. Facebook said this is in anticipation of new features that will integrate Facebook tools with user texts. Now, if Facebook eventually introduces a feature that will be applicable to those permissions, they are ensuring the users even now that it will be accompanied by proper educational and guiding materials. Facebook retorted that users should be aware that it said it might access their messages, contained under "Permissions" - that long article you are expected to have read before downloading/using the app. Unfortunately, 70% of smartphone users do not seem to have the time for reading the terms and conditions attached to an app. Other popular companies that are using smartphones to access data and other personal details of users include Yahoo Messenger, Badoo, Google and Flickr. Several companies can reportedly control smartphone features remotely, which includes taking images and video using the camera, as in the case of YouTube. Also, details like contacts list, location and browser history are accessed and can be passed on to third-parties like advertisers. According to a statement issued by Facebook, it does not read user text messages and described the Sunday Times report as 'completely wrong' on their terminology and the impression they have made. But Facebook gave an explanation anyway: "…we have done some testing of pr
amber sanpedro

Top 5 Home Loan Scams - WordPress - 0 views

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    Recent headlines about the troubled subprime lending industry are making Americans more aware of the consequences of risky lending practices. But unscrupulous lenders and scam artists continue to prey on unsuspecting loan shoppers and homeowners. Unfortunately, loan-related scams aren't restricted to tricking consumers into loans with outrageously high interest rates. Today's sophisticated scammers are using loans as a vehicle to do everything from stealing sensitive personal information to virtually stealing a credit-challenged homeowner's own home. The mortgage experts at Loan.com have identified five top scams that all consumers - mortgage shoppers and homeowners alike - should be on the look-out for. 1. Unsolicited phone calls Americans across the country have reported receiving phone calls from telemarketers posing as representatives from well-known organizations such as Fannie Mae offering to refinance loans at low rates. These "representatives" often ask for personal information, claiming they need it to qualify a victim for a loan. This information is then used to steal a victim's identity. Loan.com's Advice: Be wary of any phone call offering remarkably low interest rates on loans, especially if you have registered your phone number with the Do Not Call Registry. Most major nationwide lenders do not solicit business over the phone. Never give out personal information over the phone unless you are absolutely sure who you are speaking with. 2. "Helpful" contractors Many homeowners have reported contractors - often roofing or remodel professionals - approaching them with an offer to perform upgrades on their home at a reasonable price. These contractors offer financing through low-interest loans. It's not until after signing numerous forms that too many homeowners realize they have signed off on a high-interest home equity loan, and that the contractor has been hired by unscrupulous lenders to sell loans, not impro
melissa rocks

Money Matters - Managing your Finances as an Ex-pat in Korea! | Livejournal - 0 views

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    Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision t
melissa rocks

Money Matters - Managing your Finances as an Ex-pat in Korea! | Livejournal - The-loose... - 0 views

  •  
    Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decisio
amber sanpedro

Money Matters - Managing your Finances as an Ex-pat in Korea! - The-looser-it-s-me - 0 views

  •  
    Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision to
amor power

Top 5 Home Loan Scams - TravelBlog - 0 views

  •  
    Recent headlines about the troubled subprime lending industry are making Americans more aware of the consequences of risky lending practices. But unscrupulous lenders and scam artists continue to prey on unsuspecting loan shoppers and homeowners. Unfortunately, loan-related scams aren't restricted to tricking consumers into loans with outrageously high interest rates. Today's sophisticated scammers are using loans as a vehicle to do everything from stealing sensitive personal information to virtually stealing a credit-challenged homeowner's own home. The mortgage experts at Loan.com have identified five top scams that all consumers - mortgage shoppers and homeowners alike - should be on the look-out for. 1. Unsolicited phone calls Americans across the country have reported receiving phone calls from telemarketers posing as representatives from well-known organizations such as Fannie Mae offering to refinance loans at low rates. These "representatives" often ask for personal information, claiming they need it to qualify a victim for a loan. This information is then used to steal a victim's identity. Loan.com's Advice: Be wary of any phone call offering remarkably low interest rates on loans, especially if you have registered your phone number with the Do Not Call Registry. Most major nationwide lenders do not solicit business over the phone. Never give out personal information over the phone unless you are absolutely sure who you are speaking with. 2. "Helpful" contractors Many homeowners have reported contractors - often roofing or remodel professionals - approaching them with an offer to perform upgrades on their home at a reasonable price. These contractors offer financing through low-interest loans. It's not until after signing numerous forms that too many homeowners realize they have signed off on a high-interest home equity loan, and that the contractor has been hired by unscrupulous lenders to sell loans, not improve
amber sanpedro

Money Matters - Managing your Finances as an Ex-pat in Korea! - 0 views

  •  
    Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision to gi
faith piper

SPRINGHILL GROUP Fulton Steam Thermal Fluid Boilers - 0 views

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    Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products Electric steam boilers: 14 kg/h - 2393 kg/h Fuel fired steam boilers: 96 kg/h - 10400 kg/h Thermal fluid heaters: 22kW - 5.9MW Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where access is remote or restricted, or where security is an important consideration. Services Manufacture Fabrication Repair of boilers, ancillaries & pipework Commission Water treatment & chemical supply Training Steam plant operation & routines Steam system awareness & monitoring Wate
hannah brooklyn

SPRINGHILL GROUP Fulton Steam Thermal Fluid Boilers | Edublogs - 0 views

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    Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products Electric steam boilers: 14 kg/h - 2393 kg/h Fuel fired steam boilers: 96 kg/h - 10400 kg/h Thermal fluid heaters: 22kW - 5.9MW Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where access is remote or restricted, or where security is an important consideration. Services Manufacture Fabrication Repair of boilers, ancillaries & pipework Commission Water treatment & chemical supply Training Steam plant operation & routines Steam system awareness & mo
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Retirement Community News - Recent News - Springhill Group, group of korean springhill ... - 0 views

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    Springhill Group : Facebook might be reading your text messages The online community is all abuzz on Sunday after an explosive report has accused Facebook of snooping in smartphone users' text messages. Though Facebook admitted to reading SMS of users who have downloaded their app, they said they are only doing so as part of a limited testing phase prior to launching their own messaging service and not to deliberately expose users to fraud. The Facebook app running on Android is authorized to process, read, receive and write SMS, something they have declared in their terms beginning from the 1.7 version. Facebook said this is in anticipation of new features that will integrate Facebook tools with user texts. Now, if Facebook eventually introduces a feature that will be applicable to those permissions, they are ensuring the users even now that it will be accompanied by proper educational and guiding materials. Facebook retorted that users should be aware that it said it might access their messages, contained under "Permissions" - that long article you are expected to have read before downloading/using the app. Unfortunately, 70% of smartphone users do not seem to have the time for reading the terms and conditions attached to an app. Other popular companies that are using smartphones to access data and other personal details of users include Yahoo Messenger, Badoo, Google and Flickr. Several companies can reportedly control smartphone features remotely, which includes taking images and video using the camera, as in the case of YouTube. Also, details like contacts list, location and browser history are accessed and can be passed on to third-parties like advertisers. According to a statement issued by Facebook, it does not read user text messages and described the Sunday Times report as 'completely wrong' on their terminology and the impression they have made. But Facebook gave an explanation anyway: "…we have done some testing of pr
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