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If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent).

The annual list of the top 10 consumer complaints is out, and it features familiar scams. Once again, the report is a good reminder to be careful. Some of the scams have become more sophisticated, with more high-tech ways of stealing your money. Topping the list are auto complaints, including misrepresentations in advertising or sales, faulty repairs, and leasing and towing disputes. In second place are complaints about credit and debt. The category includes mortgage modifications and mortgage-related fraud, credit-repair schemes, debt-relief services, predatory lending, and illegal or abusive debt-collection tactics. The five fastest-growing complaints are about fraud, debt-collection abuses, do-not-call violations, mortgage-related issues, and problems that people have had with both legitimate and sham home-improvement companies. New to the list this year are real-estate-related complaints. Hard times have left many people wanting to dump their timeshares, or at least get out from under yearly maintenance fees they can no longer afford. This desperation on the part of timeshare owners has been a boon to schemers. In one such swindle, "timeshare resellers" tell folks they can help them unload their unwanted properties and ask for an upfront fee for the service. I'm sure you can guess what happens. No buyers are found, no help is really offered and people are out of their money, stuck with a timeshare they can't afford. But then another timeshare crook swoops in to add insult to financial injury. Timeshare recovery companies offer to help owners get back the funds lost to resellers. They ask for an upfront fee. It's a double financial whack because this, too, turns out to be a scam.

(CNN) -- South Korea is perhaps the world's leader in terms of identifying and treating gaming and Internet addiction. After wiring the nation with the world's fastest broadband infrastructure, South Korea's government spends millions per year to identify and treat gaming and Internet addicts. About 8% of the country's population age 9 to 39 suffer from Internet or gaming addiction, according to a 2010 government study. Some see South Korea as a window into the future: Perhaps other nations, including the United States, will see a wave of gaming and Internet addiction when our technological infrastructure catches up. Others say it's too soon to know if gaming addiction is really its own disorder. In the United States, Internet and gaming addiction are not listed in the official Diagnostic and Statistical Manual of Mental Disorders. In the next revision of that list, however, the American Psychiatric Association has proposed that "Internet Use Disorder" be listed as warranting further study. Open Mic: South Koreans take on gaming Some groups, however, have moved forward with treating Internet and gaming addiction. One of the leaders in that field is Dr. Han Doug-hyun, from Chung-Ang University Hospital in Seoul, South Korea's capital. Han's research lab treats people who are addicted to games using techniques similar to those used to treat alcoholics, including counseling and virtual-reality therapy (Check out this CNN video to see inside his research and treatment space). As part of CNN's feature on "Gaming Reality," Han gave us his list of the top five warning signs that a person should seek professional help for Internet or gaming addiction. Take a look at the tips and let us know what you think of them, and of the science of gaming addiction, in the comments. Here are Han's top 5 warning signs of gaming or Internet addiction: 1. Disrupted regular life pattern. If a person plays games all night long and sleeps in the daytime, that can be a warning he or she shoul

Pakistan ambassador Jamil Ahmed Khan has extended career-counselling for the brightest of Pakistani students reserving first working day of the month for an advisory chat over a cup of tea. He made the announcement while addressing a ceremony organised at the embassy on Monday to present commendation certificates to 32 bright young UAE-based Pakistani students enrolled in various schools in the UAE, who clinched top positions in the Islamabad board's matric exams and Cambridge exams held in the country. The ceremony drew a jolly crowd comprising students, proud teachers and happy parents. Khan, who is the patron-in-chief of all Pakistani schools in the UAE, congratulated the high scorers for bringing joy and pride to the community and the nation and praised the parents and teachers for providing the enabling environment for the young minds to excel. The envoy cited examples from South Korea and recalled how enhanced school enrolment in the country led to the making of knowledge economy with higher per capita output. "Knowledge economies all over the world are propelled forward by their brightest, like the ones we have in our midst today," Khan added. He termed education as the best remedy to cure the menace of extremism and terrorism, plaguing the world peace and security. VISIT US AT: http://springhillgroupcounselling.com/

A policy of engagement with North Korea is the only viable option to resolve the North's nuclear weapons programs, but Seoul and Washington must set "strict standards" to prevent Pyongyang from backsliding and repeating its nuclear hide-and-seek, a former U.S. point man on North Korea said Tuesday. Stephen Bosworth, the Obama administration's first special envoy for North Korea, also expressed skepticism that China, the North's key ally and economic benefactor, would wield an enough leverage to persuade Pyongyang to give up its nuclear ambition. Washington's policy of deterring North Korea did not work, as Pyongyang conducted its second nuclear test in 2009 and revealed a uranium enrichment program in 2010 that could give it another means of producing fissile material for nuclear bombs. In 2010, North Korea launched two military attacks on South Korea. "So, I think we have no choice but to re-engage ourselves (with North Korea)," Bosworth told a forum in Seoul. To bring about positive changes in Pyongyang's behavior, Bosworth said Seoul and Washington need "a very careful diplomacy, patience and willingness, not simply to give to North Korea, but to set strict standards." Bosworth was the top U.S. envoy for North Korea from March 2009 to October 2011. He also served as U.S. ambassador to South Korea and is now dean of the Fletcher School at Tufts University. Diplomatic efforts to resume the six-party talks on ending North Korea's nuclear ambition have been frozen since April, when North Korea defiantly launched a long-range rocket that failed moments after lift-off. The defiant launch drew strong condemnation from the U.N. Security Council as a disguised test of ballistic missile technology, and led to the collapse of the so-called "Leap Day" deal with the U.S., under which Washington would resume food aid to Pyongyang in return for a monitored shutdown of the North's nuclear activities. Although North Korea reneged on the deal, Bosworth expected Kore

In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud?Fraud can creep into your business in a number of ways.You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution.A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of SkillsFraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud.CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution.