Group items tagged

If you've got a junk email folder full of spam, there's nearly a 10 percent chance it came from a computer in India, the world's new top spam producer. India claimed the unwanted crown from the U.S. in the security firm Sophos' most recent "Dirty Dozen" report of the top spamming countries between January and March. Rounding out the infamous top five are South Korea, which accounts for 8.3 percent of spam, and Indonesia and Russia, both of which distribute 5 percent of the spam clogging up inboxes. Trailing Russia are Italy (4.9 percent ), Brazil (4.3 percent), Poland (3.9 percent), Pakistan (3.3 percent), Vietnam (3.2 percent), Taiwan (2.9 percent) and Peru (2.5 percent).

In today's economic climate, who will help you protect your company and your clients from the devastating impact of fraud?Fraud can creep into your business in a number of ways.You may find you need an objective expert to deter potential problems, investigate allegations or provide resolution.A Certified Fraud Examiner (CFE) offers anti-fraud knowledge and skills you need to: * Investigate allegations against one of your employees * Recommend strong anti-fraud internal controls * Conduct interviews related to sensitive issues * Provide assistance with financial dispute resolution * Resolve irregularities discovered during your company's audit * Provide expert testimony on financial and investigative matters A Unique Set of SkillsFraud Examiners have a unique set of skills that are not found in any other discipline; they combine knowledge of complex financial transactions with an understanding of law, criminology, investigation and how to resolve allegations of fraud.CFEs work in a variety of disciplines including accounting, auditing, fraud investigation and security, as well as in different industry segments including government, healthcare, financial services, manufacturing and retail distribution.

A friend is burdened with multiple loans. Though he finds it difficult to pay his EMIs (equated monthly instalments), he hasn't defaulted. Can I take him to a debt counsellor who can advise him? What are the services debt counsellors provide and how much do they charge? Also, how long will the process take? Debt counselling in India is not a mature industry in terms of standardisation of services or charges. They may offer only advice to you or help you in liaisoning with the banks. They may charge a nominal fee, while some debt counsellors promoted by banks may offer free advice. I have two personal loans and two credit cards. I have always paid all the instalments on time. I want to apply for an education loan for my daughter. A colleague said I will not get another loan because I already have four credit products to my name. Is that true? No, this is not true. A fresh loan depends on your repayments of loans and current income. As you are servicing your unsecured loans well, I see no problem in getting an education loan for your daughter. Your daughter will be the applicant, with you being the co-borrower or guarantor. More Info: http://springhillgroupcounselling.com/