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Tip O'Neill is known for his declaration: "All politics is local." Well, some politics is local. But some politics is national. And, nowadays, some politics is global. Tip is right in that most of us are focused on our neighborhoods, on our taxes, the crime rate and our job security, for example. However there are national issues that transcend localism. The debt ceiling and a declaration of war are hardly "local." We deal with these issues remotely by electing senators and representatives, hoping that they pay attention to local issues as well as national problems. That hope is being strangled these days. The approval rating of Congress is in single digits. Think of the corruption of Senate majority rule by misuse of the filibuster.

To help protect yourself and Medicare from fraud and identity theft you should report it. Whenever you get a payment notice from Medicare review it for errors. The notice shows what Medicare was billed for, what Medicare paid, and what (if anything) you owe. Make sure Medicare was not billed for health care services, medical supplies, or equipment you did not get. Before you contact your health care provider, Medicare, or the Inspector General's hotline, carefully review the facts, and have the following ready: * The provider's name and any identifying number you may have. * The service or item information you are questioning. * The date the service or item was supposedly given or delivered. * The payment amount approved and paid by Medicare. * The date on your Medicare Summary Notice. * Your name and Medicare number (as listed on your Medicare card). * The reason you think Medicare should not have paid. * Any other information you have showing why Medicare should not have paid. Report Errors HHS Office of Inspector General Phone 1-800-HHS-TIPS (1-800-447-8477) TTY: 1-800-377-4950 Internet Report Fraud Online Mail HHS Tips Hotline PO Box 23489 Washington, DC 20026-3489 Centers for Medicare and Medicaid Phone 1-800-Medicare 1-877-486-2048 Mail Medicare Beneficiary Contact Center PO Box 39 Lawrence KS, 66044

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected. If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don't want to get duplicate insurance. If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period. If you are a senior citizen, it's important to note that Medicare doesn't cover you abroad. According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem. There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

Tech companies put into view their newest improvements in senior care. To help seniors age in place they provided gadgets to aid their needs from personal robots and virtual exercising, to remote-monitoring technology that tracks vitality and detects injuries yet companies are still developing new tools. Mobile App Provides Enterprise-Wide Analysis, Enables Competitor Comparisons Web-based staff scheduling and shift management software for the healthcare industry, OnShift announced its new app OnShift Mobile. The main focus of the app is for on-the-go executives in the senior care industry, it delivers top-down analysis into staffing and labor management. The intend of making prompt and well-versed decisions in improving operations, labor costs and resident care, OnShift Mobile expands the functionality of OnShift staff scheduling software with key workforce analytics so executives expand actionable insight across properties. There are different features included such as: tracking staffing levels; overtime and occupancy status against budgets; insight at the enterprise, region, division and facility/community-basis; the ability to compare their organization against other regions, divisions and properties with new peer analysis capabilities. Social Media Tool Recruits Client Leads, Provides Caregiver and Patient Updates "Social media and aging senior care don't seem to go hand-in-hand. But for Home Care Assistance, an in-home senior care company, social media has been an invaluable tool for growth, propelling the business to hit $63 million in revenue in 2012 and grow 25% year-over-year for nearly a decade," reports Fox Business. "The company uses social media as a recruiting tool for new client leads, provide updates on its caregivers and patients as well as to offer health tips for the elderly." "There are a lot of misnomers and myths propagated by our industry about social media," she says. "The primary health-care de

Purchasing and owning a home is one of the biggest financial investments you'll ever make, and no doubt you'll have many questions regarding the process. First-time buyers enjoy some special privileges and opportunities. Some banks will offer first-time buyers a bond above 100% to help you cover the transfer and legal costs as well as the purchase price. And almost all institutions now offer a 30 year bond repayment period, to make the monthly costs more accessible, an option which banks created specifically for first-time buyers. Make that very clear on your application that you're a first-time buyer. It is a general rule, make a quality purchase, buying a house is a big decision so you have to decide wisely. When house hunting you can follow this tips.

GROUP OF SPRINGHILL SOUTH KOREA - 26TH APRIL 2012 - CLUBCALL - Exeter Chiefs boss Rob Baxter was delighted with the capture of Wallabies star Dean Mumm who has penned a two-year deal at the club. The south west outfit announced the signing on Monday, with the 28-year-old set to move to the English top flight from New South Wales Waratahs after the conclusion of the current Super 15 season. The 27-year-old made his Waratahs' debut back in 2004 and has won more than 30 caps for the Australia national side. He can also operate at flanker but prefers to do his work in the boiler room, and Baxter feels he has everything required to be a massive part of the club's future over the next couple of seasons. "He's a very good signing for us and a very good player," he told reporters. "He is a back five forward coming into his physical prime. "We've looked at lot at him and we believe he has got a lot of ingredients that we want him to bring to the club." Exeter finished eight in their debut season in the Premiership but are currently fifth in the standings this season with just one regular-season game to go. Victory over Northampton at the weekend would have guaranteed them a play-off berth but the 18-15 defeat means they must now win at Saracens to have any chance of making the top four. Despite the disappointment, Baxter feels that it is testament to how far the club has come that top players now want to come and ply their trade in Devon. "Personally, I think it's a great credit to what the players have achieved this season, and where we are as a club right now, that a guy of that standing wants to come and play his rugby here in Exeter," he added. In Betfair you can either make a back bet (bet on who's going to win) or place a lay bet (bet against something happening). Betfair matches people on either side of the bet with the odds they agree. Simple. Use this £25 free bet and give it a try. Here are some betting tips from Betfair's tipsters: Read more

DOCSTOC ON GROUP OF SPRINGHILL SOUTH KOREA - Exeter Chiefs boss Rob Baxter was delighted with the capture of Wallabies star Dean Mumm who has penned a two-year deal at the club. The south west outfit announced the signing on Monday, with the 28-year-old set to move to the English top flight from New South Wales Waratahs after the conclusion of the current Super 15 season. The 27-year-old made his Waratahs' debut back in 2004 and has won more than 30 caps for the Australia national side. He can also operate at flanker but prefers to do his work in the boiler room, and Baxter feels he has everything required to be a massive part of the club's future over the next couple of seasons. "He's a very good signing for us and a very good player," he told reporters. "He is a back five forward coming into his physical prime. "We've looked at lot at him and we believe he has got a lot of ingredients that we want him to bring to the club." Exeter finished eight in their debut season in the Premiership but are currently fifth in the standings this season with just one regular-season game to go. Victory over Northampton at the weekend would have guaranteed them a play-off berth but the 18-15 defeat means they must now win at Saracens to have any chance of making the top four. Despite the disappointment, Baxter feels that it is testament to how far the club has come that top players now want to come and ply their trade in Devon. "Personally, I think it's a great credit to what the players have achieved this season, and where we are as a club right now, that a guy of that standing wants to come and play his rugby here in Exeter," he added. In Betfair you can either make a back bet (bet on who's going to win) or place a lay bet (bet against something happening). Betfair matches people on either side of the bet with the odds they agree. Simple. Use this £25 free bet and give it a try. Here are some betting tips from Betfair's tipsters: Read more about Rugby Union.

SLIDEBOOM (GROUP OF SPRINGHILL SOUTH KOREA) - Exeter Chiefs boss Rob Baxter was delighted with the capture of Wallabies star Dean Mumm who has penned a two-year deal at the club. The south west outfit announced the signing on Monday, with the 28-year-old set to move to the English top flight from New South Wales Waratahs after the conclusion of the current Super 15 season. The 27-year-old made his Waratahs' debut back in 2004 and has won more than 30 caps for the Australia national side. He can also operate at flanker but prefers to do his work in the boiler room, and Baxter feels he has everything required to be a massive part of the club's future over the next couple of seasons. "He's a very good signing for us and a very good player," he told reporters. "He is a back five forward coming into his physical prime. "We've looked at lot at him and we believe he has got a lot of ingredients that we want him to bring to the club." Exeter finished eight in their debut season in the Premiership but are currently fifth in the standings this season with just one regular-season game to go. Victory over Northampton at the weekend would have guaranteed them a play-off berth but the 18-15 defeat means they must now win at Saracens to have any chance of making the top four. Despite the disappointment, Baxter feels that it is testament to how far the club has come that top players now want to come and ply their trade in Devon. "Personally, I think it's a great credit to what the players have achieved this season, and where we are as a club right now, that a guy of that standing wants to come and play his rugby here in Exeter," he added. In Betfair you can either make a back bet (bet on who's going to win) or place a lay bet (bet against something happening). Betfair matches people on either side of the bet with the odds they agree. Simple. Use this £25 free bet and give it a try. Here are some betting tips from Betfair's tipsters: Read more about Rugby Union.

SCRBID DOCS - [GROUP OF SPRINGHILL SOUTH KOREA] -Exeter Chiefs boss Rob Baxter was delighted with the capture of Wallabies star Dean Mumm who has penned a two-year deal at the club. The south west outfit announced the signing on Monday, with the 28-year-old set to move to the English top flight from New South Wales Waratahs after the conclusion of the current Super 15 season. The 27-year-old made his Waratahs' debut back in 2004 and has won more than 30 caps for the Australia national side. He can also operate at flanker but prefers to do his work in the boiler room, and Baxter feels he has everything required to be a massive part of the club's future over the next couple of seasons. "He's a very good signing for us and a very good player," he told reporters. "He is a back five forward coming into his physical prime. "We've looked at lot at him and we believe he has got a lot of ingredients that we want him to bring to the club." Exeter finished eight in their debut season in the Premiership but are currently fifth in the standings this season with just one regular-season game to go. Victory over Northampton at the weekend would have guaranteed them a play-off berth but the 18-15 defeat means they must now win at Saracens to have any chance of making the top four. Despite the disappointment, Baxter feels that it is testament to how far the club has come that top players now want to come and ply their trade in Devon. "Personally, I think it's a great credit to what the players have achieved this season, and where we are as a club right now, that a guy of that standing wants to come and play his rugby here in Exeter," he added. In Betfair you can either make a back bet (bet on who's going to win) or place a lay bet (bet against something happening). Betfair matches people on either side of the bet with the odds they agree. Simple. Use this £25 free bet and give it a try. Here are some betting tips from Betfair's tipsters: Read more about Rugby Un

(Group of Springhill South Korea) - 26th April 2012 - Exeter Chiefs boss Rob Baxter was delighted with the capture of Wallabies star Dean Mumm who has penned a two-year deal at the club. The south west outfit announced the signing on Monday, with the 28-year-old set to move to the English top flight from New South Wales Waratahs after the conclusion of the current Super 15 season. The 27-year-old made his Waratahs' debut back in 2004 and has won more than 30 caps for the Australia national side. He can also operate at flanker but prefers to do his work in the boiler room, and Baxter feels he has everything required to be a massive part of the club's future over the next couple of seasons. "He's a very good signing for us and a very good player," he told reporters. "He is a back five forward coming into his physical prime. "We've looked at lot at him and we believe he has got a lot of ingredients that we want him to bring to the club." Exeter finished eight in their debut season in the Premiership but are currently fifth in the standings this season with just one regular-season game to go. Victory over Northampton at the weekend would have guaranteed them a play-off berth but the 18-15 defeat means they must now win at Saracens to have any chance of making the top four. Despite the disappointment, Baxter feels that it is testament to how far the club has come that top players now want to come and ply their trade in Devon. "Personally, I think it's a great credit to what the players have achieved this season, and where we are as a club right now, that a guy of that standing wants to come and play his rugby here in Exeter," he added. In Betfair you can either make a back bet (bet on who's going to win) or place a lay bet (bet against something happening). Betfair matches people on either side of the bet with the odds they agree. Simple. Use this £25 free bet and give it a try. Here are some betting tips from Betfair's tipsters: Read more about Rug

Home Instead Senior Care, the nation's largest provider of in-home companion care services, today announced the launch of its Protect Seniors from FraudSM program. This new initiative empowers older Americans and their families by arming them with the information and tools they need to help protect themselves from con artists targeting the elderly. These scammers are proving successful with victims of elder financial abuse currently estimated to experience an annual financial loss of $2.9 billion.* Often retired, less mobile, more reliant on others and home for unannounced calls or visits, seniors are frequently perceived as "easy prey" by scammers. Seniors are also quickly becoming the largest population segment. Coupled, these trends increase the risk for a number of crimes -particularly those involving identity theft, Medicaid/Medicare fraud and financial exploitation. "Increasingly, scams targeting seniors are a threat to the financial stability and safety of our nation's seniors, putting many at risk for losing their life savings or homes-not to mention their trust in others," said Jisella Dolan, Vice President and General Counsel, Home Instead, Inc., the franchisor for Home Instead Senior Care. "But there are easy steps seniors and their families can take to help prevent these crimes. Protect Seniors from Fraud will help reduce the risk by educating potential victims." The Protect Seniors from Fraud program, developed with expert advice from senior-crime prevention organization the National Association of Triads, Inc., provides a number of free online resources, including a Senior Fraud Protection Kit with scam prevention tips, risk assessment tools, and advice on what to do if you or a loved one is scammed. Specific precautions found in these materials, which seniors and their families can implement to help avoid falling victim to con artists, include: Shredding any documents useful to crimin

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TRENTON, New Jersey (AP) ― British drugmaker GlaxoSmithKline will pay $3 billion in fines ― the largest health care fraud settlement in U.S. history ― for criminal and civil violations involving 10 drugs that are taken by millions of people.

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