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Contents contributed and discussions participated by kenza_abdelhaq

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Cloud Computing and its impact on Fintech Companies - Fintech Finance - 0 views

fintechf.com/...ts-impact-on-fintech-companies Fintech Strategy Cloud Computing Finance
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • The banks and financial institutions are happy to use the advantages of secure storage, interoperability, scalability, and 24/7 uptime without heavy investments. This also means that scaling your business to higher user demand is much easier due to the fact that it only takes upgrading the data package that the company is contracted to use. No need to hire, train, and re-train any employees.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Cloud computing is offering a lot of advantages related to scalability, storage, speed, and efficiency with really low costs which allows banks to have access to these technologies to enhance their financial services and products.
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ᐉ Peer-To-Peer Lending * How We has Contributed to P2P lending - 0 views

perfectial.com/...peer-to-peer-lending Fintech Strategy Peer-to-Peer Lending Lending
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • Despite the fact peer-to-peer lending has numerous benefits over the classic model, it also has certain potential drawbacks, such as lower level of security and personal guarantees as compared to bank loans. This is why only the most reputable P2P lending marketplaces with a positive track record are potentially able to boost the entire fintech industry.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Peer to peer lending has great potential with regard to the fintech industry. It could also be an alternative for farmers to have access to funding.
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The Rise of the Robo-advisor: How Fintech Is Disrupting Retirement - Knowledge@Wharton - 2 views

knowledge.wharton.upenn.edu/...-fintech-disrupting-retirement Strategy robo-advisors fitech
shared by hindelquarrouti on 13 Feb 21 - No Cached
  • Artificial intelligence is changing the world of retirement planning. By using improved datasets and algorithms to efficiently deliver solutions tailored to people’s needs, AI can help them save, invest and retire better. One of the hottest trends to emerge in this area in recent years is the use of robo-advisors. These are software programs that use the data supplied by clients to create and automatically manage their investment portfolios
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      The use of Robo Advisors alongside artificial intelligence could be used by different fintech companies and in different fields like for investments, portfolio management or retirement planning.
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Biometrics - The Future and Impacts on FinTech - 1 views

yourstory.com/...-impacts-on-fintech-klu0c94qh0 Fintech Strategy Biometrics identity management Finance
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • With Apple introducing the biometrics technologies like Fingerprint identification and now facial recognition on its latest X series phones, biometrics is not only a day-to-day part of consumers’ lifestyles but also opening a whole new doors to biometrics industries and consumers’ financial operating methods.Companies like FIDO Alliance pulling out all the stops to make the biometrics systems standardized and more secured introduces the world to the new era of FinTech with easier, secured and adaptable approach of Biometrics Finances.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Biometrics identity systems are starting to be in our day to day life.
  • The tiresome process of entering long and complicated passwords and initials at every transaction along with the risk of compromising the security of the consumers’ accounts played a major role in accepting the Facial Recognition, Fingerprint scanner, IRIS Sensor and Voice recognition as a method of authentication at a Banking sector. 
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      In order to enhance customers' experience, offer more convenient and fast processes, biometrics processes like Facial Recognition, fingerprints scanner, IRIS sensor, and voice recognition will be methods of authentication in the banking sector.
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The Impact Of Cloud Computing In Fintech - VEXXHOST - 1 views

vexxhost.com/...cloud-computing-in-fintech strategy clouds fintech Africa
shared by hindelquarrouti on 13 Feb 21 - No Cached
  • The impact of cloud computing in fintech is evident. While the use of cloud technology within fintech services is still catching on, the opportunity for growth is massive. Even though cloud adoption is still in its early stages, cloud computing in fintech is growing at a steady pace. Moreover, a total of 22% of all applications within fintech are currently running on the cloud. That being said, this leaves substantial room for growth and innovation.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Cloud Computing is in rapid expansion, already 22% of all applications in Fintech run on the cloud which presents plenty of benefits like flexibility, security and scalability.
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Fintech Trends: Crowdfunding | finleap - 1 views

www.finleap.com/...fintech-trends-crowdfunding Fintech Strategy Crowdfunding Borrowing
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • the practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet”. Thus, crowdfunding has become the champion of small businesses, allowing them to have a chance to succeed by showing their innovate business models to the world
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Crowdfunding is a great alternative to have access to financing even though the success rates of these campaigns may be low, but the prompt describing the project should be promising and innovative.
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Peer-to-Peer Lending: Best Websites of February 2021 - 0 views

www.investopedia.com/...eertopeer-lending-websites.asp Fintech Strategy Peer-to-Peer Lending Lending
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • Types of Loans Available Through Peer-to-Peer Lending P2P loans can be used for many of the same purposes as personal loans. Here are a few of the loan types you may find on popular P2P websites.  Personal LoansHome Improvement LoansAuto LoansStudent LoansMedical LoansBusiness Loans
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      If a company does not want to borrow from conventional banks or a fintech company want to offer this service, Peer-to-Peer lending is a great alternative.
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Robo-Advisors - Business Models and Strategies | ccecosystems.news - 0 views

ccecosystems.news/...business-models-and-strategies Fintech Strategy Robot Advisors Investments
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • Online asset management has been experiencing a rapid rise in Germany for several years. Since 2017, the number of users has grown by a factor of 7 from around 291,000 in 2017 to around 2.01 million in 2020 (cf. o.V. 2020), while the investment volume has increased more than tenfold from around 756 million euros to 8.068 billion euros (cf. o.V. 2020). Two factors in particular are key to this trend
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      robo-advising or online asset management has been growing rapidly during the past years due to loss of trust in personal banking advisors amid the 2007 financial crisis and the new generation that prefers digital interactions.
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How Covid turbocharged the QR revolution - BBC News - 0 views

www.bbc.com/...business-55579480 Fintech Strategy QR codes Payments
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • He is talking about using QR codes (quick response codes), a technology from the 1990s, which is proving to be very useful in the Covid era.Many restaurants have turned to the tech, which allows customers to see a menu, order and pay just by pointing their smartphone at the black, barcode-like squares.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      In times of Covid businesses adopt more and more QR codes to ease payment transactions, make orders, display menus while avoiding any contact.
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Ethiopia: ET Switch Completed Transactions worth 1.2 Billion Birr - 0 views

www.2merkato.com/...sactions-worth-12-billion-birr Ethiopay Ethiopia Payments challenges
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • The company also noted its performance is challenged by high transaction decline rate of 40 percent per month due to connection failure and system failure in its member banks.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Many challenges related to connection and system failures have a huge impact on performance and credibility.
  • kenza_abdelhaq on 13 Feb 21
     
    "he company also noted its performance is challenged by high transaction decline rate of 40 percent per month due to connection failure and system failure in its member banks."
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EthSwitch would now like to modernize its operations and thus needs to acquire state-of... - 0 views

www.reportertenders.com/...4160 Ethiopay Ethiopia Payments Ethswitch
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • EthSwitch S.C (the national payment switch of Ethiopia ) was established as a share company owned by all banks operating in Ethiopia and the National Bank of Ethiopia (the Central Bank).
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      EthSwtich is the national payment switch of Ethiopia owned by the national bank alongside all banks in the country.
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EthSwitch S.C - 0 views

ethswitch.com Ethiopay Ethiopia Payments Ethswitch
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • Ethswitch, established in 2011, is a share company fully owned by all banks in Ethiopia. It is established mainly to provide simple, affordable, secured, and efficient e-payment infrastructure services to retail payment service providers, and through them, to end users in Ethiopia; by deploying state-of-the-art technology along with highly skilled and motivated professionals. The underling mandate of Ethswitch is contributing to the modernization of the national payments system and enhancement of financial inclusion in the country.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Ethswitch is the owner of EthioPay and they both operate on the national level with all different banks contributing to the modernization of Ethiopia's payment system.
  • kenza_abdelhaq on 13 Feb 21
     
    "Ethswitch, established in 2011, is a share company fully owned by all banks in Ethiopia. It is established mainly to provide simple, affordable, secured, and efficient e-payment infrastructure services to retail payment service providers, and through them, to end users in Ethiopia; by deploying state-of-the-art technology along with highly skilled and motivated professionals. The underling mandate of Ethswitch is contributing to the modernization of the national payments system and enhancement of financial inclusion in the country."
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EthioPay Mojaloop Case Study - DFS Lab - 1 views

dfslab.net/ethiopay-mojaloop-case-study Ethiopay Ethiopia Payments Service
shared by kenza_abdelhaq on 12 Feb 21 - No Cached
  • EthioPay (ETS) is owned by a consortium of Ethiopian banks and operates a central switching platform for ATMs throughout the country.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Ethiopay wanted to expand its services by implementing the platform Mojaloop which will interconnect disparate services.
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Challenges and opportunities of ethioPay ATM service - 2 views

etd.aau.edu.et/...12583 Ethiopay Ethiopia Payments Service
shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • The study identified challenges such as inappropriate ATM location, low level of customer awareness, inefficient ATM management by the banks, frequent network failure, low level of interest and skills of the banks to use the service.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Some of the challenges identified at the level of the EthioPay interbank service that is operating inefficiently.
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Ethiopia Mobile Wallet & Payment Market Opportunities (2019 Databook Series): Market Si... - 1 views

www.businesswire.com/...-2025---ResearchAndMarkets.com Ethiopay Ethiopia Payments market
shared by kenza_abdelhaq on 11 Feb 21 - No Cached
  • The mobile payment industry in Ethiopia is expected to record a CAGR of 18.7% to reach US$ 7,818.2 million by 2025. The mobile wallet payment segment in value terms increased at a CAGR of 18.3% during 2018-2025.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      The mobile payment industry in Ethiopia forecasts an important growth of the CAGR.
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