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chaimaa-rachid

WorldRemit launches cash pick-up service in Nigeria - 0 views

www.worldremit.com/...ash-pick-up-service-in-nigeria

WorldRemit Nigeria cash-pick-up

shared by chaimaa-rachid on 13 Feb 21 - No Cached
  • New service allows WorldRemit customers in over 50 countries to send money directly from their phones to 1,800 cash pick-up locations nationwide
  • chaimaa-rachid on 13 Feb 21
     
    WorldRemit is growing and trying to launch new services in Nigeria. This new service will let the Nigerian send money rapidly and securely to 36 Nigerian states.
hindelquarrouti

What SnapScan can do for South African retail businesses - 0 views

businesstech.co.za/...outh-african-retail-businesses

snapscan Benefits speed QR

shared by hindelquarrouti on 13 Feb 21 - No Cached
  • Mobile payments can also mean that staff spend less time processing payments, as SnapScan can be integrated with a variety of leading point-of-sale systems
  • hindelquarrouti on 13 Feb 21
     
    It is remarkable how Snapscan is continuously developing and focusing on technology in order to keep providing its customers with speed, security, and convenience while making their mobile payments
mbellakbail69

No cash needed using South Africa's SnapScan - 0 views

www.howwemadeitinafrica.com/...48525

shared by mbellakbail69 on 13 Feb 21 - No Cached
  • During the interview, Ehlers provided some personal insights regarding difficulties facing today’s entrepreneurs. “For me the hardest part was realising a company has been built that a lot of people work for and depend on, and if serious mistakes are made, you and your whole team could be without any kind of job security, without any kind of safety net – and the whole show just ends tomorrow.” Even in light of SnapScan’s success, Ehlers still warns of the idolisation of ideas. “What comes to mind first is to really not over-value your idea. Ideas are important, absolutely, they inspire us, they drive us to experience something. But ideas aren’t always special, you have a lot of them every day. “The really hard part is turning that idea into a reality. Ideas aren’t absolute, they require analysis and change to eventually find something that really works.”
    • mbellakbail69
      mbellakbail69 on 13 Feb 21
       
      I agree that people need to understand where they are and what their strengths are and to play with this. Every day there are fantastic things from Africa. People must avoid underestimating the continent's advantages.
chaimaa-rachid

GSMA | Mobile money: A product of choice for women to send and receive remittances | Mo... - 0 views

www.gsma.com/...o-send-and-receive-remittances

women remittances mobile-money

shared by chaimaa-rachid on 13 Feb 21 - No Cached
  • Women constitute the majority of remittance recipients globally and remittances have an impact on both women’s actual income as well as on social norms
  • chaimaa-rachid on 13 Feb 21
     
    WorldRemit has presented a favorable position by expanding security and protection which has plainly helped in including unbanked women.
chaimaa-rachid

Best way to send money to Lebanon from Australia | finder.com.au - 0 views

www.finder.com.au/...send-money-to-lebanon

lowest-fees money-transfer Lebanon

shared by chaimaa-rachid on 13 Feb 21 - No Cached
  • Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Lebanon.
  • chaimaa-rachid on 13 Feb 21
     
    WordRemit is the best way for people to transfer money to Lebanon quickly and securely.
samiatazi

Carbon for SME | Financial Services Infrastructure for Africa - 0 views

sme.getcarbon.co

Carbon Fintechs e-payment Nigeria

shared by samiatazi on 13 Feb 21 - No Cached
  • The complete suite of services to help your business scaleOnline Payments Accept online payments from Visa, Verve and Mastercard in over 40 currencies. All transactions are PCI DSS compliant, 3D Secure enabled, and processed through an SSL encrypted channel.
    • samiatazi
      samiatazi on 13 Feb 21
       
      Carbon provides t customers with many features fo their e-payments, business loans, and transfers !
  • Business LoansTraditional sources of financing are rigid, demand collateral, and do not fit your business flow. Take your business to the next level with up to ₦20 million uncollateralized flexible repayment loans.
  • Funds Transfers & OverdraftsNever let your business run dry again with Optimus. Reliably transfer funds at cheaper rates than the banks and keep your business afloat with an Overdraft when you need liquidity.
  • ...1 more annotation...
  • Identity VerificationCarbonIVS is the most advanced and comprehensive Identity Verification System in Nigeria, helping businesses maintain KYC compliance, fight fraud and onboard customers faster.
sawsanenn

Paga Definition - 0 views

www.investopedia.com/...paga.asp

FinTech E-payments Nigeria competition

shared by sawsanenn on 13 Feb 21 - No Cached
  • In order to prevent fraudulent transactions, Paga has put certain measures in place to protect its users. A user logging into an unrecognized device, for example, will have to answer a couple of security questions before proceeding. Again, every transaction using Paga has to be finalized with a personal PIN known only to the user.
    • ghtazi
      ghtazi on 13 Feb 21
       
      Paga has placed such steps in place to protect its users in order to discourage fraudulent transactions. For example, a user logging into an unrecognized computer would have to answer a few safety questions before continuing. Again, with a personal PIN is known only to the user, any transaction using Paga must be finalized.
  • With Paga, customers are able to deposit and save money, purchase prepaid phone credit, pay utility and cable bills, and make payments to retailers. The partnership between Paga and Western Union also has the added benefit where Western Money transfers sent to users can be deposited into their Paga accounts.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it discusses Paga's offerings fist, before moving to how Paga's partnerships, here with Western Union, helped the fintech improve its offerings.
  • Paga was introduced in Nigeria to take advantage of the cash buildup in the system and to create a means whereby financial services are available to all. Although the banking sector in Nigeria is not easily accessible to everyone, the telecommunications industry has been more successful in reaching a large portion of the country’s population. The collaboration of both the banking and telecom sector has given rise to mobile banking platforms like Paga, where a user can perform basic financial transactions with the use of a cellphone. Paga works through a mobile phone application or online through the company’s website.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it narrates the context in which Paga emerged. The combination of a large unbanked/underbanked population and high accessibility to telecommunications contributed to the establishment and subsequent success of Paga n Nigeria.
  • ...1 more annotation...
  • A number of other mobile wallet and payment service platforms are increasingly being implemented in emerging nations that have a high percentage of unbanked groups. M-Pesa, MTN Mobile Money, Airtel Money, and Orange Money are examples of mobile banking applications that are being employed to include all people in the growing digital financial sphere.
    • sawsanenn
      sawsanenn on 13 Feb 21
       
      this excerpt talks about companies that strated to offer the same services as paga which made them competitors to paga
tahaemsd

Product Insights at Lumkani jobs - Via - 0 views

jobs.via.work/80

FinTech Africa Service modernization protection

shared by tahaemsd on 13 Feb 21 - No Cached
  • Lumkani is a social enterprise that seeks to address the challenge of shack/slum fires in urban informal settlements in South Africa and across the globe. Lumkani aims to create social impact in two ways. Firstly by increasing the safety and security of people living in informal settlements with technology-based early-warning systems, and secondly with affordable relevant financial services products, such as our Lumkani short term fire insurance for informal homes.
    • tahaemsd
      tahaemsd on 13 Feb 21
       
      this is creating high value in urban slums
mohammed_ab

Electronic Transactions Reshape Egypt's Economy - 3 views

www.ifc.org/...egypt-digital-payments

Fawry Egypt Fintech Positive Impact Economy

shared by mohammed_ab on 11 Feb 21 - No Cached
  • The rise of online banking around the world has helped other economies solve these very challenges. Cash, for example, is hard to transport. Coins and bills are prone to theft, and their use makes dodging taxes easier for those so inclined. For individuals who must pay in person, getting across a gridlocked city like Cairo is logistically difficult. Together, these problems can constrain an economy. In Egypt, where 94 percent of all transactions were cash as recently as 2014, such a system stymies economic growth.
  • Fawry is part of a new wave of technology companies ushering Egypt into the digital age. Many of these firms are helping transform industries like banking, health care, and transport, and in the process creating good jobs for young Egyptians, more than 30 percent of whom are unemployed.
  • Sabry, a former salesperson at IBM Egypt, launched Fawry because he knew these issues kept Egypt’s economy from achieving its promise. The early years were lean as the company worked to convince tech-wary Egyptians that Fawry’s systems were secure—and that their money wouldn’t disappear into an electronic void.
  • ...6 more annotations...
  • “Time is of the essence, and Fawry saves me a lot of it,” says Shawky, who owns three electronics stores in the Egyptian capital.
    • kenzabenessalah
      kenzabenessalah on 13 Feb 21
       
      Fawry is available for its customers day and night which attracts a large range of people.
  • It was something that Cairo-based shop owner Nader Shawky had come to dread: paying his phone bill. Every month, he trekked to the offices of his mobile provider where he and dozens of others stood in line—sometimes for up to two hours—to settle their bills. It was, he admits, a maddening process.
    • samielbaqqali
      samielbaqqali on 12 Feb 21
       
      By providing online banking financial administrations that allow you to cover your bills, transfer cash, and access a record of your checking account transactions from your internet browser, Fawry makes the life of its clients less difficult. Banking from anywhere, at any time of day or night, makes it a little easier to do anything you do about your finances.
  • Fawry, a fast-growing Cairo-based company that specializes in electronic payments, makes it possible for Shawky to take care of his accounts online.
  • Fawry’s growth has had a profound effect on Egypt’s economy, says Akef el Maghrabi, the vice chairman of Banque Misr, one of Egypt’s biggest banks and an early Fawry partner. “When you eliminate or reduce the reliance on cash, then you fight corruption, you provide convenience, you lower costs, and you grow the economy. [Electronic payments] do a lot of good for the country.”
    • ayachehbouni
      ayachehbouni on 13 Feb 21
       
      With a system that relies mainly on cash transactions, the economy faces too many challenges that stops its growth and development. For instance, cash is hard to transport, coins and bills can easily be stolen, and their use makes dodging taxes and corruption easier.
  • IFC invested $6 million in Fawry in 2013 and helped guide founder Ashraf Sabry and his team as they built their business. Now the 12-year-old company handles 2.5 million transactions a day. In 2018 Fawry processed 40 billion Egyptian pounds (about $2.5 billion) in electronic payments. Earlier in 2019, Fawry became Egypt’s largest financial technology firm to list on the national stock exchange. It now employs 1,600 people.
    • samielbaqqali
      samielbaqqali on 13 Feb 21
       
      By providing online banking financial administrations that allow you to cover your bills, transfer cash, and access a record of your checking account transactions from your internet browser, Fawry makes the life of its clients less difficult. Banking from anywhere, at any time of day or night, makes it a little easier to do anything you do about your finances.
  • As the Fawry network grew, shop owners who installed the system saw significant benefits, too. Fawry’s terminals drew new customers into stores, providing the consumer traffic that is the lifeblood of small shops. Mahmoud El Rawy, a grocery store owner and father of three, can attest to that. His shop struggled until he installed a Fawry payment terminal. “Fawry has had a big impact on my business,” says El Rawy, who now owns three supermarkets. “It helped bring me more customers and it’s why many come to me now.”
  • chaimaa-rachid on 11 Feb 21
     
    Fawry is making the life of its customers less difficult by offering online banking financial administrations that empower you to cover your bills, move cash, and access a record of your checking account transactions from your internet browser. Banking from anywhere, at any time of the day or night, makes all what you do with your finances somewhat simpler.
  • ...1 more comment...
  • hichamachir on 12 Feb 21
     
    Fintech is providing a very fast business and customer are really satisfied with it. I think that fast service is the main objective of Fintechs.
  • hindelquarrouti on 13 Feb 21
     
    Fawri is helping Egyptians in handling their bills online rather than spending hours on this kind of processes if done traditionally.
  • mohammed_ab on 13 Feb 21
     
    It's interesting to see that Fawry has a positive impact on its customers but also its business partners like small show owners.
hibaerrai

Egypt startup receives first new brokerage license in the country in over a decade - - 0 views

ventureburn.com/...n-the-country-in-over-a-decade

Thndr Egypt Fintech Investment Securities

shared by hibaerrai on 13 Feb 21 - No Cached
  • Thndr recently acquired the necessary licensing from the Financial Regulatory Authority (FRA) making the fast-growing startup the first company to acquire a brokerage license in Egypt since 2008. 
    • ayachehbouni
      ayachehbouni on 13 Feb 21
       
      The reason behind this big achievement, in my opinion, is Thndr's focus and consideration to the local nuances and preferences of the Egyptian investor in mind.
  • “ Our vision is to put wealth in the hands of everyday individuals. With the rise of technology, and the foresight of a very supportive Financial Regulatory Authority, we can make this vision come to life — Egypt is expected to be the 7th largest economy by 2030 and has more than 100 mn people, most of which are young and are looking for a convenient and digital way to invest their money. That’s why we are excited to bring a new breed of young investors to the market.” 
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      This concept is first introduced by Thndr in Egypt to support young investors and encourage them to be more interested in financial activities. This application is innovative.
hibaerrai

nellyelewa, Author at The Thndr blog - 0 views

thndrapp.blog/nellyelewa

Thndr Egypt Fintech

shared by hibaerrai on 13 Feb 21 - No Cached
  • At Thndr we believe that everyone should have access to financial services and that means access to different products that can make your money work for you.  That’s why we’ve partnered up with Azimut, one of Europe’s leading independent asset managers to bring you the new Egypt-focused fixed income mutual fund AZ-Savings. AZ Savings is one of the first funds of its kind, where you can invest in daily certificates that you can redeem weekly—no more liquidity worries.
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Thndr is aiming to associate with numerous investment platforms in other countries to exchange securities and currencies.
mehdi-ezzaoui

EasyEquities Is A South African FinTech Startup That Wants To Make Investing Easy, Fun ... - 1 views

www.iafrikan.com/...un-and-affordable-easyequities

Easyequities Africa Fintech Service

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • "We believe that this investment revival should be led by investments in securities on the JSE." said Almero Oosthuizen, VP of Business Development at EasyEquities, eloborating on what led to the founding of the FinTech startup.
  • mehdi-ezzaoui on 13 Feb 21
     
    making investing easy by investing in fractional stocks
nourserghini

SimbPay Money Transfer Service in Kenya - KCB Bank Kenya Ltd - 0 views

ke.kcbgroup.com/...simbapay

Simbapay Services Remittance

shared by nourserghini on 13 Feb 21 - No Cached
  • This is simply the low cost, simple and secure way to send money worldwide online. What you can do with SimbaPay Bank Deposit: Transfer money directly to your receiver’s bank account. Mobile Wallet: Send money directly to a mobile money account.
    • nourserghini
      nourserghini on 13 Feb 21
       
      Simbapay is a platform that allows costumers to transfer their money to another account directly and to send money to a mobile money receiver.
chaimaa-rachid

Value Addition in Mobile Money Transfer Services in Kenya: The Case of M-Pesa - 0 views

erepo.usiu.ac.ke/...5870

M-Pesa money-transfer Kenya

shared by chaimaa-rachid on 13 Feb 21 - No Cached
  • M-PESA is a very popular service among Kenyans as it serves to increase money circulation in the economy by offering a fast and secure mode of transferring money, making payments and also borrowing and repaying loans.
  • chaimaa-rachid on 13 Feb 21
     
    In the positioning strategy, they replace the attractive contributions that suit the rivalry. M-pesa is personalized with a substance that interests customers and a built reliability.
hibaerrai

Thndr | Global Ventures Portfolio - 0 views

www.global.vc/thndr

Thndr Egypt Fintech Investment Securities

shared by hibaerrai on 13 Feb 21 - No Cached
  • thndr is Egypt's mobile first investment platform with 0% commission, no account minimum, access to real time news, market data and easy account setup and funding processes.
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Thndr wants to make its equity trading platform easy and convenient to invest in.
nouhaila_zaki

What Kenya's mobile money success could mean for the Arab world - 1 views

www.worldbank.org/...-could-mean-for-the-arab-world

M-Pesa Kenya Arab World

shared by nouhaila_zaki on 12 Feb 21 - No Cached
  • For a successful model, the Arab World can look to Kenya’s development of mobile money or “M-Pesa”. In many ways, the elements that lead to M-Pesa’s success in Kenya are already present in the Arab World. Young people in MENA are digitally savvy, are active on social media and are some of the heaviest users of mobile phones in the world.
    • hichamachir
      hichamachir on 12 Feb 21
       
      M-Pesa can influence many countries to believe in the power of technology and innovation. I think that embracing the entrepreneurial lifestyle can help many countries to innovate and create successful business and M-Pesa is a great example.
  • The growth of M-Pesa is the result of many factors, including the ease of setting up an account (which is free and only requires an official ID), its simplicity of use, its affordability, the high literacy rate of the population, and the high penetration of mobile phones.Another key element to M-Pesa’s growth worth emphasizing is the regulatory stance adopted by the Central Bank of Kenya (CBK). It decided not to oppose the entry of the telecom operator into the financial sector as long as it offered sufficient guarantees. CBK adopted an “above the fray” position as a regulator and allowed for experimentation in order to foster innovation.
  • The successful adoption of M-Pesa in Kenya reverberated across the African startup scene. It acted as a catalyzer and a signal for young entrepreneurs in Kenya and Africa as a whole: revolutionary ideas could be successfully implemented in Africa and generate both business opportunities and a development path for local communities.
    • samielbaqqali
      samielbaqqali on 12 Feb 21
       
      M-Pesa will influence many nations to believe in the potential of creativity and technology. I think it will help many countries to innovate and build effective companies by adopting the entrepreneurial lifestyle, and M-Pesa is an excellent example.
  • ...1 more annotation...
  • A MENA perspectiveMENA could easily follow in Kenya’s footsteps, and reap immense benefits. The adoption of mobile payment systems makes transactions cheaper, easier and safer. By simplifying how clients can pay for goods and services, it helps firms reach out to new customers and foster private sector development across the economy. Moreover, as is often the case with innovations, it has the potential to be built upon and used by other new technologies and to create a positive momentum in fintech as a whole.Governments in the Middle East and North Africa should enable digital innovation with conducive regulations and the development of a regulatory ‘sandbox’, which guarantees the security of transactions but allows for experimentation, that would stimulate the development and adoption of disruptive innovations.Today, economic connectivity is achieved by the development and harmonization of optic fibers, IT equipment, online payment systems, information transmission and data protection policies. If the MENA region puts sufficient efforts in this direction, it could propose a new path to its citizens, in particular the youth, and bring about a new development strategy adapted to the modern age.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This except is very interesting because it touches upon the way in which M-Pesa could benefit MENA societies. It encourages MENA governments to legislate in favour of innovation and digital products in order to propose a new development strategy that befits the modern age.
  • mohammed_ab on 12 Feb 21
     
    I think that this article has some great information on how to replicate the success story of M-Pesa in the Arab World. I think that the Arab World is in need of such service to facilitate the life of unbanked people, and especially women. This article also highlights the importance of having a lenient regulatory system.
mbellakbail69

Prime Bank launches SimbaPay - International Money Transfer Service | Value Added Servi... - 0 views

www.biztechafrica.com/...16250

shared by mbellakbail69 on 13 Feb 21 - No Cached
  • Prime Bank, a leading private bank in Kenya, has partnered with London-based FinTech SimbaPay, to launch an instant international money transfer service via the bank’s digital platform PrimeMobi.Through SimbaPay, Prime Bank customers will now be able to instantly and securely send money directly to bank accounts or mobile wallets across 15 countries in Africa, Europe, and Asia including India, United Kingdom, China (WeChat Pay), Germany, Uganda among others, the company said in a media statement.
    • nourserghini
      nourserghini on 13 Feb 21
       
      This article reveals a new service offered by Simbapay with the partnership of the kenyan Prime Bank to provide instant money transfers to 15 countries through the PrimeMobi platform.
    • mbellakbail69
      mbellakbail69 on 13 Feb 21
       
      Via SimbaPay, customers in Africa, Europe and Asia, including India, the United Kingdom, China, Germany and Uganda, are now in a position to transfer cash immediately and safely to bank accounts or mobile wallets.
    • mbellakbail69
      mbellakbail69 on 13 Feb 21
       
      Via SimbaPay, customers in Africa, Europe and Asia, including India, the United Kingdom, China, Germany and Uganda, are now in a position to transfer cash immediately and safely to bank accounts or mobile wallets.
kenza_abdelhaq

ᐉ Peer-To-Peer Lending * How We has Contributed to P2P lending - 0 views

perfectial.com/...peer-to-peer-lending

Fintech Strategy Peer-to-Peer Lending Lending

shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • Despite the fact peer-to-peer lending has numerous benefits over the classic model, it also has certain potential drawbacks, such as lower level of security and personal guarantees as compared to bank loans. This is why only the most reputable P2P lending marketplaces with a positive track record are potentially able to boost the entire fintech industry.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Peer to peer lending has great potential with regard to the fintech industry. It could also be an alternative for farmers to have access to funding.
sawsanenn

9 Fintech Marketing Strategies You Should Try in 2021 [+Infographics] | DAP - 0 views

www.digitalauthority.me/...fintech-marketing-strategies

FinTech Financial inclusion Marketing Strategies

shared by sawsanenn on 13 Feb 21 - No Cached
  • Fintech marketing is the sum of marketing techniques specifically tailored for financial technology (‘fintech’) companies. These companies are using new technologies to improve, and ultimately, automate, the delivery and use of financial services to consumers.
    • ghtazi
      ghtazi on 13 Feb 21
       
      fintech Marketing strategies are used by companies that want to improve their use of financial services to consumers by introducing new technologies.
  • Financial services are rather dull, matter of fact aspects of our day to day life. In other words, dealing with personal finances is something we all have to do. But let’s be clear - no one will come to you with a big smile on their face and scream: “Oh my God, I had such an amazing experience opening a new savings account today.” That said, while financial technologies are boring, it doesn’t mean your marketing style should be boring as well.
    • sawsanenn
      sawsanenn on 13 Feb 21
       
      I agree with this article. Not only because it so hard to compete with normal banks since they were in the market a long time before the fintech has appeared, since they already have their customer portfolios and spent years to gain their trusts. Fintech should focus on two strategies: the marketing strategy where they can make financial services more fun but also they should consider security strategy to gain customers trusts because of cyberhacking
hibaerrai

Business Real Estate News | Technology | Travel Guide - 0 views

www.ameinfo.com/...nsport-and-financial-brokerage

Thndr Egypt Fintech Investment Securities

shared by hibaerrai on 13 Feb 21 - No Cached
  • Thndr, an Egypt-based startup has announced that it has received the first new brokerage license in the country in over a decade. Thndr recently acquired the necessary licensing from the Financial Regulatory Authority (FRA). 
    • ayachehbouni
      ayachehbouni on 13 Feb 21
       
      Egypt has more than 100 million people and is expected to be the 7th largest economy by 2030. This represents a huge opportunity in my opinion for Thndr as the demand for convenient and digital ways to invest money will be increasing as time goes by.
  • Ahmad Hammouda, Co-Founder and CEO at Thndr said Egypt is expected to be the 7th largest economy by 2030 and has more than 100 million people, most of which are young and are looking for a convenient and digital way to invest their money. “That’s why we are excited to bring a new breed of young investors to the market” he added.
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Thndr should take advantage of this growing market in Egypt, and convince and attract the young generation.
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