Skip to main content

Home/ Spring 21 Capstone 640pm/ Group items tagged Rates

Rss Feed Group items tagged

Filter: All | Bookmarks | Topics Simple Middle
kenza_abdelhaq

Peer-to-Peer Lending: Best Websites of February 2021 - 0 views

www.investopedia.com/...eertopeer-lending-websites.asp

Fintech Strategy Peer-to-Peer Lending Lending

shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • If you can’t or don’t want to borrow money from a brick-and-mortar bank or a conventional online lender, peer-to-peer (P2P) lending is an option worth exploring. P2P lending works differently from the financing you may have received in the past. You are not borrowing from a financial institution but rather from an individual or group of individuals who are willing to loan money to qualified applicants. P2P lending websites connect borrowers directly to investors, as these lenders are called. Each website sets the rates and the terms (sometimes with investor input) and enables the transaction. P2P has only existed since 2005, but the crowd of competing sites is already considerable. While they all operate the same basic way, they vary quite a bit in their eligibility criteria, loan rates, amounts, and tenures, as well as their target clientele. To jump-start your search, we scoured the online P2P marketplace and came up with these top six platforms, depending on your exact financial situation.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      P2P lending could be a strategy pursued by the eligible fintech companies that we have this semester. P2P lending means that the company would not be borrowing money from a financial institution but rather from an individual or group of people that are willing to lend money to qualified applicants/organizations. This article enumerates the most prominent platforms for P2P lending.
  • Types of Loans Available Through Peer-to-Peer Lending P2P loans can be used for many of the same purposes as personal loans. Here are a few of the loan types you may find on popular P2P websites.  Personal LoansHome Improvement LoansAuto LoansStudent LoansMedical LoansBusiness Loans
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      If a company does not want to borrow from conventional banks or a fintech company want to offer this service, Peer-to-Peer lending is a great alternative.
ayachehbouni

SimbaPay's Zero-rate Money Transfer Service Now Supports M-Pesa Paybill for Kenyans in ... - 0 views

techcabal.com/...-paybill-for-kenyans-in-the-uk

shared by ayachehbouni on 13 Feb 21 - No Cached
  • Digital money transfer provider, SimbaPay has announced that it now supports Safaricom’s M-Pesa PayBill payment service in Kenya. This development broadens the reach of the M-Pesa Paybill service which was previously limited to Safaricom subscribers within Kenya. Now, Kenyans living abroad will be able to make payments in Kenya on the M-Pesa Paybill service via the SimbaPay App.
    • ayachehbouni
      ayachehbouni on 13 Feb 21
       
      Thanks to this development, SimbaPay users in the UK will be able to make instant money transfers at no cost and will not need a Safaricom phone number or M-Pesa registration to make transactions with vendors using M-Pesa Paybill in Kenya. I believe that this would greatly increase both platforms' customer base.
omarlahmidi

Inside SnapScan, SA's app of the year - TechCentral - 2 views

techcentral.co.za/...43230

Africa SnapScan E-Payments

shared by omarlahmidi on 11 Feb 21 - No Cached
  • The company makes its money by charging a small transaction fee to the retailer on each purchase. This fee varies. “We take a small transaction fee, much like the acquiring component to merchant transactions,” Ehlers says. SnapScan has a partnership with Standard Bank, which means it can process transactions at “competitive rates”, he adds. In addition to transaction fees, SnapScan offers its customers the option of accessing analytics or running loyalty programmes, both of which are billed as add-ons.
  • SnapScan co-founder, 28-year-old Kobus Ehlers, says there are a number of benefits to this approach for retailers. “It takes about 30 seconds to sign up. We issue a QR code, which you print, and you’re done.” Merchants without bank accounts can cash out their takings at the end of the day. “Customers can pay with the app, the retailer can then get a voucher code at the end of the day that they can punch in at a Standard Bank ATM — or hand over at a Spar — and get cash.” If customers don’t have the app installed, scanning the QR code will take them to the relevant app store where they can download it.
    • samielbaqqali
      samielbaqqali on 12 Feb 21
       
      Low transaction fees are often a strong opportunity to draw customers and this technique is perfectly executed by SnapScan. SnapScan, in my view, plays smart because they deliver a fast and digitalized service with a special QR code technology, so they deserve to win the South African app of the year.
  • If customers don’t have the app installed, scanning the QR code will take them to the relevant app store where they can download it.
  • ...4 more annotations...
  • To use SnapScan, consumers download the app for Apple, Android or BlackBerry, and add their credit card details by taking a picture of their card and creating a Pin. They can then use the app to scan a QR (quick response) code — a type of barcode — in a store and can make payments.
  • The company makes its money by charging a small transaction fee to the retailer on each purchase. This fee varies. “We take a small transaction fee, much like the acquiring component to merchant transactions,” Ehlers says. SnapScan has a partnership with Standard Bank, which means it can process transactions at “competitive rates”, he adds. In addition to transaction fees, SnapScan offers its customers the option of accessing analytics or running loyalty programmes, both of which are billed as add-ons. The company offers three products. The first is an “instant merchant product” aimed at informal retailers who want their takings in cash. The second is the “standard” product that settles into a bank account like a traditional point-of-sale (POS) unit. The third is an “enterprise solution” designed to integrate with existing POS systems.
  • SnapScan works with debit cards and credit cards, and there are no sign-up, setup or installation fees. There is also no monthly fee payable.
    • aymanelmamoun
      aymanelmamoun on 13 Feb 21
       
      SnapScan enters the market by offering many facilities to attract new customers. The application supports both debit and credit cards, no sign-ups or installation fees, and payments are made monthly.
  • SnapScan falls under FireID, the company that now houses six start-up technology businesses, SnapScan being the most recently launched. FireID started life as an information security company specialising in “two-factor authentication” technology for mobile phones. It was funded by billionaire Johann Rupert, through Reinet. Justin Stanford, one of FireID’s co-founders, was instrumental in securing the initial capital injection. However, Stanford was unable to convince Reinet’s investment committee to continue investing and in 2011 it pulled its funding of FireID, forcing the company to lay off its 40 employees.
    • omarlahmidi
      omarlahmidi on 13 Feb 21
       
      To attract customers, SnapScan uses many facilities such as accepting credit and debit cards.
  • hichamachir on 11 Feb 21
     
    The low transaction fees are always a good incentive to attract customers and SnapScan are implementing this strategy perfectly. In my opinion, SnapScan is playing smart because they offer a fast and digitalized service with a unique technology which is QR code, so they deserve to win the app of the year in South Africa.
  • chaimaa-rachid on 13 Feb 21
     
    SnapScan offered a digital service. The company has created efficiency and security with its QR code techniques.
  • hindelquarrouti on 13 Feb 21
     
    It is interesting and encouraging to customers the fact that they don't need to pay any sign-up, setup or installation fees in order to benefit from snapscan
kenza_abdelhaq

Lumkani - Wikipedia - 0 views

en.wikipedia.org/Lumkani

Notification Frequency Temperature

shared by kenza_abdelhaq on 12 Feb 21 - No Cached
  • The device is a small blue box that measure the rate of temperature rise rather than detecting smoke which helps in reducing false alarms.[5] The network of Lumkani devices in a specific slum uses radio frequency to send text messages and notify people in cases of emergencies. An alarm will be activated in all houses within a 60 metres (200 ft) radius if the initial alarm is not disarmed within 30 seconds.[6][7]
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      It important not only for people to hear from others about fire alarms, but also for them to receive some sort of text to notify them about such emergencies.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      The company created a device able to detect smoke caused by fire and to notify the relevant parties through text messages GPS coordinates and redio frequencies.
  • kenza_abdelhaq on 13 Feb 21
     
    "The device is a small blue box that measure the rate of temperature rise rather than detecting smoke which helps in reducing false alarms.[5] The network of Lumkani devices in a specific slum uses radio frequency to send text messages and notify people in cases of emergencies. An alarm will be activated in all houses within a 60 metres (200 ft) radius if the initial alarm is not disarmed within 30 seconds.[6][7] The central device of the network locates the GPS coordinates of the blaze,[4] to coordinate with the fire department for immediate intervention."
tahaemsd

WDO | Lumkani - 0 views

wdo.org/lumkani

Fintech Africa Payments modernization Service

shared by tahaemsd on 12 Feb 21 - No Cached
  • The device detects fires by sensing for a rate of rise of temperature, rather than smoke, which would cause many false alarms. In the event of a fire, the detectors communicate to one another by means of radio frequency (RF) to create a community wide alert – the alert is transmitted to neighbouring detectors within a 60m radius of the fire, giving the community at large the necessary advanced warning to deal with the fire before it becomes unmanageable.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      It's interesting to know that the device detects fire alarms not by smoke but by the rise of temperature. This could prevent many false alarms from happening.
  • Lumkani has created the world’s first networked heat-detector designed specifically for informal settlements. Lumkani’s heat detector addresses the devastation caused by the spread of fires in urban slums, by creating a community wide early warning.
    • tahaemsd
      tahaemsd on 13 Feb 21
       
      This device detects fires by sensing for a rate of rise of temperature, rather than smoke.
mehdi-ezzaoui

A case-based reasoning approach to rate microcredit borrower risk in online Kiva P2P le... - 1 views

www.emerald.com/...html

KIVA online p2p lending

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • he adopted approach is applied and evaluated employing a selection of cases from individual loans. From this perspective, the case base and the codified knowledge about how to evaluate risks associated with a loan represent two examples of knowledge IT artifacts.
  • mehdi-ezzaoui on 13 Feb 21
     
    The authors discuss how the combination of available historical data on loans and their outcomes (structured as a case base) and available knowledge on how to evaluate the risk associated with a loan request can be used to provide the end users with an indication of the risk rating associated with a loan request based on similar past situations.
mehdibella

In a cash-strapped age, are microloans the answer? | World news | The Guardian - 0 views

www.theguardian.com/...ancing-poverty-good-news-loans

Kiva kenya Nairobi Fintech finance

shared by mehdibella on 13 Feb 21 - No Cached
  • Millions of people in developing countries depend on microloans to raise the funds to grow a business or just stay afloat in hard times. And thanks to digital platforms, smartphones and free-moving global capital, growing numbers of people in the rich world are using their money to lift others out of poverty.
  • But the reality is often a lot messier – something that may not initially be obvious to the lender. In fact, like Cabusog and Lendwithcare, borrowers and crowdfunding sites connect via local partner microfinance institutions (MFIs) who do the essential work of assessing creditworthiness and administering loans. To pay for that, most MFIs charge interest to borrowers, often at wildly varying rates.
  • Kiva is the slickest of the microfunding websites, offering a mind-bogglingly glossy catalogue of projects sorted into different categories, countries and attributes, all illustrated with backstories and pictures.
  • ...2 more annotations...
  • Kiva is often already in the borrower’s pocket, lent by a local MFI long before the loan target has been met. There are good practical reasons for this, explains Kathy Guis,
  • Kiva is using blockchain technology in Sierra Leone to create an online ID database so that loan applicants outside the formal banking system can prove their credit history, and it hopes to extend the system to other countries if successful.
  • mohammed_ab on 13 Feb 21
     
    It seems that microfinance or crowdfunding is life-saving for many young entrepreneurs. However, there are some practices that sometimes interfere with the non-profit status of companies like Kiva. On Kiva's website, It's stated that loans are free of charge, but the MFIs charge interest to borrowers at varying rates depending on the region, which might affect the borrowers.
hibaerrai

SmartelMoney | Home - 0 views

smartelmoney.com

Smartel Money E-payments Lesotho Kenya Fintech

shared by hibaerrai on 12 Feb 21 - No Cached
  • Enjoy the lowest rates in the country, cheaper than internet banking and even cheaper than mobile money. We have kept our fees as low as possible - we are the most affordable option on the market
    • kaoutarchennoufi
      kaoutarchennoufi on 12 Feb 21
       
      The smartelmoney is distinguished by its low costing feature. Obviously, these facilities need to be affordable for many people in order to benefit from them because they are meant to improve lives by enabling people to transfer money at a lower cost.
  • Enjoy the lowest rates in the country, cheaper than internet banking and even cheaper than mobile money. We have kept our fees as low as possible. We are the most affordable option on the market.
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      One interesting selling point of this fintech is that you can do all your money transfer and transactions with low costs. It's the cheapest option in Lesotho. The aim is to help consumers so that they can afford these kinds of services.
hichamachir

Kenya Is Becoming a Global Hub of FinTech Innovation - 0 views

hbr.org/...obal-hub-of-fintech-innovation

Fintech M-Pesa GDP Kenya

shared by hichamachir on 27 Feb 21 - No Cached
  • The country has seen skyrocketing mobile penetration rates, with subscriptions surpassing the total population amount by 12%, and FinTech innovations have followed. For example, the telecommunications giant Safaricom, which contributes 5% of the county’s GDP, led the push in 2007 with its M-Pesa money transfer service, which functions much like a limited mobile bank but without the need for an Internet connection. M-Pesa combines Safaricom’s mobile infrastructure with an agent model; Safaricom stores their balance and customers can go to one of 110,000 agents throughout the country to conduct transactions in person. The whole system runs on technology similar to text messaging, and has expanded to seven countries.
    • hichamachir
      hichamachir on 27 Feb 21
       
      Safaricom the company responsible for M-Pesa contribute with 5% to the GDP of Kenya. This data shows the influence of this company in Kenya.
omarlahmidi

Global Payment Gateways Market Current Trends, Competitive Landscape and Future Growth ... - 0 views

www.orbismarketreports.com/s-and-forecast-outlook-by-2026

Africa SnapScan

shared by omarlahmidi on 27 Feb 21 - No Cached
  • This Global Payment Gateways Market report provides the readers with detailed figures at which the Payment Gateways market was valued in the historical year and its expected growth in upcoming years. Besides, analysis also forecasts the CAGR at which the Payment Gateways industry is expected to mount and major factors driving markets growth. The global Payment Gateways market report offers users the detailed study of the market and its main aspects. There are different marketing strategies that every marketer looks up to in order to ace the competition in the Global market. There is a target set in market that every marketing strategy has to reach. Some of the important aspects analyzed in the report include market share, production, key regions, revenue rate as well as key players.
hichamachir

Tax relief, CRB-listing suspension: Here are all directives issued by Pres. Kenyatta to... - 0 views

www.k24tv.co.ke/...ore-money-in-your-pocket-18275

Fintech M-Pesa Kenya Tax-Relief

shared by hichamachir on 27 Feb 21 - No Cached
  • 100% tax relief to Kenyans earning Ksh24, 000 and below.Pay as you earn (PAYE) reduction from a maximum of 30% to 25%.Reduction of turnover tax rate from 3% to 1% for all micro, small and medium enterprises.Reduction of resident income tax to 25%.The Government to make available Ksh10 billion to vulnerable groups including the elderly and orphans, among others. This, the president, said will be done through cash transfers from the Ministry of Labour and Social Protection.
    • hichamachir
      hichamachir on 27 Feb 21
       
      Tax relief is a wonderful format to encourage Kenyans to contribute to their domestic economy. M-Pesa can absolutely benefit from it/
aminej

Ghana - Market Overview - 0 views

www.trade.gov/...ghana-market-overview

External Analysis Demographics Social Factors Youth Digitalization

shared by aminej on 27 Feb 21 - No Cached
  • Ghana is a country of roughly 30 million people. It is a young and fast-growing country, with a relatively high population growth rate of 2.2 percent. More than half the population (57 percent) is under 25 years old. The country’s capital, Accra, is a bustling metropolitan area that is home to roughly 2 million people. Kumasi, the capital of the Ashanti Region north of Accra, is another large population center and an active commercial center with roughly the same population as Accra.
    • aminej
      aminej on 27 Feb 21
       
      The demograhics in Ghana are fascinating since half of the population is under 25 which is good for our company and digitalization in general throughout Ghana. The younger population will be more keen to use mobile apps than elder generations
tahaemsd

mpesa_d_1540.pdf - 0 views

DIIGO_FILE_HOME/8474o/85kx

fintech payments technology online

shared by tahaemsd on 11 Feb 21 - No Cached
  • tions (number years to reach 80% coverage) 5 One of the reasons mobile phone technology has spread quickly is that it has followed other technologies that may have eased the way. Figure 2 confirms this sequencing property is likely at work, at least in the US: many of the new technologies that were introduced before about 1950 (with the exception of radio) were relatively slow to diffuse through the population, whereas those introduced in the second half of the century saw generally steeper adoption rates. Nonetheless, the speed of adoption of cell‐phones, especially in the developing world, remains unprecedented. Figure 2: Technology adoption is getting faster 6 5 Data from World Bank. 6 Source: New York Times, February 10, 2008. 0 20 40 60 80 100 120 140 Railw
samielbaqqali

WorldRemit Online Money Transfer - How It Works - 1 views

www.worldremit.com/...how-it-works

Worldremit Money Transfer

shared by samielbaqqali on 11 Feb 21 - No Cached
  • Why choose WorldRemit?We're SimpleNo need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computerWe’re SafeWe use industry-leading technology that protects your money and guarantees it arrives safely every time.We're Fast90% of our transactions are completed in minutesWe’re Low-costSee our low fees and our best exchange rates up front, with no hidden costs
  • We're SimpleNo need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computerWe’re SafeWe use industry-leading technology that protects your money and guarantees it arrives safely every time.
    • samielbaqqali
      samielbaqqali on 12 Feb 21
       
      I think that Fintechs's idea is to enhance our lifestyle and help us use fast services. WorldRemit provides a fast, successful and secure company, and by making it more creative, they can enhance their service.
  • hichamachir on 11 Feb 21
     
    The efficiency of WorldRemit is brilliant. I believe that the concept of Fintechs is to improve our lifestyle and help us use fast services. WorldRemit do provide a fast, efficient and safe business and they can improve their service by making it more innovative.
kenzabenessalah

Lumkani - Crunchbase Company Profile & Funding - 0 views

www.crunchbase.com/...lumkani

Urban Device Detector

shared by kenzabenessalah on 12 Feb 21 - No Cached
  • Lumkani is a social enterprise known for its fire detector and system designed to overcome the shack-fire challenge in urban slums in South Africa and across the globe with the use of a heat detection technology. It measures the incidence of harmful fires and alert families inside the shack of the danger, using the rate-of-rise of temperature
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      It was a great idea to introduce the device in urban slums since that is the region where most fires ignite.
kenzabenessalah

Lumkani - Early Warning Fire Detection System | Engineering For Change - 0 views

www.engineeringforchange.org/...-warning-fire-detection-system

Lumkani Communication SMS

shared by kenzabenessalah on 12 Feb 21 - No Cached
  • Lumkani is a small fire alarm that registers the rate at which heat rises within a small residence indicating when there might be a fire risk. It then connects with neighboring devices, setting off a chain of alarms so that neighbors can intervene. Newer versions also communicate with home owners via SMS, as well as with local emergency services.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      Lumkani has updated its system according to advanced technology. For example, nowadays, they send alarms via SMS.
mohammed_ab

How M-Pesa changed banking in Africa - CNN - 0 views

edition.cnn.com/...index.html

M-Pesa Mobile Money Fintech Kenya

shared by mohammed_ab on 12 Feb 21 - No Cached
  • The service will face stronger competition in the coming years. The Kenya Bankers Association -- representing 46 banks -- is introducing its own mobile payment platform that will allow convenient transfers between accounts at different banks, and the group hopes this will eat into M-Pesa's market share.
    • tahaemsd
      tahaemsd on 12 Feb 21
       
      the next decade will bring new challenges for the mobile payment system
  • The system was launched by Vodafone's Safaricom mobile operator in 2007 as a simple method of texting small payments between users. Today there are 30 million users in 10 countries and a range of services including international transfers, loans, and health provision. The system processed around 6 billion transactions in 2016 at a peak rate of 529 per second.
  • mohammed_ab on 12 Feb 21
     
    This article explains how M-Pesa, a small mobile money transfer using SMS has grown over the past 10 years, which enable the company to reach a level of success that was unpredictable. Today, the company has expanded its service & product offerings making the volume of transactions reaching a level of 529 per second. I think that this service could expand to all African countries, Morocco included, and it could have some great benefits to unbanked people in Morocco.
kenza_abdelhaq

How Africa's Tech Generation Is Changing the Continent - 0 views

www.nationalgeographic.com/...africa-technology-revolution

FarmDrive Kenya Specialized market

shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • Bosire and Kimani launched FarmDrive in May 2015. The digital recordkeeping platform serves as a basis for bankers to establish credit ratings and determine which farmers are best suited for small loans. FarmDrive’s pilot program consisted of 50 farmers. Today hundreds of thousands are in FarmDrive’s database; about 830 have received financing. In turn the banks pay FarmDrive for essentially functioning as their credit bureau for Kenya’s vast farming community. The two entrepreneurs have no intention of stopping there. “There are more than five million small farmers in Kenya,” Bosire says. “Throughout Africa it’s about 50 million. But when we started FarmDrive, we always had global ambitions. We’re building solutions for farmers in Asia too.”
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      FarmDrive is now among popular agritech in Kenya, and Africa. The two creators are not stopping here, and are planning to expand their business to Asia and the world. I believe that the fact that customers who have issues with IT can easily use the platform, shows how big the fintech will be. It is a huge selling point.
  • But if it’s true that Kenya’s relative stability has contributed to Bosire and Kimani’s success, it’s also true—and typical of the Kenyan entrepreneurial experience—that FarmDrive has succeeded with little encouragement from the national government. In sub-Saharan Africa, Kenya and Nigeria have achieved tech preeminence more from venture capital flowing into those large countries than from government action.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      The main source of FarmDrive financing is venture capital investments. The company received very little help from the government.
  • kenza_abdelhaq on 13 Feb 21
     
    "But if it's true that Kenya's relative stability has contributed to Bosire and Kimani's success, it's also true-and typical of the Kenyan entrepreneurial experience-that FarmDrive has succeeded with little encouragement from the national government. In sub-Saharan Africa, Kenya and Nigeria have achieved tech preeminence more from venture capital flowing into those large countries than from government action."
chaimaa-rachid

About | Kiva - 0 views

www.kiva.org/about

life improve people

shared by chaimaa-rachid on 07 Feb 21 - No Cached
  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
    • aminej
      aminej on 11 Feb 21
       
      Kiva is an interesting platform that offers very interesting funding access to people in different areas of the world. It would enable them to either start a new business or improve theirs. There are already 1.9 million lenders which is quite huge and a repayment rate of 95.9% so I believe that it is really developped.
  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
    • kaoutarchennoufi
      kaoutarchennoufi on 12 Feb 21
       
      Kiva is a very impactful organization since it financially helps students and women who want to start their own business. It is well known that these two categories usually face difficulties to contract loans or get any financial service. We need more organizations like Kiva all around Africa.
  • ...2 more annotations...
  • Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning.
  • We envision a financially inclusive world where all people hold the power to improve their lives.
  • hichamachir on 07 Feb 21
     
    I love the concept of Kiva where you can see technology helping people in their lives. The company aims to link borrowers with lender in order to improve the lifestyle of the people interested in this service. I just like the way Fintech plays a big role in improving our life and Kiva is just a good example of it.
  • chaimaa-rachid on 13 Feb 21
     
    Kiva provides attractive access to funding individuals to improve their lives.
hichamachir

Pula and protecting smallholder farmers through insurance | Accion - 0 views

www.accion.org/-smallholder-farmers-insurance

Pula Insurance Fintech Africa

shared by hichamachir on 13 Feb 21 - No Cached
  • Across Pula’s eight African markets, insurance penetration rates are typically less than 5 percent. Pula innovates to improve this. The farmers realize that insurance is useful, but they are not willing to pay its upfront cost.
  • hichamachir on 13 Feb 21
     
    Pula's innovative business will surely inspire future businesses to start similar projects. I think that Pula has the possibility to dominate the market and help future startups to start their businesses and then acquire them to avoid competition.
‹ Previous 21 - 40 of 81 Next › Last »
Showing 20▼ items per page