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No, you cannot receive both Social Security Disability Insurance (SSDI) and Social Security retirement benefits simultaneously. This is because SSDI is essentially an early claim on your Social Security retirement benefits. When someone qualifies for SSDI, they are receiving the same benefits they would later receive as retirement income, just earlier due to their disability. The Social Security Administration (SSA) calculates SSDI benefits using the same formula as it does for retirement benefits. Your monthly benefit amount is determined based on your lifetime earnings and the Social Security taxes you have paid into the system. Once you reach full retirement age, SSDI benefits automatically convert into Social Security retirement benefits at the same amount. This means there is no financial advantage to collecting both at the same time, as they represent the same entitlement. At The GCC Law Firm, we dedicate our practice to helping individuals with disabilities receive the government benefits they deserve. Many people who are unable to work may qualify for significant financial assistance through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

If you struggle with a disabling medical condition that has rendered you unable to work and earn income as you otherwise normally would, you may be eligible to receive disability benefits from a variety of sources, including from the Social Security Administration. Depending upon the date that your disability began and the date you filed your application, you may also be eligible to receive retroactive benefits - also known as back pay. Let's examine the types of benefits offered by the Social Security Administration and the circumstances under which back pay might be awarded. What Types of Disability Benefits Does the Social Security Administration Offer? The Social Security Administration offers two primary types of disability benefits. These include: Social Security Disability Insurance (SSDI) Benefits: SSDI benefits are disability benefits that the SSA pays to individuals with a qualifying disability that has rendered them unable to work for at least one continuous calendar year or more. In addition, the person must be "insured," - meaning that he or she worked a qualifying job for a sufficient amount of time and regularly paid a portion of the salary from that job into the Social Security system. Supplemental Security Income (SSI) Benefits: As with SSDI benefits, in order to receive SSI benefits, an individual must have a disabling condition that has led to an inability to work for at least one calendar year or more. Unlike the case with SSDI benefits, however, an individual need not be insured. Instead, the individual will have to have income and resources below a certain limit established by the Social Security Administration. That limit may change from year to year. The amount of benefits paid to an individual will not depend upon the condition itself but instead, upon the individual's work history, income level, and a variety of other factors. Regardless of whether SSDI or SSI is received, back pay may be an option.

While most people receiving Social Security Disability (SSD or SSDI) do not return to work after becoming disabled, many SSDI recipients do recover enough from their disabling impairment to attempt to perform some work. The Social Security Administration (SSA) has established rules and programs to support these individuals who wish to work while on SSDI. This blog article explains the rules governing how someone receiving SSDI benefits can work and continue to receive their full benefits, how they can remain eligible to regain their benefits without waiting, and how much they can earn while working and staying on SSDI.

If you receive or apply for Social Security Disability Insurance (SSDI) benefits, you may wonder whether those benefits will be affected by alimony or spousal support you receive from a former spouse. Both SSDI and alimony serve as financial support but are designed for different purposes. SSDI provides income to individuals who are unable to work due to a qualifying disability, while alimony is paid to support a former spouse after a divorce. As a national disability law firm, The Keener Law Firm will answer all the questions you may have about SSDI or SSI benefits and how your right to such benefits relates to other income or resources you have. If you need help getting or retaining Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) call The Keener Law Firm today.

The answer to that question depends on whether you've taken early retirement or have reached your full retirement age (FRA). At The Keener Law Firm, we've been helping people answer this and other complex questions for years, and our goal is always to ensure that our clients receive the full benefits they've earned through their work history. Let's break this down clearly so you can make informed decisions. Can I Apply For SSDI If I've Already Reached My Full Retirement Age? No, once you reach full retirement age (FRA), you cannot receive SSDI benefits because you're already receiving the equivalent amount through Social Security retirement benefits. Here's why: SSDI and Social Security retirement benefits are based on the same earnings record and are calculated using the same formula. When you reach your full retirement age-currently between 66 and 67, depending on your birth year-your SSDI eligibility ends, and your benefits automatically convert to retirement benefits. The amount remains the same; it's just being paid under a different category. So, if you've already hit your FRA and are drawing retirement benefits, there's no separate SSDI benefit you can apply for. At that point, it's all the same to the Social Security Administration (SSA). But things are different if you have not reached full retirement age yet.

The Social Security Administration calls it current benefits when someone qualifies for Social Security Disability Insurance and Supplemental Security Income disability benefits simultaneously. So, the answer is that you can receive SSI and SSDI at the same time, but your SSDI benefits may reduce how much you receive from SSI. You could even be ineligible for SSI because of what you receive in SSDI disability benefits.

If you live in California and you are unable to work as a result of a disability that has lasted for a year or more, you may be eligible for disability benefits from the Social Security Administration. Additionally, you may qualify for a variety of benefits offered by the state of California itself. Understandably, you'll want to understand how these benefits and programs interact with one another so you can ensure that you fully assert your rights and pursue all benefits to which you're entitled under the law. What Benefits Are Offered by the Social Security Administration? Those who have a qualifying medical condition that has rendered them disabled for one continuous calendar year or more may qualify for Social Security Disability Insurance (SSDI) benefits or Supplemental Security Income (SSI) benefits. Eligibility for SSDI is determined by employment history and how much an individual has contributed to the Social Security system in payroll taxes. SSI, on the other hand, is intended for disabled individuals with income and resources below a certain threshold established by the Social Security Administration. This threshold may change yearly, so you must talk to an attorney who knows and understands the law and can offer advice regarding your situation. Regardless of whether you receive SSDI or SSI benefits, the amount of the benefit payment does not depend upon the condition itself. Instead, it will depend on a variety of things, including work and earning history, income and resource levels, and other factors, depending upon your circumstances. In California, individuals may receive SSDI benefits, SSI benefits, or both, depending on their particular situations. In addition to the typical Social Security disability benefits, those living in California may qualify for various other benefits as well. One of those programs is called "Covered California." Let's take a closer look together at what Covered California is and whether or not it could impa

If you have a disability that has caused you to be unable to work, you may be considering whether or not you should pursue a claim for disability benefits from the Social Security Administration. One question many people ask when attempting to decide whether or not to pursue a claim is - how much would I receive in disability benefits? This is an understandable question to ask. After all, disability benefits can be very helpful in reducing financial stress for those unable to work due to their condition. Let's take a closer look at what types of benefits are available and how much you might receive. What Types of Benefits Are Available? The Social Security Administration offers two types of benefits to disabled individuals. These include Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits. In order to receive either type of benefit, an individual must have a qualifying medical disability that has caused them to be disabled for at least one continuous calendar year or more. If the disability is less than a year or occurs only intermittently, an individual usually will not be eligible for benefits. In order to determine whether or not a particular condition qualifies as a disability, the Social Security Administration will typically consult what is commonly known as the "Blue Book." The Blue Book is a listing of various impairments and their accompanying symptoms that, if established, may qualify for disability benefits. However, if you have a condition not listed in the Blue Book, you shouldn't panic. It may simply mean that you need to offer additional medical proof to establish the nature of your condition and its disabling effect. Although similar in some ways, SSDI and SSI benefits also have important differences. To be eligible to receive SSDI benefits, an individual must be "insured." To the Social Security Administration, this means that the person worked a qualifying job for a sufficient length of time,

As an attorney at The Keener Law Firm, I spend a lot of time explaining how Social Security Disability benefits work. One of the most common questions I get is, "How much will I get if I'm approved for benefits?" The answer depends on several factors, including which disability program you qualify for, how much you've worked, and your financial situation. Let's break it down so you can get a clear idea of what to expect if you're applying for disability benefits in 2025. SSDI vs. SSI: The Two Main Disability Programs When people think of disability benefits, they often assume there's just one program. The Social Security Administration (SSA) runs two different programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). The amount you receive in benefits depends on which program you qualify for. SSDI (Social Security Disability Insurance) is designed for people who have worked and paid into Social Security but can no longer work due to a disability. The benefit amount is based on your lifetime earnings before your disability, not your current financial situation. SSI (Supplemental Security Income), on the other hand, is a needs-based program for individuals with limited income and resources. Unlike SSDI, it doesn't matter how much you've worked in the past-SSI is designed to provide basic financial assistance to those who need it most. Let's take a closer look at how these benefits are calculated.

Social Security Disability Insurance (SSDI) provides financial assistance to individuals who are unable to work due to a disability, either because of non-work-related illness or injury. However, not all ailments automatically qualify for SSDI benefits. Understanding the criteria for qualifying ailments (impairments) is crucial for those beginning the SSDI application process.

Understanding the different types of Social Security benefits available to you can be confusing, especially if you are unfamiliar with Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). In this article, we explain how disabled individuals can access these benefits, how SSDI benefits relate to unemployment benefits, and how to file for SSDI or SSI benefits after becoming unemployed.

When a disability prevents you from working and earning a living, Social Security Disability Insurance (SSDI) provides a financial lifeline with monthly cash payments. As crucial as those monthly benefits may be, they are only one of the available benefits with SSDI.

At The Keener Law Firm, we often hear from clients who are confused and concerned when they find that their Social Security Disability (SSD) benefits have been reduced. We believe it is vital for every disability benefits recipient to understand all the reasons behind any possible benefits reduction. In this article, I will guide you through various grounds on which the Social Security Administration (SSA) might adjust your payment amount. Could It Be Due To Changes In My Income? Yes, changes in your income can lead to a reduction in your Social Security Disability benefits. The SSA has strict income guidelines that determine how much assistance you can receive. If you have started working or received additional income that exceeds the limit, your monthly benefits may be reduced or paused altogether. For Social Security Disability Insurance (SSDI) recipients, any earnings over a specified threshold may trigger this adjustment, unless you are participating in the Trial Work Period (TWP) program. The Trial Work Period (TWP) is a special program designed to allow a disability benefits recipient whose impairment has improved to attempt to return to work without forfeiting their benefits should they exceed the SSDI income limit for up to nine months. The nine months during which the person tries to work need not be consecutive but may be spread over five years. However, if you are not participating in the TWP and your income exceeds the SSDI program's monthly income eligibility cap, your benefits may be suspended. At The Keener Law Firm, we understand how essential accurate reporting of income is. Many clients are unaware that even part-time or temporary work can affect their monthly benefits. If you find your benefits reduced, review any changes in your financial situation and consult with experienced disability lawyer who can help clarify your options. We are glad to answer any questions you have regarding benefits reductions.

If you have a disability that has caused you to be unable to work, you may face financial difficulties. That's understandable. It can be incredibly challenging to go from regularly earning an income to being unable to work at all. If you find yourself in this situation, you may wonder whether you should pursue a claim for disability benefits from the Social Security Administration and, if so, how much you might receive. Let's take a closer look at the types of benefits available. Two Types of Benefits The Social Security Administration offers two types of benefits for disabled individuals, and eligibility will depend on your particular circumstances. They include: Social Security Disability Insurance (SSDI): SSDI benefits are benefits provided by the Social Security Administration and funded through employment taxes. As a result, to qualify for this type of benefit, the recipient must be "insured." While this term sounds as if some sort of particular insurance policy is required all it means is that the applicant worked a job for a sufficient length of time through which they regularly paid a portion of their salary into the Social Security system. Supplemental Security Income (SSI): Unlike SSDI benefits, SSI benefits are not funded through employment taxes but are instead funded through general revenue. As a result, an individual may not be "insured" to be approved for benefits. Instead, SSI benefits are intended for individuals with low income and resources. Each year, the Social Security Administration sets an annual limit on income and resources, and those who have income and resources below that level may qualify for benefits if they also satisfy other necessary criteria.

If you have a disability that is severe enough to prevent you from working, you may be facing significant financial stress. After all, being unable to work doesn't mean that the bills stop coming in. If you find yourself in this situation, you may wonder if you are entitled to disability benefits from the Social Security Administration and how much you might receive if your claim is approved. Let's take a closer look at the benefits that might be available and how they are calculated. What Benefits Are Available? The Social Security Administration has two different disability benefit programs, and eligibility will depend upon an applicant's particular circumstances. The two types of benefits are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits. In order to receive either type of benefit, an applicant must provide evidence to establish that: The applicant has a qualifying medical condition: In order to determine if a particular medical condition qualifies for disability benefits, the Social Security Administration will often consult its listing of impairments, otherwise known as the Blue Book. This guide contains numerous conditions as well as their accompanying symptoms. Those who can provide sufficient medical evidence to establish that they have a condition in the Blue Book will typically increase their chances of being approved for benefits, although having a condition in the Blue Book is not necessarily required. Those who do not have a condition in the Blue Book may simply need to provide additional medical evidence regarding their condition and how it affects their everyday life. The condition has rendered the applicant disabled for one continuous calendar year or more: This requirement is fairly self-explanatory. If a condition is disabling but resolves in less than one year, an individual may seek short-term disability benefits from other sources but will not be approved for disability benefits from the Soci

When it comes to the Social Security Administration and its method for handling monthly SSDI benefit payments, times and methods have certainly changed. There was a time, not all that long ago, when an early SSDI payment meant your check would arrive close to the third of the month without being lost or delayed in the mail. That was before new federal laws eliminated checks as the preferred payment method and changed the day of the month for Social Security disability and retirement benefits.

If you live in Florida and cannot work because of a medical condition, you may be eligible for disability benefits through the Social Security Administration. The Social Security Disability Insurance and Supplemental Security Income programs both pay benefits to residents of the Sunshine State with long-term disabilities, preventing them from working. The requirements to qualify for disability benefits through SSI and SSDI make it difficult for people to be approved. Of all the applications submitted annually to the Social Security Administration for disability benefits, more than two-thirds of them are denied. Improve your chances of having a claim for disability benefits approved by learning what types of disabilities does Florida Disability Determination Services recognize. This guide explains the types of disabilities that may qualify for SSI and SSDI benefits. If you have questions or need representation, Disability Experts of Florida has a team of experienced disability advocates ready to assist you.

When a disabling medical condition prevents you from working, knowing how to file a disability benefits claim in Illinois could help you avoid financial hardship. Disability benefit programs through the Social Security Administration provide monthly cash payments and access to medical insurance through Medicare or Medicaid. You must meet eligibility requirements, including having medical records documenting that you are disabled according to the evaluation standards used by the Social Security Administration. It's not easy, and more than two-thirds of the disability applications submitted each year are denied benefits. The information in this blog explains the Illinois disability benefits application process, including what you can do to avoid processing delays or a denial of benefits. Use it to improve your chance of being approved while also learning how to appeal an unfavorable decision with the assistance of a disability lawyer from Gallow Cazort & Co. Law Firm. Disability Benefits Eligibility In Illinois The two disability programs available through the Social Security Administration are Social Security Disability Insurance and Supplemental Security Income. The SSDI program is for people who worked long enough and recently enough at jobs or through self-employment while paying Social Security taxes on their earned income. SSI is primarily for people with limited income and resources. For instance, you cannot own resources with a total value of over $2,000 as an individual or $3,000 for couples. You must be disabled to qualify for disability benefits through SSDI and SSI. However, individuals 65 and older who meet financial limitations and find it hard to pay for food, shelter, and other essentials may be eligible for SSI benefits without being disabled or blind. The Social Security Administration's definition of disability is the inability to do substantial gainful activity because of a medically determinable physical or mental impairment. The impairme

When you qualify for Social Security Disability benefits, the type of health insurance you receive depends on whether you're approved for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). While both programs offer vital support, they connect to different health coverage options-and the timing and access varies more than you might expect. Understanding how your benefits connect to healthcare coverage can make a real difference in planning your care and protecting your finances. At GCC Law Firm, we've worked with thousands of individuals nationwide to get the disability benefits they're entitled to receive. Whether you're starting your claim or appealing a denial, our legal team knows how to cut down on delays and complications that can stand between you and the coverage you need.