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There are several different types of student financial aid - scholarships, grants, work-study and loans. This guide explains the financial aid options available to students who want to further their education by attending a college or university or a career or technical school. You’ll also learn about how to apply for federal student aid, get information about scholarships for students with disabilities, and learn about other types of financial aid to help pay your tuition, fees and other higher education expenses.

Common forms of financial aid include grants, loans, work-study, and scholarships. Some are available specifically to students with disabilities. Many students use a combination of these financial aid resources. It is important to remember that financial aid results in a partnership of the student, parents, postsecondary educational institutions, state and federal governments, and/or private organizations. Such a partnership requires cooperation, communication, and an understanding by each of their responsibilities within the financial aid process.

It’s not a secret that college can cost a small fortune. What you may not know is that specific scholarships are available for students with learning and attention issues. There are also general grants, loans and scholarships. Explore some of the opportunities below. College financial aid offices are a great place to learn more.

GREAT FALLS - A new loan program is bringing almost $1 million worth of financial services to Montanans with disabilities and on Tuesday, the National Disability Institute trained local credit counselors for the program. With one in five US adults living with a disability, and those adults being three times more likely than their peers to live at or below the poverty line, providing them with financial services is crucial to opening up the doors to more opportunities.

This is a listing of camps for children and adults with specific diagnoses, and for children who have a parent or a family member with a specific diagnosis. These are not necessarily free camps, or camps for financially needy children and families. But, some of these camps offer financial aid, so contact the individual camp for details. If you're looking for programs that provide general financial aid for camping or other activities, then go to the Diagnosis-Based Assistance area of NeedyMeds and search by the specific diagnosis. The programs listed in this database include camps for children with one specific diagnosis, whole categories of diagnoses (such as all types of cancers) or broader chronic illnesses. Many of these camps are funded by either private or government organizations. Some camps take children from anywhere in the U.S., while others are limited to people in specific states. Most have some type of eligibility requirements, usually financial ones.

This is a listing of camps for children and adults with specific diseases, and for children who have a parent or a family member with a specific disease. These are not necessarily free camps, or camps for financially needy children and families. But, some of these camps offer financial aid, so contact the individual camp for details. If you're looking for programs that provide general financial aid for camping or other activities, then go to the Disease Based Assistance area of NeedyMeds and search by the specific disease.

Today, the U.S. Department of Education announced a new streamlined website and several social media tools that will make it easier for students and families to navigate the financial aid process and make informed decisions about paying for college. The launch of the new website, StudentAid.gov, follows a report from the U.S. Department of Education and the Consumer financial Protection Bureau about consumer protection issues with private student loans and recommendations to improve the student loan marketplace.

In the United States, caring for a child with special health care needs usually means higher medical expenses for a family - particularly for low-income families, who spend a disproportionally large share of their income on their child's care. Yet the amount of financial burden for these families also depends on their state of residence, according to Paul T. Shattuck, PhD, professor of social work at Washington University in St. Louis [Pediatrics, 124: S435-S442]. "The percentage of low-income families in a given state with out-of-pocket expenses that exceeded 3 percent of their income varied considerably according to state and ranged from 5 percent to 25. 8 percent (District of Columbia and Montana, respectively). Families living in states with more generous Medicaid and State Children's Health Insurance Program (SCHIP) benefits report less financial burden," Dr. Shattuck said.

Research has shown that families raising children with disabilities face exceptionally high rates of financial hardship, which can have a negative effect on the children's well-being.

Autism trends, treatments and therapies routinely make headlines. Often overlooked, though, is the financial burden for many families with autistic children. Treatment is extremely expensive. Direct medical and nonmedical costs can add up to as much as $72,000 a year for someone with an extreme case of the disorder, and even $67,000 a year for those on the lower end of the spectrum, according to a study from the Harvard School of Public Health.

Click here to register!What:Please Join the Southwest ADA Center and the Texas Governor's Committee for People with Disabilities for another ADA Virtual Round Tables webinar.   Attorney Deborah A. Green with the Law Offices of Deborah Green, and Attorney Tom Ruffner, Court Investigator with Travis County Probate Court in Austin, Texas will discuss a range of financial and legal tools for planning for a lifetime of support. When:Monday, December 5, 2011 12:00 PM Mountain  Contact:Phone: (713) 520-0232Email: ilru@ilru.org

What:As families grow and age they reach many crossroads. Each crossroad generates more questions. Family Life Expo was designed to provide Billings families with answers to their many questions and direct families to local professionals and providers who can help.When you register to exhibit at the 2012 Family Life Expo, you will also be included in the network of professionals and providers on FamilyLifeExpo.com, fully launching to the public dare of the expo, February 4, 2012. At FamilyLifeExpo.com families can get the latest news and updates on just about any issue such as healthcare, financial planning, education, real estate, jobs, vacations, insurance, retirement, and more! Most importantly, families can link directly to one of our network professionals or providers that can help. When:February 4, 2012 Where:MetraPark PavilionBillings, MTContact:Phone: 406-294-9116Email: familylifeexpo.comProceeds to benefit the Special K Ranch.

Click here to registerWhat:Section 504 of the Rehabilitation Act of 1973 protects the rights of individuals with disabilities in programs and activities that receive federal financial assistance. Students eligible for special education services under the IDEA are typically also eligible for services under Section 504; additionally, students not eligible under IDEA may be covered by Section 504. Therefore, it is critical that advocates for students with disabilities understand protections under Section 504 as well as ways to deal with suspected violations.    This webinar will provide an overview of the structure of the Office for Civil Rights (OCR) at the U.S. Department of Education, which enforces Section 504 with respect to entities that receive federal financial assistance from the Department. The Section 504 complaint process will be examined in depth, including who may file a complaint, when a complaint may be filed, how to file a complaint, what type of information is necessary to file a complaint and how to effectively present that information. Additional ways to address suspected violations will also be explained as well as strategies to effectively navigate procedural safeguards provided by the law. The webinar will also provide an overview of how the Americans with Disabilities Act Amendments Act applies to Section 504. Time will be provided for questions for participants. When: Wednesday, December 7, 2011  12:00 to 1:30 PM MT Cost: $50.00