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GREAT FALLS - A new loan program is bringing almost $1 million worth of financial services to Montanans with disabilities and on Tuesday, the National Disability Institute trained local credit counselors for the program. With one in five US adults living with a disability, and those adults being three times more likely than their peers to live at or below the poverty line, providing them with financial services is crucial to opening up the doors to more opportunities.

From Disability.gov, this fact sheet provides an overview of the major federal student aid grant programs. The federal government provides grant funds for students attending colleges, including career colleges and universities. Grants, unlike loans, do not have to be repaid. To access the fact sheet in English go to http://studentaid.ed.gov/students/attachments/siteresources/Grant_Programs_Fact_Sheet_04_2009.pdf A Spanish version is available at: http://studentaid.ed.gov/students/attachments/siteresources/spanish/Grant_Programs_Fact_Sheet_04_2009%28es%29.pdf