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Increasingly, they judge our character.

Upstart has over the last 15 months lent $135 million to people with mostly negligible credit ratings. Typically, they are recent graduates without mortgages, car payments or credit card settlements.

ZestFinance, is a former Google executive whose company writes loans to subprime borrowers through nonstandard data signals.

The BloombergBusiness report about Amplify comes as tablet sales in education are declining in general, as Chromebooks gain sales and popularity in K-12 classrooms. It also comes on the eve of ISTE 2015—the largest gathering of education technology enthusiasts in the U.S. The company spokesman said Amplify will be well-represented at ISTE, although the company did not release advance press coverage about products that will be showcased there.

The option to telecommute is one way to attract and retain that talent. The majority of millennials and gen X-ers prefer to work for organizations that offer telecommuting, and 42 and 44 percent, respectively, will accept a lower salary in exchange for this benefit. However, they both still value face-to-face interaction as much as older generations and prefer to work outside the office only one to two days a week.

As a younger generation who grew up using technology, millennials expect companies and organizations to be cutting-edge adopters, using the most up-to-date hardware and software to add flexibility and ease to their workflow, according to a new study from CompTIA.

Step 1: Set Goals by Baselining Your Health

Step 3: Identify Harmful Patterns

Visualizing your desired outcome is a useful tool in your journey. “Seeing” yourself as you wish to be has helped smokers quit, obese people lose weight, and sports champions achieve their goals. In order to change the printout of the body, you must learn to rewrite the software of the mind.

When our intentional mind is engaged, we act in ways that meet an outcome we desire and typically we're aware of our intentions. Intentions can change quickly because we can make conscious decisions about what we want to do in the future that may be different from the past. However, when the habitual mind is engaged, our habits function largely outside of awareness. We can't easily articulate how we do our habits or why we do them, and they change slowly through repeated experience. "Our minds don't always integrate in the best way possible. Even when you know the right answer, you can't make yourself change the habitual behavior," Wood says.

Forty percent of the time we're not thinking about what we're doing," Wood interjects. "Habits allow us to focus on other things…Willpower is a limited resource, and when it runs out you fall back on habits."

The second principle is remembering that repetition is key.