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"Major Wall Street institutions were cracked wide open by a phishing scam from FIN4, a hacker group that, unlike its competition, can write convincingly and employs some basic smarts about why people open attachments."

""ChatGPT may have better syntax than humans, but it's shallow on research and critical thinking," said Lauren Goodlad, a professor of English and comparative literature at Rutgers University and the chair of its Critical Artificial Intelligence initiative. She said she understands where concern about the tool is coming from but that - at least at the college level - the type and caliber of written tasks that ChatGPT can offer does not replace critical thinking and human creativity. "These are statistical models," she said. "And so they favor probability, as in they are trained on data, and the only reason they work as well as they do is that they are looking for probable responses to a prompt.""