Pathways to the Middle Class - Brookings Sept 2012 - 0 views
Personalized Welfare - Policy Exchange (UK) - 0 views
Welfare Reform and the Work Support System | Brookings Institution - 0 views
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Among other provisions, the 1996 reforms required work of almost every adult that joined the welfare rolls. In addition, with some exceptions, a limit of five years was placed on the receipt of cash welfare by individual families.
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Beginning roughly in the mid-1970s with the enactment of the Earned Income Tax Credit (EITC), the federal government originated or expanded a series of programs that provide benefits to working families. Unlike welfare benefits, which are intended primarily for the destitute, these work support benefits are designed to provide cash and other benefits to working adults and their families. In addition to the EITC, the major benefits in the system include the child tax credit, the minimum wage, state income supplement programs, food stamps, health insurance, and child care.
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This evolution toward a work-based system of support progressed further as a result of state responses to the 1996 welfare law.
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The Death of Consumer Segmentation? | CMO Strategy - Advertising Age - 0 views
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the rather static definition of consumer segments is becoming less reliable in our extremely volatile society, especially in today's economic climate. A consumer's lifetime value may have decreased significantly in the past six months, a fact not reflected by any segmentation method. A person might be out of a purchase cycle for a particular product because of a significant household change
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These life-changing events are becoming more difficult to predict because consumers live their lives on a much less traditional path than they did 10 or 20 years ago.
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consumers are never just part of one segment. Rather, they feel, rightfully, that they belong to a multitude of segments.
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'Why television is more important than food' | Firstpost - Page 2 - 0 views
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Firstpost Economy ‘Why television is more important than food’ by Vivek Kaul Dec 14, 2012 #Abhijit Vinayak Banerjee #India #Morocco #Poverty #VeryCloseUp Share 21 0 8 Email13 Comments Print Adult Vaccinations Learn More About a Pertussis Vaccine for Adults. SoundsOfPertussis.comExclusive Masaba Gupta Designer Dresses,Saris And Jackets. Available Only @Pernia's PopupShop perniaspopupshop.com/Free-Shippinghttp://www.google.com/url?ct=abg&q=https://www.google.com/adsense/support/bin/request.py%3Fcontact%3Dabg_afc%26url%3Dhttp://www.firstpost.com/economy/why-television-is-more-important-than-food-557010.html/2%26gl%3DUS%26hl%3Den%26client%3Dca-money_t
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People with vouchers had were worse off in nutrition. They felt that now that they have the vouchers, they are rich and no longer need to eat rice. They could eat pork, shrimps etc. They went and bought pork and shrimps and as a result their net calories went down. This is perfectly rational. These people were waiting for pleasure.
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They could improve their nutrition or for the next ten days they could also eat a little bit better. Fun is something that we forget about.
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'Why television is more important than food' | Firstpost - Page 1 - 0 views
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most people don’t understand what it exactly means to be poor and how the decisions made by the poor might be irrational to us but are very rational decisions given the situation they are in.
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We were in a village in Morocco talking to a guy who was standing in front of his house. He was telling us about his life and to get the conversation going we asked him, suppose you had some small amount of money what would you do with it? And he said, “I am going to buy some food.” And then we asked him what would he do if he had some more money? He said, “I will buy more food.” So we were very persuaded that this was a hungry man. We walk into his house and see that he had a television, a parabolic antenna and a DVD player. So we asked him what is this? He said, entirely without missing a step, “television is more important than food.”
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One thing uniform across the world is that an evening in a village is very boring. There are no movie theatres. No music halls. No place to go. There is one tea shop. You can go there. You have been there before. All the other people have been there for years. They have talked to each other for years and they say the same things more or less.
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Casey B. Mulligan: A Tale of Two Welfare States - NYTimes.com - 0 views
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Beginning next month, Britain will strive to put its welfare system on a different path by unifying many programs under a single “universal credit” system, what the department describes as an “integrated working-age credit that will provide a basic allowance with additional elements for children, disability, housing and caring.” The department forecasts that its “universal credit will improve financial work incentives by ensuring that support is reduced at a consistent and managed rate as people return to work and increase their working hours and earnings.”
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The Congressional Budget Office estimates that the Affordable Care Act’s means-tested subsidies and cost-sharing will implicitly add more than 20 percentage points to marginal tax rates on incomes below 400 percent (see Page 27 of the C.B.O. report) of the poverty line (a majority of families fit in this category) by phasing out the assistance as family incomes increase, although a number of families will not receive the subsidies because they already get health insurance from their employer.
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In summary, the United States intends to move in the direction of more assistance programs and higher marginal tax rates, while Britain intends to move in the direction of fewer programs and lower marginal tax rates.
How to Fight Homelessness - NYTimes.com - 0 views
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many people remain at risk of finding themselves on the street, especially poor families.
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The number of homeless veterans declined by more than 17 percent between January 2009 and January of this year. The population of the chronically homeless fell by more than 19 percent between 2007 and 2012.
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But while conditions may be improving for homeless individuals, they may be getting worse for families with children, who have costlier needs and therefore fewer housing options
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Profiting From a Child's Illiteracy - NYTimes.com - 0 views
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Because kids don’t have a political voice, they have been neglected — and have replaced the elderly as the most impoverished age group in our country.
nnovations for Poverty Action - 0 views
Casey B. Mulligan: Poverty Should Have Risen - NYTimes.com - 0 views
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When measured to include taxes and government benefits, poverty did not rise between 2007 and 2011, and that shows why government policy is seriously off track.
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rnment help, that amounts to 100 percent taxation (providing more benefits as income falls is sometimes called “implicit taxation”).
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It is almost as if our present programs of public assistance had been consciously contrived to perpetuate the conditions they are supposed to alleviate.
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New America Interactive Poverty Map - 0 views
Poverty: 2010 and 2011 (ACS) - 1 views
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"Among large metropolitan areas, poverty rates ranged from 8.3 percent to 37.7 percent in the 2011 ACS."
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A lot of good stats from the 2010 Census report on geography of poverty, as well as race and child vs. adult stuff, which I read in the foreword to the Harrington book. I'm typing up key notes from each chapter and will post here or google docs once done.
http://www.census.gov/prod/2011pubs/acsbr10-17.pdf - 2 views
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Why aren't poverty thresholds different based on cost of living across different states and cities? Does it make sense for the poverty threshold in NYC to be the same as Boise?
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Good point. My guess would be that the poverty line is calculated based on some basket of goods deemed vital to function at a basic level, and that most of these goods are within a fairly narrow price range (food, clothing etc.). Also the highest expenditures are probably in rent/housing (30-50% of income) and for low income folks these should be pretty comparable giving housing vouchers and other HUD type assistance?
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"People living in poverty tend to be clustered in certain neighborhoods rather than being evenly distributed across geographic areas."
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"More than one-half of the families in categories I, II, and III were married-couple families while only 43.2 percent of families in category IV tracts were married couples. Female householder families represented about 14 percent of families in category I tracts, but 46.2 percent of families in category IV tracts."
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"The poverty thresholds are updated annually to allow for changes in the cost of living using the Consumer Price Index (CPI-U). They do not vary geographically."
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