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The PPP provisions of the CARES Act were further interpreted by the U.S. Small Business Administration (“SBA”) in four interim final rules issued on April 2, 2020 (the “Interim Rule”), April 3, 2020 (the “Affiliation Rule”), April 14, 2020 (available here), and April 24, 2020 (available here), and Frequently Asked Questions issued on April 6, 2020 and updated through April 24, 2020 (the “FAQs” ). In conjunction with the issuance of the Affiliation Rule, the SBA also issued a two-page explanation of the affiliation principles applicable to the PPP (the “Affiliation Guidance”). The Interim Rule provided important information on the calculation of the loan amount, and added some further requirements. The Affiliation Rule and Affiliation Guidance clarified the affiliation principles that apply to applicants. The FAQs provide some additional clarification regarding the application of the affiliation rules and interpretation of the CARES Act, including guidance on how to calculate “payroll costs” and how a relationship with a third-party payroll provider and/or Professional Employer Organization (“PEO”) should be viewed for purposes of the PPP. The FAQs make it clear that borrowers and lenders may rely on the SBA’s guidance in the FAQs and the Interim Rule available at the time of application. Specifically, the FAQs provide that the government will not challenge lender PPP actions that conform to such guidance.

Unlike most typical SBA loans, the PPP Loans are unsecured loans requiring no collateral, no personal guarantee, and no showing that credit is unavailable elsewhere.

A 2-year term (decreased from the maximum maturity of 10 years under the Act), An interest rate of 1% (increased from prior Treasury guidance that set the interest rate at 0.5%), Principal and interest deferred for 6 months.

Wikidata contains entities, or Items, like “London” or “Facebook.” Each Item is assigned a unique identifier starting with a Q, like Q454390 for the TI-99. At the top of each Item is a label, description and aliases:

take a look at Items similar to the one you’d like to edit, and note the statement Properties used plus the kinds of Values and Qualifiers commonly accepted for those Properties.

My top recommendations for Properties that Organizations should supply/populate are headquarters location, official website, image or logo image, described at URL, Facebook ID, Twitter username, inception, industry and manufacturer (of).

A significant percentage of in-depth audits we sold first started with a $40 video audit.

If it’s true that the sweetest sound to anyone is their own name, then the sweetest video anyone can watch on YouTube is someone going through their own website and telling them how to improve it.

opt-in rates expected to be low, this change is expected to create challenges for personalized advertising and attribution, impacting the $189 billion mobile advertising industry worldwide. 

standards for software development. The idea is to use the federal contracting process to force changes that will eventually trickle down to the rest of the private sector.

Hackers linked to Russian intelligence compromised one of the company's routine software updates and used that access to break into about 100 top U.S. companies and about a dozen government agencies. The hackers roamed around the networks for nine months before they were finally discovered.

If you find a sluggish market, your client can become a winner with the right strategy.

The higher a business appeared in the local finder, the more stable it tended to be throughout the year. The lower a business appeared in the local finder, the more erratic its position was as the year moved along.

If either of these brands were your agency’s client, you would need to take Tansy’s wins column and build your strategy from it. Your strategy could include recommendations for: Primary category adjustment based on ranking goalsWebsite development and optimizationLink developmentPhotographyReview acquisition, including both numbers and recency, as well as review languageCustomer service improvements via owner responses and Q&A usage

The three-year luxury-watch slump in the United States is over.  Swiss luxury-watch sales in the U.S., Switzerland's second largest export market, jumped substantially in the first half of 2018 versus the same period in 2017, according to three indicators, two for wholesale sales, the other for retail sales. The retail data came from the NDP Group, the market research company whose widely respected watch retail tracking service collects point-of-sale data from thousands of stores in the United States. "We're reporting that U.S. sales for watches above $1,000 are up 13.5% in value year-to-date," Reg Brack, NPD's watches and luxury industry analyst, told HODINKEE. Swiss watches dominate the market above $1,000.

The Swatch Group boasted that it had "the best first semester sales in the history of the group," CHF 4.27 billion, a 14.7% increase over the same period in 2017. The company reported a 66.5% jump in net income to CHF 468 million.

The main drivers of this year's boomlet, according to the FH, were Asian markets, mechanical watches, and relatively affordable steel watches.

November 5, 2019We started seeing huge changes in the local results (map packs) on this date.  Every client I checked had shifted and most of them were major.

I notice this every time there is a major shift in local rankings.  You’ll start seeing spam that wasn’t showing before.  If you work in an industry that has a lot of spam, I would almost expect this to happen.

I am hearing a lot of stories over at the Local Search Forum about listings vanishing.  If this is the case, it’s a strong possibility that your listing is filtered.  Listings that are near the same location of another business or share a website/phone number can have their ranking suppressed or missing altogether from the local results.

What the Wall Street Journal published to me is either showing how it has a complete lack of understanding of search or even worse — the publication has its own agenda against Google, which honestly makes me sad.

Why we care. In one sense, Conductor is back where it was before the WeWork acquisition but with a radically different ownership structure. The company has always been employee and customer focused and this new ownership structure should make it even more so.

Great digital marketers advise their clients to craft singular, resonant messaging that tells a clear, obvious story throughout the funnel. Yet far too few take their own advice.

accept this reality and seek balance through equitable work

Events, networking, referrals, and content are among the most mentioned, but they’re far from alone. I spoke with an agency who gets almost all their clients through comment marketing, mostly on Reddit, Instagram, and YouTube (I was so surprised I asked to see examples).

Adobe found that smartphones increased their share of online sales in May to nearly 40% of all e-commerce revenue. Somewhat surprisingly, the company said “new consumers who are shopping online for the first time are doing so from their smartphones.”

Why we care. The center of gravity in retail is shifting online. Even though offline sales will continue to dominate, the focus of retailers’ — especially large retailers’ — efforts will increasingly be online, where the growth story is. Consumers are becoming more agnostic about where they buy, provided there’s trust and confidence in the source. And among online marketplaces and sellers, only Amazon beats the leading names in traditional retail. But real-time inventory and local stores will remain a competitive advantage if well managed and well-executed.