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rowan_staige

affordable housing and social justice - 1 views

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    This website explains how the United States is facing an affordable housing crisis. Majority of the population in America are working 40 hours a week earning minimum wage only to afford a two bedroom apartment. The cause of this issue is because of unequal opportunities, labeling it a social justice issue.
contrerasju

The Great Affordability Crisis Breaking America - The Atlantic - 0 views

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    This article explains the growing crisis of house affordability. One reason why is because of the increasing poverty in America.
azychandler1998

Analyzing the impact of social factors on homelessness: a Fuzzy Cognitive Map approach - 0 views

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    Homelessness is another social issue and its caused by lack of affordable housing and accessible jobs. Once one becomes homeless it is very difficult for them to receive help as the government lacks to have adequate funding, or any funding for that matter, to assist in decreasing the numbers of homelessness. Whether that be through more jobs, less experience/starting experience available, higher minimum wage, and more affordable living situations.
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    I really liked this article it explains a lot of factors that go into how people can become homeless and sometimes not be able to get out of it. I liked how they analyzed many of the subjects as well.
kat2199098

Social Problems: The Social Problem of Homelessness - Danielle\'s Eportfolio - 0 views

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    Homelessness is an issue for nearly a million people in America. There are so many factors that lead to homelessness that is is difficult to create an all encompassing solution to the problem. What is known is that once a family becomes homeless it is extremely difficult to get them back into rental housing. This is why programs like housing first as so important.
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    This article provide 9 different way someone can become homeless. It is only getting more difficult for people to avoid going homeless. Growing gaps between affordable housing costs and income is the leading cause to being homeless.
Jessica Lara

Reform Bill Could Give Huge Boost To U.S. Housing Market, Economy By Dan Moffett, About... - 0 views

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    According to a recent study by the National Association of Hispanic Real Estate Professionals found that if Congress passes the comprehensive immigration reform bill, the U.S. economy and housing market could receive a major boost. Also, the group estimates that the reform bill will allow about 3 million buyers out of the 11 million illegal immigrants living in the country. According to the national median sales price, the 3 million buyers could afford to purchase a home worth $173,600.
Devon Feagans

New Rules for Individual Mandate of the Affordable Care Act - 0 views

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    New information has been released by the Administration regarding the implementation of new health care laws soon to be put into effect. Included in the release is a list of individuals who will be held exempt from being fined for not purchasing health insurance, as well as the amounts of fines that uninsured citizens will pay when the law goes into effect.
smurphy6600

Health Net lawsuit reveals the financial engine of drug rehab industry - 0 views

  • The only "Obamacare" health insurer in metro Phoenix and Pima County is ensnared in a legal dispute with several addiction treatment centers over the cost of care amid an Arizona opioid epidemic that is taking an average of two lives each day. 
  • Maricopa County Superior Court lawsuit
  • widespread fraud among Arizona and California drug rehab centers in 2015 and 2016, when it alleges"teams of brokers" recruited out-of-state clients to fraudulently obtain insurance policies and to seek treatment in Arizona.
  • ...30 more annotations...
  •  residential “sober homes”
  • headaches for local government officials as they try to determine how to manage the unregulated industry.
  • Prescott, which once claimed more than 100 sober homes, has adopted regulations to provide more oversight of them.
  • Federal and state prosecutors have aggressively pursued cases in Florida and California in connection with fraudulent activities such as patient brokering.
  • There have been no criminal cases filed in Arizona, however. 
  • Six of the rehab facilities that accuse Health Net of improperly withholding payments are in Prescott: Chapter 5 Counseling, Prescott House, Compass Recovery Center, Clean Adventures of Sober Living, Decision Point Center and Carleton Recovery Centers.
  • Three others, T R U Recovery Solutions, North Ridge Counseling and Desert Cove Recovery, list Scottsdale addresses. 
  • The rehab facilities allege that Health Net improperly withheld payments to virtually every rehab center in Arizona and southern California beginning in January 2016. Health Net halted the payments as part of an investigative audit that demanded each center provide detailed records such as proof of patients' residency and assurances that patients did not receive incentives to sign up for rehab. 
  • Health Net said in court documents that claims filed by rehab centers in Arizona soared because of widespread fraud
  • Health Net's PPO plans paid $2.4 million to all Arizona rehab centers in 2014. Those payments soared to $47.4 million in 2015
  • Those plans paid more for rehab care that year than all other types of care in Arizona, including typically expensive medical care such as cancer, heart disease and child births, according to the insurer’s counterclaim.
  • Here’s how the fraud worked, the insurer said in its counterclaim:Brokers would scout out people in 12-step programs, Alcoholics Anonymous meetings, homeless shelters and jails, then refer these clients to the “highest-bidding clinic.”Clinics that were not part of the insurer’s network paid clients’ insurance premiums and out-of-pocket costs such as deductibles and co-payments.The result was that people secured Health Net coverage “arranged and bought for them by financially-interested providers for one purpose only: to obtain coverage for the limited time needed to rack up millions of dollars in substance abuse treatment.” Some clinics misrepresented the home addresses of patients, many of whom lived out of state. 
  • “a sophisticated fraud involving the fraudulent enrollment of non-Arizona residents,” who signed up for Arizona insurance policies. 
  • misrepresenting their home address
  • Clean Adventures staff member told him to list the rehab facility's address on his insurance application.
  • put him in contact with an insurance agent who suggested using Clean Adventures' address on his insurance application
  • The insurer named 10 other examples of people who lived in California, Indiana, New Jersey, New York, Tennessee and Wisconsin but represented that they lived in Prescott or Scottsdale.
  • The insurer also said the rehab centers engaged in fraudulent billing, charging for services that were not medically necessary or in amounts that exceeded what the plan allowed.
  • A 2008 law called the Mental Health Parity and Addiction Act requires insurance plans to provide equitable coverage for substance abuse and addiction treatment. The Affordable Care Act also requires health insurance plans cover essential health benefits, including behavioral health services, and it forbids insurers from denying coverage to individuals based on existing medical conditions. 
  • The unintended consequence was (some) addiction treatments centers began taking advantage of that and over-billing," said Angie Geren, executive director of Addiction Haven, a grassroots and advocacy organization focusing on addiction issues. 
  • House Bill 2333
  • curb the practice of paying referral fees to brokers who steer patients to rehab centers.
  • bill never made it out of committee.
  • Florida
  • "The scam starts with deceptive advertising at the beginning," Aronberg said. "You are lured down to sunny Florida with a free plane ticket, which is illegal. You are given illegal benefits to keep you there."
  • patients often find themselves booted from treatment when their insurance benefits run out.
  • incentive for people to relapse so they can obtain another round of coverage.
  • Sober Home Task Force targeting the practice of buying and selling patients battling addiction
  • Johnson said rehab centers that provide legitimate services are being harmed as insurance companies scrutinize payments and bad actors poach patients away. 
  • ken.alltucker@arizonarepublic.com
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