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Mastercard warns: invest or face economic consequences. Many UK businesses are struggling to expand and develop to their full potential due to a lack of proper investment into new technologies such as alternative payment methods, a senior Mastercard executive has told CBR. Marcia Clay, the groups' UK and Ireland head of strategy and commercial development, explained that UK consumers are increasingly calling for innovative technologies such as mobile payments as they look to simplify their everyday lives. "I believe we need to prioritise support for innovative start-ups, businesses in the eCommerce and mobile payments sector for example, which are in a unique position to propel the UK economy forward in 2014 and beyond," she said. Clay detailed how Mastercard is working with London-based Startupbootcamp FinTech, providing the expertise, mentoring and access to a network of industry professionals that most early-stage FinTech start-ups would not be able to access otherwise. Mastercard has found that many small businesses still do not use electronic payments, despite almost 80% of UK businesses having a website or some sort of online presence. A much smaller percentage can currently accept card payments, and the company believes that businesses of all sizes should be encouraged to invest in new technology and services that give consumers more choice. The company also found that UK consumers are using mobile and contactless payment methods and wide-spread adoption is reaching a critical mass; with around 5.7m transactions taking place on UK smartphones every day. This has been spurred on by a major growth in contactless payments, which grew by 383% from 2012 to 2013 across the country a

If you are a gadget enthusiast and aching to have your hands on Galaxy S5 or you just cannot since you have your Galaxy S4 from the previous year, you have a way to work it out. Consider trading your device with your carrier for a credit to your new phone. To get the most of your device, you can sell your phone, which you have lots of options. Here are some of them: EBay EBay provides you a marketplace for your items where predictability is less. Auctions can give you more or less earnings. Posting and managing items for sale are quite tedious until eBay introduced My Gadgets which will help you create a listing. You may list what you own and My Gadget will tell you how you can make based on eBay price trends if you sell it. EBay may not be the best choice for making more money with regard to selling your handsets. But it is usually a site where you can locate items which are extremely low or high demand or those which are difficult to find. Amazon Amazon is one of the most convenient ways to sell your old phone with some drawbacks. Find your device on Amazon, click the "Sell on Amazon" button and provide details. Tech Reviews by The Corliss Group