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To address these new challenges, the report said, enterprises need to shape their risk exposure, communication, end-user education and technology in a delicate balance.

One of the newest vectors of attack – the so-called “bring your own device” approach – has sprung up from the burgeoning market for smartphones and tablets and their adaption into the enterprise network, the report said. Security issues seen on the mobile platform are rising with the market – with double the number of mobile exploit releases that were seen in 2010.

Network & Systems delivering the cloud service How does the authentication to access the network devices and operating system implemented? Does it use any two factor authentication? About the availability of the network and security infrastructure? does it implement load balancing or high availability solutions for the critical infrastructure components like firewalls, IPS, reverse proxies etc… Is the underlying cloud systems are secured? Do they have a baseline configuration implemented? How does the configuration managed? Does the cloud computing provider got a plan and/or policy to perform configuration management, patch management, anti-malware etc. Does the network undergoes periodic penetration testing? Does it undergo internal vulnerability assessment periodically? How is it ensuring that a compromised client with privileged access to the operating system is separated internally? Does it undergo periodic audits against standards like ISO27001, SAS70 etc? How is the customer data separated from one another? What are the security controls implemented to ensure this separation? What are the protection and response controls against the Denial of Service attacks?

Cloud Applications & Data Protection What are the security controls in the application development process? Does it include security code reviews of the code being developed or used? Is there a documented change and configuration management process? How does the application servers patched and what frequency? What are the mechanisms for managing the access control? How is the database protected from unauthorized access? How are they identifying the access reset requests are from the actual user. How do they create and delete/disable user accounts? what are the procedures for these activities. IS the data encrypted? If encrypted, how is the encryption keys are protected? What is key management process being followed? How is the data loss prevention ensured? Details of the DLP controls implemented? Is there a backup mechanism established? How is the data protected in the backups? Does the cloud service provider meets the regulatory requirements? For example, if the service is a ecommerce service then the cloud service could become part of the card holder environment and thus the PCI DSS regulation as there are potential card data being processed. Similarly, if the health information is processed, it can be HIPAA and similar other regulations. Is the cloud computing service provider meets the compliance requirements? Where is your data being hosted? Is it within your country or its jurisdiction? Is your organization comfortable with the legal system in the country where your data resides? How about cloud computing service provider who has a network of data centres across the globe and your data is scattered across these data centres? Can it limit the countries where the data is stored?

What are the conditions / scenarios where the data is revealed without the consent / approval of the organization? Does the application provide enough audit trials to review the incidents? Does it corporate with local legal system? Often the local law authorities require access to the processing computers, how is it support those requests?

Here are five steps your company can implement quickly and cost-effectively.

1. Deploy comprehensive endpoint security to check endpoint devices for spyware and malware.

2. Ensure that user devices adhere to defined corporate security policies before, during, and after network connection.

According to Conner, cybercrooks are now targeting small business: "We are in an arms race with sophisticated, high tech enemies who are now concentrating on smaller business bank accounts in addition to their continued efforts to steal from large corporations." To combat the risk, Conner suggests that small businesses employ a "triple threat" security package that would include

According to Brian Krebs, a journalist who has covered this issue extensively, "Most companies that get hit with this type of fraud quickly figure out that their banks are under no legal obligation to reimburse them."

So how does this type of fraud occur, and what can you do to protect yourself? Typically, the bad guys are able to plant malware on the victim's computer and then use that to access the company's online banking profile. They then use that information to transfer huge sums of money out of the targeted accounts.

Consider what happened in March at EMC Corp.'s RSA security unit, the maker of computer login devices used by thousands of other companies. A hacker sent emails to two small groups of employees that looked innocent enough, including a spreadsheet titled "2011 Recruitment plan." The message was so convincing that one employee retrieved it from the "junk mail" folder and then opened the attachment. Doing so introduced a virus inside RSA's network that eventually gave the hacker access to sensitive company data and enabled later attacks against RSA's customers.

Employees have more opportunities than ever to compromise company information. We not only screw up by clicking on emails from hackers that download viruses, letting them bypass corporate firewalls. We also open a Pandora's Box of security problems by circumventing company tech-support rules and doing work with personal gadgets and consumer-grade online services like Web email and cloud storage services.

Here's a look at what employees are doing wrong and how companies are trying to fight our bad habits

Small business owners' cybersecurity policies and actions are not adequate enough to ensure the safety of their employees, intellectual property and customer data, according to the 2009 National Small Business Cybersecurity Study. The study, co-sponsored by the National Cyber Security Alliance (NCSA) and Symantec [Nasdaq: SYMC], as part of this year's National Cyber Security Awareness Month, surveyed nearly 1,500 small business owners across the United States about their cybersecurity awareness policies and practices.

The survey shows discrepancies between needs and actions regarding security policies and employee education on security best practices.

The study found that while more than 9 in 10 small businesses said they believe they are safe from malware and viruses based on the security practices they have in place, only 53 percent of firms check their computers on a weekly basis to ensure that anti-virus, anti-spyware, firewalls and operating systems are up-to-date and 11 percent never check them.