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Many people are curious as to what things new President Barack Obama will do to solve our struggling economy. People can start to gain financial literacy beginning in high school. This article is stating how we need to understand how we can help the economy instead of just sitting on the side.

Although I don't usually like the idea of using Wikipedia as a resource, this was a concise way to share that April is Financial Literacy Month.

The authors report on the results of a telephone survey of 1,001 employees of seven large corporations conducted for the Business Roundtable as part of its public policy program. A set of 20 questions keyed to the Voluntary National Content Standards in Economics was embedded in the survey. A measure of economic literacy was constructed from the survey results. Greater economic literacy was associated with more overall education, more college economics coursework, high incomes, and being male. An examination of individual test questions revealed that previous college economics had substantial effects on employees' current economic literacy. (Abstract from JSTOR.) This journal, The Journal of Economic Education, may be worth checking out for those studying financial literacy.

Freakonomics is well-worth checking out. Stephen Dubner and Steven Levitt, authors of Freakonomics, keep the conversation going from their best-selling book that explores the hidden side of everything.

SmartyPig helps you save for a specific goal, by allowing you to invite others to contribute to your account, giving you incentive boosts from top retailers and a competitive interest rate on your money. One of a number of websites popping up, designed to make users financially literate in a hands-on way.

Budgetball is a new sport being played on college campuses with the aim of making financial literacy accessible in a very physical way.

The article discuses how parents can prepare their children entering college about financial literacy. It is important that freshman understand the intricacies of credit cards such as, interest rates and fees.

Hill and Barth discuss the Federal Government's attempt to raise student achievement, especially in standardized testing, with the No Child Left Behind Act (NCLB). The NCLB's intent was to limit academic achievement gaps in students who are minorities, disabled, financially disadvantaged, or limited English proficiency. One of the biggest problems that has arisen from the law is teacher retention. The NCLB requires highly qualified teachers, but all the highly qualified teachers are not staying. The authors focus on this huge problem of teacher retention.

To describe the home literacy environment and to identify financial, human, and social capital variables associated with the presence or lack of Child Centered Literacy Orientation (CCLO) in families with young children who regularly attend pediatric primary care clinics. Could be helpful for those studying literacy and family, especially among single-parent families.

Although many families have lost their savings with the current market decline college tuition continue to increase. This article explores various strategies and implementations to save for college and not accumulate debt. Parents should be aware that colleges are slashing budgets and reducing spending, but many have agreed to continue financing scholarships and financial aid packages. It is a good idea to have your child apply to three safety schools because competition is at its highest. Thanks to the government student loans are still readily available and should be a families first option due to the low interest rate.

This is an article that mentions ideas about ways to help manage a person's finances. Many adults don't completely understand their finances, and this article exlains ways in how enhanced schooling can help someone become more knowledgable.

EBSCOhost (ebscohost.com) serves thousands of libraries and other institutions with premium content in every subject area. Free LISTA: LibraryResearch.com

EBSCOhost (ebscohost.com) serves thousands of libraries and other institutions with premium content in every subject area. Free LISTA: LibraryResearch.com

The authors discuss how college students' overreliance on credit cards and accumulated student loans have left many graduates with outstanding debt and poor credit scores. Credit card companies aggressively solicit college students, who are enticed by the power a credit card grants. Upon graduation, students with large sums of debt may find it difficult to find a job or rent property due to poor credit. To counter this surge of irresponsibility, the authors propose colleges create programs to educate students on how to use a credit card responsibly. The problem with creating more programs is universities must spend extra funds to create and maintain such an initiative. The authors fail to propose an early education curriculum for younger children to immerse them in the area of personal finance.