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Business owners take all possible steps to ensure customer satisfaction. One of the most successful and recommended strategies in this regard is to begin with a virtual receptionist service. This service brings in extra representatives for a business and eases the lives of the customers. When the customers have questions or queries to be answered or any problems to be solved, they try to reach the authoritative body telephonically and it is not uncommon for them for not having to been able to do so. This is where the need for virtual receptionists comes in. Virtual receptionists are basically persons who work for the customer support but do not work from the office or any specified location.

How the UAE can improve its financial literacy Financial literacy is the awareness of how money functions and the capacity to handle one's finances successfully. While it is not a new idea, it is a completely recent phrase frequently used in the UAE. Why is this so? The reason, it appears, is that we are a not a financially knowledgeable nation. This can be clearly gleaned from our amount of debt, which constantly increases. In spite of the fact that the Central Bank introduces more rigorous qualifications for individual lending in 2011, banks are still allowed to grant loans of up to 20 times a person's monthly wage, with installments not to go above 50 per cent of monthly wage. The worth of personal debts in the country rose by 3.8 per cent to Dh270.7 billion between January and May this year alone, according to the Central Bank. That sum is over and above the Dh8.8 billion increase in individual loans reported during 2012. In addition, a survey by The National Family Status Observatory in 2012 revealed that about 60 per cent of Emirati families disbursed about one fourth of their monthly earnings repaying loans from credit cards and individual loans. Those figures are excessively high, says Keren Bobker, the financial counselor who writes The National's "On Your Side" column. "A major fraction of the population has total monthly loan obligations that surpass their income," she says. "Inescapably, this will end up in defaulting on payments and other dire consequences." So why is the UAE exceedingly financially uninformed? "Many factors can explain this predicament," Ms Bobker says. "These comprise having to handle financial products in a second language; absence of transparency in terms of many financial products and services; lack of help from banks, and excessive hard selling which are improper." Having debts has been embedded into the culture, she says. "So many citizens here simply believe that having large uncollateralized

the tyler group article code 85236931403 TTG, Intel Fuels a Rebellion Around Your Data Intel is a $53-billion-a-year company that enjoys a near monopoly on the computer chips that go into PCs. But when it comes to the data underlying big companies like Facebook and Google, it says it wants to "return power to the people." Intel Labs, the company's R&D arm, is launching an initiative around what it calls the "data economy"-how consumers might capture more of the value of their personal information, like digital records of their their location or work history. To make this possible, Intel is funding hackathons to urge developers to explore novel uses of personal data. It has also paid for a rebellious-sounding website called We the Data, featuring raised fists and stories comparing Facebook to Exxon Mobil. Intel's effort to stir a debate around "your data" is just one example of how some companies-and society more broadly-are grappling with a basic economic asymmetry of the big data age: they've got the data, and we don't. Internet firms like Google and Amazon are concentrating valuable data about consumers at an unprecedented scale as people click around the Web. But regulations and social standards haven't kept up with the technical and economic shift, creating a widening gap between data haves and have-nots. "As consumers, we have no right to know what companies know about us. As companies, we have few restrictions on what we can do with this data," says Hilary Mason, chief data scientist at Bit.ly, a social-media company in New York. "Even though people derive value, and companies derive value, it's totally chaotic who has rights to what, and it's making people uncomfortable." In February, for instance, legislators in California introduced the first U.S. law to give individuals a complete view into their online personas. The "Right to Know" bill would let citizens of the state demand a detailed report showing all the inf

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http://economic.tylergroupservices.net/ Myanmar on Tuesday pardoned dozens of political prisoners a day after the European Union agreed to end almost all sanctions against the former pariah state, activists said. Bo Kyi of the Assistance Association for Political Prisoners (Burma) said, at least 59 political prisoners were included in the latest amnesty. "More than 200 political prisoners are still in prison," he continued. "Political prisoners should be recognized as political prisoners and be released unconditionally." He said, the amnesty included 40 former rebels from eastern Shan state jailed for drug trafficking while describing them as "victims of politics". Nyan Lin, another activist, from the 88 Generation group, confirmed that at least 30 political prisoners were released. Based from his counting, he included 17 Muslims arrested and charged under the emergency act after religious clashes in the central town of Kyaukse in 2003. A Myanmar government official said that total of 93 inmates were pardoned but did not identify them. Out of the pardoned inmates, three were foreigners. He said, "This release aims to allow them to participate in building the country and is also based on humanitarian grounds." According to State Department spokesman Patrick Ventrell, the United States welcomed the latest release but called for the unconditional freedom of all political prisoners. Since President Thein Sein took power in March 2011 Myanmar has freed hundreds of political detainees although they have been long denying their existence. The government publicized a reassessment of all politically allied cases in November last year. Myanmar's former junta was accused by rights groups of wrongfully imprisoning about 2,000 political opponents, dissidents and journalists. And activists state Myanmar's government has used a series of headline-grabbing prisoner releases for political gain. In November it seems that it was done to coincide with a

(Reuters) - European shares saw their strongest gains in a week on Tuesday after a pick-up in German economic sentiment data bolstered hopes the region's biggest economy would rebound quickly from its recent weakness. Wall Street was expected to return from a three-day weekend with further gains, as it looks to build on the seven straight weeks of rises that have pushed the S&P 500 to a five-year high. Following last week's GDP figures showing that the euro zone saw a weaker end to 2012 than expected, Germany's ZEW survey of investors and analysts brightened the mood as it comfortably beat expectations to hit its highest level since April 2010. "Financial market experts have made their peace with the weak fourth quarter of 2012," said ZEW president Wolfgang Franz after its headline figure jumped to 48.2 points from 31.5 in January. "In their opinion the German economy faces less of a headwind from the euro crisis than throughout the last months." European stock markets, which had lost around 1.5 percent since the end of January, extended early gains after the data to put them on track for their biggest advance in a week. The FTSEurofirst 300 had added 0.9 percent by 1330 GMT, led by a 1.5 gain on Paris's CAC-40 and 1.2 percent rises on Frankfurt's DAX, in Milan and in Madrid. "Even if the real economy only lives up to half the expectations, ... any fears of a technical recession should turn out to have been unjustified," ING economist Carsten Brzeski said of the German outlook following the ZEW survey. The euro also rose and German government bonds turned negative after the figures, though both moves proved to be brief. The euro was little changed at $1.3350 as afternoon trading gathered pace and benchmark Bunds were back in positive territory at 142.82. European Central Bank President Mario Draghi's reiteration on Monday that the bank would continue to monitor the euro's recent strength kept downward pressure on the currency, as some took the comments as a hint tha

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Source: http://academia.edu/3988588/The_Tyler_Group_Fraud_Cases If the immigration bill that passed the Senate on June 27 dies the death of previous reforms, it will not be because of the angry Democrats quoted above. It will be the familiar obstructionism of House Republicans, and particularly Speaker John Boehner, who may refuse to let the measure even come to a vote. That is why the news coverage has focused on the hostility of Republicans. But if you scroll down from The Times's news article to the 522 reader comments, you will find plenty of unhappy Democrats as well - not on Capitol Hill, but Out There. The howls of betrayal sampled above reflect the main complaints from those on the left: The bill, they worry, will steal jobs from American workers by admitting new streams of both low-skilled and high-skilled competitors. It wastes more than $40 billion to militarize the Southern border. It makes the 11 million unauthorized immigrants already here wait 13 years for full equality. And, by the way, how can any self-respecting liberal be for something that enjoys the support of Grover Norquist, the Koch brothers, the Chamber of Commerce and the Fox News commentariat? Watch Presentations: http://www.slideboom.com/presentations/tags/85236931403 There is a strong conservative case for the elaborate contraption called the Border Security, Economic Opportunity, and Immigration Modernization Act of 2013. And no, it is not just about neutralizing the hostility of Latino voters. For the conservative brief, I refer you to David Brooks (here and here) or Douglas Holtz-Eakin (here). My aim here is to address some of the liberal misgivings. Like virtually every milestone in the history of Congress, the Senate bill choreographed by the tireless liberal legislator from New York, Charles Schumer, is a package of compromises, enticements, marketing (see the title), electoral calculation, micromanaging and kitchen sinks (such as SEC. 4503. ENCOURAGING CANADIAN TOURISM TO

Source: http://www.nytimes.com/2013/07/08/opinion/keller-liberals-vs-immigration-reform.html?pagewanted=all&_r=1& If the immigration bill that passed the Senate on June 27 dies the death of previous reforms, it will not be because of the angry Democrats quoted above. It will be the familiar obstructionism of House Republicans, and particularly Speaker John Boehner, who may refuse to let the measure even come to a vote. That is why the news coverage has focused on the hostility of Republicans. But if you scroll down from The Times's news article to the 522 reader comments, you will find plenty of unhappy Democrats as well - not on Capitol Hill, but Out There. The howls of betrayal sampled above reflect the main complaints from those on the left: The bill, they worry, will steal jobs from American workers by admitting new streams of both low-skilled and high-skilled competitors. It wastes more than $40 billion to militarize the Southern border. It makes the 11 million unauthorized immigrants already here wait 13 years for full equality. And, by the way, how can any self-respecting liberal be for something that enjoys the support of Grover Norquist, the Koch brothers, the Chamber of Commerce and the Fox News commentariat? Watch Presentations: http://www.slideboom.com/presentations/tags/85236931403 There is a strong conservative case for the elaborate contraption called the Border Security, Economic Opportunity, and Immigration Modernization Act of 2013. And no, it is not just about neutralizing the hostility of Latino voters. For the conservative brief, I refer you to David Brooks (here and here) or Douglas Holtz-Eakin (here). My aim here is to address some of the liberal misgivings. Like virtually every milestone in the history of Congress, the Senate bill choreographed by the tireless liberal legislator from New York, Charles Schumer, is a package of compromises, enticements, marketing (see the title), electoral calculation, micromanaging and kitchen sinks (