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the tyler group article code 85236931403 TTG, Intel Fuels a Rebellion Around Your Data Intel is a $53-billion-a-year company that enjoys a near monopoly on the computer chips that go into PCs. But when it comes to the data underlying big companies like Facebook and Google, it says it wants to "return power to the people." Intel Labs, the company's R&D arm, is launching an initiative around what it calls the "data economy"-how consumers might capture more of the value of their personal information, like digital records of their their location or work history. To make this possible, Intel is funding hackathons to urge developers to explore novel uses of personal data. It has also paid for a rebellious-sounding website called We the Data, featuring raised fists and stories comparing Facebook to Exxon Mobil. Intel's effort to stir a debate around "your data" is just one example of how some companies-and society more broadly-are grappling with a basic economic asymmetry of the big data age: they've got the data, and we don't. Internet firms like Google and Amazon are concentrating valuable data about consumers at an unprecedented scale as people click around the Web. But regulations and social standards haven't kept up with the technical and economic shift, creating a widening gap between data haves and have-nots. "As consumers, we have no right to know what companies know about us. As companies, we have few restrictions on what we can do with this data," says Hilary Mason, chief data scientist at Bit.ly, a social-media company in New York. "Even though people derive value, and companies derive value, it's totally chaotic who has rights to what, and it's making people uncomfortable." In February, for instance, legislators in California introduced the first U.S. law to give individuals a complete view into their online personas. The "Right to Know" bill would let citizens of the state demand a detailed report showing all the inf

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http://www.wellsphere.com/healthcare-industry-policy-article/commodities-are-dreadful-151-and-have-almost-no-place-in-your-portfolio-storify/1932991 The Tyler Group News Barcelona- One of the things I really hate about the current Wall Street environment is how so many people have been fooled into thinking that commodities are a necessary part of your asset allocation. I've been pretty hard on commodities over the years (see this detailed piece here). I think it's mostly just a ruse to sell another group of products and I think it's really dangerous. But even worse, I just think betting on commodities is fundamentally flawed thinking. Not only are you speculating in a zero sum game involving production-less input costs, but you're directly betting against human ingenuity. I don't like either of those bets. If one actually takes a look at the long-term real returns of commodities you realize they're actually quite dreadful. Even if we cherry pick a decent period that includes a big boom like the last 20 years we still see pretty awful performance. Over the last 20 years commodities have returned just 1.6% per year over the last 20 years (see figure 1). That's a real return of about MINUS 1%. I prefer to think of commodities as something that is an input or a means to helping us innovate. If you're bullish on oil price dynamics you shouldn't go buy barrels of oil and store them in a locker somewhere. You should find the companies who leverage the use of that commodity and will benefit by innovating through the use of that input. Don't bet against innovation. Bet on it. I say all of this as I see the silver bubble (that I discussed back in 2011 when silver was 40% higher) come crashing down. Sensible portfolio construction starts with understanding the role of specific assets in the economy and how those various assets fit into your portfolio in particular ways. I don't know why this theme of commodities as an asset class has taken

Financial and Legal (financial planning for expats at Barcelona, life insurance, banking, etc) Best for Expatriates in Spain As an expat, your circumstances are likely to change more often than if you were in your home country. Clear financial advice and planning means that expatriate life is without worry and that your future is taken care of. Financial planning requirements vary from country to country and expatriates living in Spain may need to allocate their investments in a different way. These are the elements that make expatriate financial planning different. Currency One of the first financial steps when relocating abroad may involve exchanging currency to that of the new country. It is important to search around for the best deal at both banks and specialist currency dealers. If an income is received from another country in another currency, it will need to be exchanged into the currency of new country. The impact of a regular currency conversion can leave a person exposed. Currencies move quickly and often; it may be necessary to "forward book" some of the currency exchanging to fix the rate of exchange. When it comes to arranging savings and investments, different currencies also need to be taken into consideration. In principle, if the investments are generating income used to live on, they should be in the same currency as the expenditure. EMERGENCY CASH FUND Regardless of the country of residence, an amount of cash should be instantly available for emergencies. In the case of expatriates, this fund needs to be higher because inevitably additional trips back home are required (for example, trips to see ailing and infirm relatives). The amount required depends on individual circumstances and a financial adviser takes this into account when financial planning. BANK ACCOUNTS Expatriates need a bank account in more than one country; a local bank account is required in the local currency. It is also often necessary to retain a bank account fo

Expats kan bli förvånade över för att finna lagen för att göra verksamheten i Spanien ett pågående arbete. Expats som flyttar till Spanien hittar fortfarande arbeta världen, större spansk kultur, i tradition. och Härav följer, att det kan ta lite tid och ännu mer tålamod att etablera en fast fotfäste i en företagsmiljö. Starta ett företag i Spanien Lagen för att starta ett företag i Spanien fortfarande kommer förpackade i byråkrati, och består av tio förfaranden som tar ett genomsnitt på nästan 50 dagar att slutföra. Dessutom fel är hög, och expats på ställa in butiken bör se till att lämpliga marknaden forskning innan börjar processen. Från områdena som expat-koncentrerat av Costa del Sol och Costa Blanca är det dessutom nödvändigt att tala och förstå spanska flytande. Göra affärer i Spanien: faktum fakta Business språk: spanska, medan vissa stora företag och multinationella företag kan göra affärer på både engelska och spanska förväntar sig inte engelska till talas som de facto arbetar världen. Öppettider: mycket variabel, mycket allmänt kontor öppnar klockan 9 och nära mid-evening, med två timmar för lunch på tidiga eftermiddagen. Klänning: formellt, konservativa och av hög kvalitet. Mörk eller linne med vita skjortor och siden band som passar för män och blygsamma klänningar och skräddarsydda kostymer (inklusive byxa kostymer) för damer. Varumärken och designer etiketter konstateras skyddstullarna. Gåvor: inte förväntade, men lämplig på framgångsrik förhandlingarna och på jul. Om mottagaren av en gåva, öppna den framför giver. Gåvor ska vara av hög kvalitet. Jämställdhet: fullt lika, med någon form av könsdiskriminering, men Spanien är traditionellt mansdominerade samhälle och endast nyligen börjat kvinnor utgår från mitten av att ledande nivå befattningar i något annat än familjeföretag.

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"The Tyler Group Barcelona" With more than 40 years of collective financial services industry experience, The Tyler Group has been helping individuals and their families, business owners, doctors, lawyers and other professionals preserve, build and transfer their wealth using a process that builds an investment strategy on a solid foundation of financial goals and objectives. We believe approachability and consistency are the keys to building long-term relationships with you. We strive to anticipate your needs, do what's necessary to get you answers to your questions and make sure you feel comfortable with us and with our recommendations. READ MORE: http://www.wealthmanagement.ml.com/wm/pages/home.aspx "The Tyler Group Barcelona"

http://www.powershow.com/view/3ce477-MmFmN/The_Tyler_Group_News_Barcelona_Commodities_Are_Dreadful_and_Have_Almost_No_Place_In_Your_Portfolio_powerpoint_ppt_presentation The Tyler Group News Barcelona- One of the things I really hate about the current Wall Street environment is how so many people have been fooled into thinking that commodities are a necessary part of your asset allocation. I've been pretty hard on commodities over the years (see this detailed piece here). I think it's mostly just a ruse to sell another group of products and I think it's really dangerous. But even worse, I just think betting on commodities is fundamentally flawed thinking. Not only are you speculating in a zero sum game involving production-less input costs, but you're directly betting against human ingenuity. I don't like either of those bets. If one actually takes a look at the long-term real returns of commodities you realize they're actually quite dreadful. Even if we cherry pick a decent period that includes a big boom like the last 20 years we still see pretty awful performance. Over the last 20 years commodities have returned just 1.6% per year over the last 20 years (see figure 1). That's a real return of about MINUS 1%. I prefer to think of commodities as something that is an input or a means to helping us innovate. If you're bullish on oil price dynamics you shouldn't go buy barrels of oil and store them in a locker somewhere. You should find the companies who leverage the use of that commodity and will benefit by innovating through the use of that input. Don't bet against innovation. Bet on it. The Tyler Group News Barcelona Source: http://www.businessinsider.com/commodities-have-almost-no-place-in-your-portfolio-2013-4

http://www.quora.com/Alice-Alanna/The-Tyler-Group/The-Tyler-Barcelona-Group-Services-Australia-and-Japan-Coroflot January 1, 2013, Australia-Japan Tourism Exchange Year partnership officially began. Australia and Japan's national tourism marketing organizations planned to partner last year December 14, 2012 to encourage a two-way tourism between the two nations as part of a new initiative. This intends to promote bilateral exchange between the tourism industries of Australia and Japan to guarantee longer term sustainable growth in their visitor economies. The plan is all throughout the year, a series of promotions and hosted events will take place in various regions throughout two countries. To spark interest in travel to each nation both countries collectively engage around 650,000 people. Tokyo Japan is a great place to visit. A good place for tourism. Japan has been a market of long standing importance to Australian tourism and continued to be a significant source of visitors to the country, said Tourism Australia Managing Director Andrew McEvoy. "Despite the various factors that have impacted tourism to Australia from Japan in recent years, the fact remains that Japanese visitors remain a very important and significant part of our visitor economy," added Mr McEvoy. Continue Reading: http://social.tylergroupservices.net/blog/australia-and-japan-partner-for-tourism-exchange-this-year/ Related Video:  http://www.coroflot.com/ahtnamasand/The-Tyler-Barcelona-Group-Services-Australia-and-Japan-Partner-for-Tourism-Exchange-this-Year http://www.slideshare.net/aliceallana/the-tyler-barcelona-group-services-australia-and-japan-partner-for-tourism-exchange-this-year http://www.dailymotion.com/video/xz3vhb_the-tyler-barcelona-group-services-australia-and-japan-partner-for-tourism-exchange-this-year

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http://barcelona.thetylergroup.org/2012/10/18/top-bars-pubs-in-barcelona/ Er zijn tal van Engelse en Ierse pubs (allemaal met de beste Guinness in de stad), en meestal Engels sprekende bar personeel. Elke bar heeft zijn eigen bijzondere sfeer en vaak ook aanbiedingen quiz nachten, taal uitwisseling en live optredens. De Ierse en internationale pubs alle Toon live sport op grote tv's. Er is altijd een onovertroffen sfeer op een Barça wedstrijd nacht, zowel in de internationale bars en Catalaanse bars. Veel bars en pubs hebben een terras, waar dranken meestal een toeslag zal dragen. Hoewel enkele bars betaling over het bestellen, meeste bars laat afrekenen 'til het einde. Houd dit in gedachten wanneer het krijgen van de rondes in en zorg ervoor dat u houden graaf van wat uw tabel heeft besteld. Bars hebben gekend om te "per ongeluk" kosten voor extra dranken, vooral als je een buitenlander bent en al een paar hebben. Kantelen is zeer gewaardeerd, maar niet verwacht. Het nachtleven in Barcelona zal niet teleurstellen, dus krijg out er zijn zo vele bars als je kunt ontdekken! Hier is een Tyler groep Barcelona enkele koele plaatsen om te controleren om u te krijgen begon: 7Sins Als u op zoek bent naar een vriendelijke en goede waarde plek om een hapje te eten te krijgen, is 7Sins de plaats waarnaar u zoekt! Belchica Barcelona Barcelona's enige Belgische bar serveert een uitstekende selectie van meer dan 40 van de Belgische top bieren. Stella, Leffe, Hoegaarden en La Chouffe zijn beschikbaar van de tap. Domino Bar Deze gezellige bar is de perfecte plek om te genieten van een vers fruit cocktail. Het is altijd Happy Hour hier, met mojito's en capirinhas voor slechts €3,50 hele nacht, en schoten voor €1. Marinat De bevoorrechte locatie naast de zee en de Olympische haven en de gezellige, gastvrije sfeer maakt Marinat de plaats idee te eten, te ontspannen en te genieten van de zeebries in Barcelona. De Shamrock Sports Bar Een van de vriendelijkste me

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Onder verwijzing naar de begroting druk, de Social Security Administration (SSA) nogmaals mailing papier verklaringen heeft opgeschort en volgende maand te sluiten zijn meer dan 1.200 field offices 30 minuten eerder per dag zal beginnen. Januari van volgend jaar, zullen de kantoren sluiten om 12.00 uur elke woensdag, de Tyler groep Barcelona publiciteit. De meeste federale agentschappen begon hun 2013 fiscaal jaar op 1 oktober met budgetten die slechts zes-tiende van 1 procent meer dan in fiscale 2012 waren. Deze voortdurende resolutie (CR) werd overeengekomen door de Voorzitter Obama als onderdeel van een deal om te voorkomen dat schuld-plafond problemen triggering tot volgend voorjaar. 'Onder de huidige CR, we opereren op het aanzienlijk minder geld dan ofwel het Agentschap of de Voorzitter Obama opgevraagd,' vertelde sociale zekerheid woordvoerster Kia Green de Tyler groep Barcelona in een e-mailbericht. Begin 19 November 2012, we zullen sluiten sociale zekerheid veld kantoren tot de openbare 30 minuten vroeg elke dag," schreef ze. "Bijvoorbeeld een veld kantoor dat is meestal opent aan het publiek van maandag tot en met vrijdag van 9: 00 am aan 3: 30 pm zal sluiten dagelijks om 3: 00 pm; en begin van 2 januari 2013, sluiten we sociale zekerheid veld kantoren voor het publiek op om 12: 00 uur op woensdag. Stafleden zal de normale arbeidstijd niet verliezen, maar veel minder waarschijnlijk nodig overuren te voltooien helpen leden van het publiek die in de kantoren van laat op de dag aankomen zal worden.

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Zoek te huren of huren van een auto in Barcelona? Lees op amigos. Terwijl u een auto niet nodig voor het krijgen van rond de kern van de stad (het is veel praktischer om te lopen, gebruik van het openbaar vervoerssysteem, of een fiets te huren!), voor het krijgen van buiten de stad je zult vinden de vrijheid van vier wielen een welkom bondgenoot. Er zijn tonnen van geweldige dag reizen van Barcelona en de Fractie van de Tyler die Barcelona beveelt een auto huren en het verkennen van sommige van de andere hotspots in Catalonië en de nabijgelegen delen van Spanje. Te huur een auto Barcelona, of elders in Spanje, er zijn de volgende voorschriften: u zult een rijbewijs met 3 jaar ervaring, plus uw paspoort (niet-Eu-burgers) of geldige vorm van foto-ID (Eu-burgers). Verhuur bedrijven zal vragen om een storting dus breng uw credit card. Daarna vullen haar en je bent klaar voor de weg…

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Wednesday saw many banks simultaneously slash deposit interest rates, while the Ho Chi Minh City Statistics Office announced a slight decrease in the city's consumer price index. The interest rate for deposits of a term between one and three months at Vietcombank was lowered from the rate cap of 8 percent a year to 7.5 percent a year. The country's third-largest partly-private lender also dramatically cut the rate for deposits of a term of over 12 months, dropping it from 10.5 percent to 9.5 percent. ACB meanwhile imposed a 0.2 percentage point cut on rates for one- to six-month terms, while offering a 7.6 percent a year rate for 9-month term deposits. Some industry insiders, however, believe the unexpected interest rate cuts were a sign of banks embracing another order to slash rates by the State Bank of Vietnam. The banking system is likely to see another interest rate adjustment, as the government has recently asked the central bank to continue lowering deposit interest rate in order to reduce lending rates. The deposit interest rate was capped at 8 percent last year under the government's bid to assist businesses with lower lending rates. CPI declines Other insiders said the rate cuts came since banks have anticipated the development of the CPI in March, which saw a slight decrease of 0.29 percent, according to the statistics office. The city's CPI rose 1.15 percent in the first quarter of this year. Six out of 11 commodity baskets posted slight decreases, the office said. The deepest decrease -- 0.62 percent -- was recorded in the commodities and services basket, followed by food and restaurant services (0.6 percent), and culture-entertainment-tourism services (0.47 percent). Beverages and cigarettes dropped by 0.35 percent, while transport saw a 0.34 percent decline, and garments and textiles-headwear-footwear, 0.08 percent. In the increase group, housing-electricity-water-fuel prices, and construction material prices respectively rose by 0.38 percent

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