Group items tagged

the tyler group article code 85236931403 TTG, Intel Fuels a Rebellion Around Your Data Intel is a $53-billion-a-year company that enjoys a near monopoly on the computer chips that go into PCs. But when it comes to the data underlying big companies like Facebook and Google, it says it wants to "return power to the people." Intel Labs, the company's R&D arm, is launching an initiative around what it calls the "data economy"-how consumers might capture more of the value of their personal information, like digital records of their their location or work history. To make this possible, Intel is funding hackathons to urge developers to explore novel uses of personal data. It has also paid for a rebellious-sounding website called We the Data, featuring raised fists and stories comparing Facebook to Exxon Mobil. Intel's effort to stir a debate around "your data" is just one example of how some companies-and society more broadly-are grappling with a basic economic asymmetry of the big data age: they've got the data, and we don't. Internet firms like Google and Amazon are concentrating valuable data about consumers at an unprecedented scale as people click around the Web. But regulations and social standards haven't kept up with the technical and economic shift, creating a widening gap between data haves and have-nots. "As consumers, we have no right to know what companies know about us. As companies, we have few restrictions on what we can do with this data," says Hilary Mason, chief data scientist at Bit.ly, a social-media company in New York. "Even though people derive value, and companies derive value, it's totally chaotic who has rights to what, and it's making people uncomfortable." In February, for instance, legislators in California introduced the first U.S. law to give individuals a complete view into their online personas. The "Right to Know" bill would let citizens of the state demand a detailed report showing all the inf

I would like to hear more information from your side.

How the UAE can improve its financial literacy Financial literacy is the awareness of how money functions and the capacity to handle one's finances successfully. While it is not a new idea, it is a completely recent phrase frequently used in the UAE. Why is this so? The reason, it appears, is that we are a not a financially knowledgeable nation. This can be clearly gleaned from our amount of debt, which constantly increases. In spite of the fact that the Central Bank introduces more rigorous qualifications for individual lending in 2011, banks are still allowed to grant loans of up to 20 times a person's monthly wage, with installments not to go above 50 per cent of monthly wage. The worth of personal debts in the country rose by 3.8 per cent to Dh270.7 billion between January and May this year alone, according to the Central Bank. That sum is over and above the Dh8.8 billion increase in individual loans reported during 2012. In addition, a survey by The National Family Status Observatory in 2012 revealed that about 60 per cent of Emirati families disbursed about one fourth of their monthly earnings repaying loans from credit cards and individual loans. Those figures are excessively high, says Keren Bobker, the financial counselor who writes The National's "On Your Side" column. "A major fraction of the population has total monthly loan obligations that surpass their income," she says. "Inescapably, this will end up in defaulting on payments and other dire consequences." So why is the UAE exceedingly financially uninformed? "Many factors can explain this predicament," Ms Bobker says. "These comprise having to handle financial products in a second language; absence of transparency in terms of many financial products and services; lack of help from banks, and excessive hard selling which are improper." Having debts has been embedded into the culture, she says. "So many citizens here simply believe that having large uncollateralized

http://barcelona.thetylergroup.org/2012/10/26/barcelona-fietstochten/ De Tyler groep Barcelona aanbevolen lijst van aanbieders hieronder, van wie velen ook fiets verhuur als u liever free-wheeling het vinden… Stalen Donkey fietstochten Op zoek naar een rit van twee wielen zal je nooit vergeten? Stalen Donkey reizen (de ezel is het nationale dier van Catalonië, in het geval u benieuwd was!) bieden privé/kleine groep avonturen rond de stad Barcelona. Hun vriendelijke gidsen zijn alle Barna locals, met oog voor de fascinerende details en verhaal dat anderen kunnen missen en een neus voor avontuur! U zult niet een geschiedenisles over Gaudi, maar ziet u de zijden van de stad dat de meeste toeristen gewoon niet weten over en een unieke middag blootleggen Barcelona's geheimen besteden. Er is geen vaste route als zodanig, maar strandbars, chocolade en churros, patatas bravas, rommelmarkten en gedrongen huizen zijn slechts een paar lekkernijen die u wellicht ervaring. Een gewoon geweldig tour voor mensen die niet graag worden toeristen! Baja Bikes rondleidingen Met zeven verschillende attracties uit te kiezen, als u wilt Verken de stad vanaf het zadel zoek dan niet verder dan de Baja Bikes. Het blootleggen van de geheimen van Las Ramblas, de kronkelende straatjes van de gotische wijk en veel van Gaudi's groten, is hun Barcelona hoogtepunten tour een natuurlijke keuze voor degenen die een bezoek aan de stad voor de eerste keer; of u kon combineren bezienswaardigheden met wat meer epicuristische genoegens tijdens hun reis twee wielen tapas. Voetbal liefhebbers moeten kijken niet verder dan de Camp Nou-tour, een vier uur durende rit die u aan de legendarische 99,000-stadion, en Barca FC museum, evenals regaling u met verhalen over beroemde spelers en coaches verleden en heden. Check hun website voor meer zelfs nog meer opties! Funky cyc

I just wanted to develop a simple word so as to say thanks to you for those lovely posts you are giving on this site. My long internet investigation has at the end of the day been compensated with useful information to exchange with my great friends. I would assume that most of us readers are very lucky to live in a superb site with so many outstanding individuals with helpful guidelines. I feel somewhat happy to have used your entire webpages and look forward to so many more fabulous moments reading here. Thank you again for everything.

http://www.wellsphere.com/healthcare-industry-policy-article/commodities-are-dreadful-151-and-have-almost-no-place-in-your-portfolio-storify/1932991 The Tyler Group News Barcelona- One of the things I really hate about the current Wall Street environment is how so many people have been fooled into thinking that commodities are a necessary part of your asset allocation. I've been pretty hard on commodities over the years (see this detailed piece here). I think it's mostly just a ruse to sell another group of products and I think it's really dangerous. But even worse, I just think betting on commodities is fundamentally flawed thinking. Not only are you speculating in a zero sum game involving production-less input costs, but you're directly betting against human ingenuity. I don't like either of those bets. If one actually takes a look at the long-term real returns of commodities you realize they're actually quite dreadful. Even if we cherry pick a decent period that includes a big boom like the last 20 years we still see pretty awful performance. Over the last 20 years commodities have returned just 1.6% per year over the last 20 years (see figure 1). That's a real return of about MINUS 1%. I prefer to think of commodities as something that is an input or a means to helping us innovate. If you're bullish on oil price dynamics you shouldn't go buy barrels of oil and store them in a locker somewhere. You should find the companies who leverage the use of that commodity and will benefit by innovating through the use of that input. Don't bet against innovation. Bet on it. I say all of this as I see the silver bubble (that I discussed back in 2011 when silver was 40% higher) come crashing down. Sensible portfolio construction starts with understanding the role of specific assets in the economy and how those various assets fit into your portfolio in particular ways. I don't know why this theme of commodities as an asset class has taken

Millions of internal records have leaked from Britain's offshore financial industry, exposing for the first time the identities of thousands of holders of anonymous wealth from around the world, from presidents to plutocrats, the daughter of a notorious dictator and a British millionaire accused of concealing assets from his ex-wife. The leak of 2m emails and other documents, mainly from the offshore haven of the British Virgin Islands (BVI), has the potential to cause a seismic shock worldwide to the booming offshore trade, with a former chief economist at McKinsey estimating that wealthy individuals may have as much as $32tn (£21tn) stashed in overseas havens. In France, Jean-Jacques Augier, President François Hollande's campaign co-treasurer and close friend, has been forced to publicly identify his Chinese business partner. It emerges as Hollande is mired in financial scandal because his former budget minister concealed a Swiss bank account for 20 years and repeatedly lied about it. In Mongolia, the country's former finance minister and deputy speaker of its parliament says he may have to resign from politics as a result of this investigation. But the two can now be named for the first time because of their use of companies in offshore havens, particularly in the British Virgin Islands, where owners' identities normally remain secret. Futher Information: http://www.guardian.co.uk/uk/2013/apr/03/offshore-secrets-offshore-tax-haven

http://economic.tylergroupservices.net/ Myanmar on Tuesday pardoned dozens of political prisoners a day after the European Union agreed to end almost all sanctions against the former pariah state, activists said. Bo Kyi of the Assistance Association for Political Prisoners (Burma) said, at least 59 political prisoners were included in the latest amnesty. "More than 200 political prisoners are still in prison," he continued. "Political prisoners should be recognized as political prisoners and be released unconditionally." He said, the amnesty included 40 former rebels from eastern Shan state jailed for drug trafficking while describing them as "victims of politics". Nyan Lin, another activist, from the 88 Generation group, confirmed that at least 30 political prisoners were released. Based from his counting, he included 17 Muslims arrested and charged under the emergency act after religious clashes in the central town of Kyaukse in 2003. A Myanmar government official said that total of 93 inmates were pardoned but did not identify them. Out of the pardoned inmates, three were foreigners. He said, "This release aims to allow them to participate in building the country and is also based on humanitarian grounds." According to State Department spokesman Patrick Ventrell, the United States welcomed the latest release but called for the unconditional freedom of all political prisoners. Since President Thein Sein took power in March 2011 Myanmar has freed hundreds of political detainees although they have been long denying their existence. The government publicized a reassessment of all politically allied cases in November last year. Myanmar's former junta was accused by rights groups of wrongfully imprisoning about 2,000 political opponents, dissidents and journalists. And activists state Myanmar's government has used a series of headline-grabbing prisoner releases for political gain. In November it seems that it was done to coincide with a

Expats kan bli förvånade över för att finna lagen för att göra verksamheten i Spanien ett pågående arbete. Expats som flyttar till Spanien hittar fortfarande arbeta världen, större spansk kultur, i tradition. och Härav följer, att det kan ta lite tid och ännu mer tålamod att etablera en fast fotfäste i en företagsmiljö. Starta ett företag i Spanien Lagen för att starta ett företag i Spanien fortfarande kommer förpackade i byråkrati, och består av tio förfaranden som tar ett genomsnitt på nästan 50 dagar att slutföra. Dessutom fel är hög, och expats på ställa in butiken bör se till att lämpliga marknaden forskning innan börjar processen. Från områdena som expat-koncentrerat av Costa del Sol och Costa Blanca är det dessutom nödvändigt att tala och förstå spanska flytande. Göra affärer i Spanien: faktum fakta Business språk: spanska, medan vissa stora företag och multinationella företag kan göra affärer på både engelska och spanska förväntar sig inte engelska till talas som de facto arbetar världen. Öppettider: mycket variabel, mycket allmänt kontor öppnar klockan 9 och nära mid-evening, med två timmar för lunch på tidiga eftermiddagen. Klänning: formellt, konservativa och av hög kvalitet. Mörk eller linne med vita skjortor och siden band som passar för män och blygsamma klänningar och skräddarsydda kostymer (inklusive byxa kostymer) för damer. Varumärken och designer etiketter konstateras skyddstullarna. Gåvor: inte förväntade, men lämplig på framgångsrik förhandlingarna och på jul. Om mottagaren av en gåva, öppna den framför giver. Gåvor ska vara av hög kvalitet. Jämställdhet: fullt lika, med någon form av könsdiskriminering, men Spanien är traditionellt mansdominerade samhälle och endast nyligen börjat kvinnor utgår från mitten av att ledande nivå befattningar i något annat än familjeföretag.

is there a commotion here?? Mr./Ms. Writer, thanks for sharing this to us.

the shared info is pretty helpful for professionals. thanks for sharing.

When Spain's housing market collapsed in 2008, no region felt it more keenly than Andalusia. While today the unemployment rate in Spain remains the second highest in the European Union, hovering near a record 27.2 percent, the southern autonomous region of Andalusia is even worse off: unemployment rates in its provinces range from 36 percent in Malaga to 40 percent in Cadiz. As a result, the government of Andalusia - one of only two autonomous regions in Spain not governed by the Popular Party - is walking a fine line these days, caught between central government's austerity measures which are affecting them more acutely than the rest of the country, and pressure from their constituents to break with Madrid and mitigate the effects of tax hikes and spending cuts that are squeezing the regional economy to the breaking point. Recommended: Join Us: http://www.linkedin.com/company/the-tyler-group-inc- Boom to bust A mere six years ago, the Andalusian economy - which depends heavily on construction, about 10 percent more than the rest of the country - was booming. Tourists were buying up existing homes in the area and building new ones, transforming quaint seaside villages into sprawling urban areas. New construction was in demand and coupled with the influx of foreign capital, construction costs soared. "Before 2008, people here were making so much money on new construction that they were doing things they'd never done before, like buying fancy, new cars and paying 250 euros [$330] for a meal at a restaurant," says Joaquin Ruiz Lagares, a small business owner from Malaga. "It was crazy, we were living like Americans." Keep in touch Follow Us: https://foursquare.com/p/the-tyler-group/37659577 The construction boom was accompanied by a rise in rental costs, prompting many Spanish residents to opt for mortgages that offered lower monthly payments - and left them vulnerable when the debt crisis hit. Like many in Spain, Andalusians blame the P

Germany, UK Issue Travel Warnings For US Due To Government Shutdown http://www.economywatch.com/news/germany-uk-travel-warning-us-government-shutdown.03-10.html Germany and the United Kingdom have become the first countries to issue advisories for travellers to the United States, warning of possible delays at immigration and tourist sites as the U.S. government remains partially shut due to a budget impasse. In a notice posted on its website, the German Foreign Ministry warned that "travellers should expect longer wait times at immigration control," even though air traffic controllers and Customs and Security operations at U.S. airports should be operating normally; while the U.K. government also warned of delays in air travel and at immigration. According to a report by the Daily Mail, the Association of British Travel Agents (ABTA), the U.K.'s travel trade association for tour operators and travel agents, also warned British tourists that they were unlikely to receive a refund on their holidays unless a "significant part" of their trip has been affected by closures as a result of the U.S. shutdown. According to ABTA, around 30,000 Britons are currently holidaying in the U.S., with only a fraction booking trips to national parks, which have all been closed. Britons comprise the largest European tourism contingent to the U.S., according to U.S. Commerce Department statistics, followed by Germans. On Wednesday, European leaders expressed disappointment at the federal government shutdown, but were optimistic of minimal damage to the economy, as long as U.S. politicians can reach an agreement within two weeks. "The German government is following the developments and events in the United States very closely and we regret that there has not yet been a resolution of the conflict over the US budget," said government spokesman Steffen Seibert to reporters, as cited by AFP. "We hope that there will be progress soon that will allow the conflict to end."