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Germany, UK Issue Travel Warnings For US Due To Government Shutdown http://www.economywatch.com/news/germany-uk-travel-warning-us-government-shutdown.03-10.html Germany and the United Kingdom have become the first countries to issue advisories for travellers to the United States, warning of possible delays at immigration and tourist sites as the U.S. government remains partially shut due to a budget impasse. In a notice posted on its website, the German Foreign Ministry warned that "travellers should expect longer wait times at immigration control," even though air traffic controllers and Customs and Security operations at U.S. airports should be operating normally; while the U.K. government also warned of delays in air travel and at immigration. According to a report by the Daily Mail, the Association of British Travel Agents (ABTA), the U.K.'s travel trade association for tour operators and travel agents, also warned British tourists that they were unlikely to receive a refund on their holidays unless a "significant part" of their trip has been affected by closures as a result of the U.S. shutdown. According to ABTA, around 30,000 Britons are currently holidaying in the U.S., with only a fraction booking trips to national parks, which have all been closed. Britons comprise the largest European tourism contingent to the U.S., according to U.S. Commerce Department statistics, followed by Germans. On Wednesday, European leaders expressed disappointment at the federal government shutdown, but were optimistic of minimal damage to the economy, as long as U.S. politicians can reach an agreement within two weeks. "The German government is following the developments and events in the United States very closely and we regret that there has not yet been a resolution of the conflict over the US budget," said government spokesman Steffen Seibert to reporters, as cited by AFP. "We hope that there will be progress soon that will allow the conflict to end."

the tyler group article code 85236931403 TTG, Intel Fuels a Rebellion Around Your Data Intel is a $53-billion-a-year company that enjoys a near monopoly on the computer chips that go into PCs. But when it comes to the data underlying big companies like Facebook and Google, it says it wants to "return power to the people." Intel Labs, the company's R&D arm, is launching an initiative around what it calls the "data economy"-how consumers might capture more of the value of their personal information, like digital records of their their location or work history. To make this possible, Intel is funding hackathons to urge developers to explore novel uses of personal data. It has also paid for a rebellious-sounding website called We the Data, featuring raised fists and stories comparing Facebook to Exxon Mobil. Intel's effort to stir a debate around "your data" is just one example of how some companies-and society more broadly-are grappling with a basic economic asymmetry of the big data age: they've got the data, and we don't. Internet firms like Google and Amazon are concentrating valuable data about consumers at an unprecedented scale as people click around the Web. But regulations and social standards haven't kept up with the technical and economic shift, creating a widening gap between data haves and have-nots. "As consumers, we have no right to know what companies know about us. As companies, we have few restrictions on what we can do with this data," says Hilary Mason, chief data scientist at Bit.ly, a social-media company in New York. "Even though people derive value, and companies derive value, it's totally chaotic who has rights to what, and it's making people uncomfortable." In February, for instance, legislators in California introduced the first U.S. law to give individuals a complete view into their online personas. The "Right to Know" bill would let citizens of the state demand a detailed report showing all the inf

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"The Tyler Group Barcelona" With more than 40 years of collective financial services industry experience, The Tyler Group has been helping individuals and their families, business owners, doctors, lawyers and other professionals preserve, build and transfer their wealth using a process that builds an investment strategy on a solid foundation of financial goals and objectives. We believe approachability and consistency are the keys to building long-term relationships with you. We strive to anticipate your needs, do what's necessary to get you answers to your questions and make sure you feel comfortable with us and with our recommendations. READ MORE: http://www.wealthmanagement.ml.com/wm/pages/home.aspx "The Tyler Group Barcelona"

http://barcelona.thetylergroup.org/2012/10/26/barcelona-fietstochten/ De Tyler groep Barcelona aanbevolen lijst van aanbieders hieronder, van wie velen ook fiets verhuur als u liever free-wheeling het vinden… Stalen Donkey fietstochten Op zoek naar een rit van twee wielen zal je nooit vergeten? Stalen Donkey reizen (de ezel is het nationale dier van Catalonië, in het geval u benieuwd was!) bieden privé/kleine groep avonturen rond de stad Barcelona. Hun vriendelijke gidsen zijn alle Barna locals, met oog voor de fascinerende details en verhaal dat anderen kunnen missen en een neus voor avontuur! U zult niet een geschiedenisles over Gaudi, maar ziet u de zijden van de stad dat de meeste toeristen gewoon niet weten over en een unieke middag blootleggen Barcelona's geheimen besteden. Er is geen vaste route als zodanig, maar strandbars, chocolade en churros, patatas bravas, rommelmarkten en gedrongen huizen zijn slechts een paar lekkernijen die u wellicht ervaring. Een gewoon geweldig tour voor mensen die niet graag worden toeristen! Baja Bikes rondleidingen Met zeven verschillende attracties uit te kiezen, als u wilt Verken de stad vanaf het zadel zoek dan niet verder dan de Baja Bikes. Het blootleggen van de geheimen van Las Ramblas, de kronkelende straatjes van de gotische wijk en veel van Gaudi's groten, is hun Barcelona hoogtepunten tour een natuurlijke keuze voor degenen die een bezoek aan de stad voor de eerste keer; of u kon combineren bezienswaardigheden met wat meer epicuristische genoegens tijdens hun reis twee wielen tapas. Voetbal liefhebbers moeten kijken niet verder dan de Camp Nou-tour, een vier uur durende rit die u aan de legendarische 99,000-stadion, en Barca FC museum, evenals regaling u met verhalen over beroemde spelers en coaches verleden en heden. Check hun website voor meer zelfs nog meer opties! Funky cyc

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http://www.wellsphere.com/healthcare-industry-policy-article/commodities-are-dreadful-151-and-have-almost-no-place-in-your-portfolio-storify/1932991 The Tyler Group News Barcelona- One of the things I really hate about the current Wall Street environment is how so many people have been fooled into thinking that commodities are a necessary part of your asset allocation. I've been pretty hard on commodities over the years (see this detailed piece here). I think it's mostly just a ruse to sell another group of products and I think it's really dangerous. But even worse, I just think betting on commodities is fundamentally flawed thinking. Not only are you speculating in a zero sum game involving production-less input costs, but you're directly betting against human ingenuity. I don't like either of those bets. If one actually takes a look at the long-term real returns of commodities you realize they're actually quite dreadful. Even if we cherry pick a decent period that includes a big boom like the last 20 years we still see pretty awful performance. Over the last 20 years commodities have returned just 1.6% per year over the last 20 years (see figure 1). That's a real return of about MINUS 1%. I prefer to think of commodities as something that is an input or a means to helping us innovate. If you're bullish on oil price dynamics you shouldn't go buy barrels of oil and store them in a locker somewhere. You should find the companies who leverage the use of that commodity and will benefit by innovating through the use of that input. Don't bet against innovation. Bet on it. I say all of this as I see the silver bubble (that I discussed back in 2011 when silver was 40% higher) come crashing down. Sensible portfolio construction starts with understanding the role of specific assets in the economy and how those various assets fit into your portfolio in particular ways. I don't know why this theme of commodities as an asset class has taken

http://www.powershow.com/view/3ce477-MmFmN/The_Tyler_Group_News_Barcelona_Commodities_Are_Dreadful_and_Have_Almost_No_Place_In_Your_Portfolio_powerpoint_ppt_presentation The Tyler Group News Barcelona- One of the things I really hate about the current Wall Street environment is how so many people have been fooled into thinking that commodities are a necessary part of your asset allocation. I've been pretty hard on commodities over the years (see this detailed piece here). I think it's mostly just a ruse to sell another group of products and I think it's really dangerous. But even worse, I just think betting on commodities is fundamentally flawed thinking. Not only are you speculating in a zero sum game involving production-less input costs, but you're directly betting against human ingenuity. I don't like either of those bets. If one actually takes a look at the long-term real returns of commodities you realize they're actually quite dreadful. Even if we cherry pick a decent period that includes a big boom like the last 20 years we still see pretty awful performance. Over the last 20 years commodities have returned just 1.6% per year over the last 20 years (see figure 1). That's a real return of about MINUS 1%. I prefer to think of commodities as something that is an input or a means to helping us innovate. If you're bullish on oil price dynamics you shouldn't go buy barrels of oil and store them in a locker somewhere. You should find the companies who leverage the use of that commodity and will benefit by innovating through the use of that input. Don't bet against innovation. Bet on it. The Tyler Group News Barcelona Source: http://www.businessinsider.com/commodities-have-almost-no-place-in-your-portfolio-2013-4

Financial and Legal (financial planning for expats at Barcelona, life insurance, banking, etc) Best for Expatriates in Spain As an expat, your circumstances are likely to change more often than if you were in your home country. Clear financial advice and planning means that expatriate life is without worry and that your future is taken care of. Financial planning requirements vary from country to country and expatriates living in Spain may need to allocate their investments in a different way. These are the elements that make expatriate financial planning different. Currency One of the first financial steps when relocating abroad may involve exchanging currency to that of the new country. It is important to search around for the best deal at both banks and specialist currency dealers. If an income is received from another country in another currency, it will need to be exchanged into the currency of new country. The impact of a regular currency conversion can leave a person exposed. Currencies move quickly and often; it may be necessary to "forward book" some of the currency exchanging to fix the rate of exchange. When it comes to arranging savings and investments, different currencies also need to be taken into consideration. In principle, if the investments are generating income used to live on, they should be in the same currency as the expenditure. EMERGENCY CASH FUND Regardless of the country of residence, an amount of cash should be instantly available for emergencies. In the case of expatriates, this fund needs to be higher because inevitably additional trips back home are required (for example, trips to see ailing and infirm relatives). The amount required depends on individual circumstances and a financial adviser takes this into account when financial planning. BANK ACCOUNTS Expatriates need a bank account in more than one country; a local bank account is required in the local currency. It is also often necessary to retain a bank account fo

http://www.behance.net/gallery/Tyler-Group-Article-Reviews-Ants-can-save-millions-fro/8627853 Apart from the early warning seismology that tsunami warning centers (TWCs) provide when countries suffer the worst earthquakes particularly California, Japan, Indonesia, Italy and Greece there is help already available. German research with HR cameras has begun to check these species that show vivid reaction to early signs of quakes. We know that carbon dioxide gas is released below ground where the great plates are scraping against each other. We know that sound and vibration can be carried through the earth itself. Some of these signals are picked up by ants, as described by Gabriele Berberich of the University of Duisburg-Essen in her paper; recently presented at the European Geosciences Union annual meeting in Vienna. The Tyler Group Barcelona research as hinted in the paper's title, "Biological Anomalies Prior to Earthquakes," many other animals such as the obviously close-to-the-ground snakes and mammals have also been recorded in their particular actions. One advantage of using ants is that they are so easily observed another is their proximity to the source of the detectable changes; another is their extreme sensitivity, using of course, and many small individual "sensors" in the form of workers. Related Articles: http://chirpstory.com/t/85236931403 http://chirpstory.com/t/85236931403/members

http://www.allvoices.com/contributed-news/14588446-tyler-group-article-reviews-ants-can-save-millions-from-earthquakes Apart from the early warning seismology that tsunami warning centers (TWCs) provide when countries suffer the worst earthquakes particularly California, Japan, Indonesia, Italy and Greece there is help already available. German research with HR cameras has begun to check these species that show vivid reaction to early signs of quakes. We know that carbon dioxide gas is released below ground where the great plates are scraping against each other. We know that sound and vibration can be carried through the earth itself. Some of these signals are picked up by ants, as described by Gabriele Berberich of the University of Duisburg-Essen in her paper; recently presented at the European Geosciences Union annual meeting in Vienna. The Tyler Group Barcelona research as hinted in the paper's title, "Biological Anomalies Prior to Earthquakes," many other animals such as the obviously close-to-the-ground snakes and mammals have also been recorded in their particular actions. One advantage of using ants is that they are so easily observed another is their proximity to the source of the detectable changes; another is their extreme sensitivity, using of course, and many small individual "sensors" in the form of workers.