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"Springhill Groups-PRINGHILL gROUPS Mortgage Fraud Prosecutors Pounce on a Small Bank Yesterday 11:14 PM #1 One of the few things not in dispute in the criminal case against Abacus Federal Savings Bank is that it began with a mortgage closing on Friday, Dec. 11, 2009, for a two-family home in the Bensonhurst section of Brooklyn. Abacus is a small bank, catering mostly to Chinese immigrants. The closing was at 10 a.m. at the bank's headquarters, a brown-brick building on the Bowery in New York's Chinatown between a noodle shop and an herbal medicine emporium. Sitting around the table in an undecorated conference room were the seller, the buyers, their attorneys, the real estate broker, and the title closer. Vera Sung, Abacus's lawyer, was in and out of the meeting. Sung, 46, is a daughter of the bank's founder-her younger sister Jill is Abacus's chief executive officer. Vera is also a onetime prosecutor in the Brooklyn district attorney's office, and that morning she recalls hearing something that made her pause: The borrowers were asking about extra checks they had earlier made out to the loan officer, Qibin "Ken" Yu. Sung didn't know what those checks were. "I thought this was very strange, so I stopped the closing," Sung says. She spoke to Yu in her office, then called Jill, and they canceled the loan. The following Monday, Yu was fired. The bank's executives won't speculate what the checks were for, but in other fraud cases individual loan officers have been convicted of asking for kickbacks or payments for falsifying paperwork. Yu's lawyer declined to comment. "

"Springhill Groups-PRINGHILL gROUPS Mortgage Fraud Prosecutors Pounce on a Small Bank One of the few things not in dispute in the criminal case against Abacus Federal Savings Bank is that it began with a mortgage closing on Friday, Dec. 11, 2009, for a two-family home in the Bensonhurst section of Brooklyn. Abacus is a small bank, catering mostly to Chinese immigrants. The closing was at 10 a.m. at the bank's headquarters, a brown-brick building on the Bowery in New York's Chinatown between a noodle shop and an herbal medicine emporium. Sitting around the table in an undecorated conference room were the seller, the buyers, their attorneys, the real estate broker, and the title closer. Vera Sung, Abacus's lawyer, was in and out of the meeting. Sung, 46, is a daughter of the bank's founder-her younger sister Jill is Abacus's chief executive officer. Vera is also a onetime prosecutor in the Brooklyn district attorney's office, and that morning she recalls hearing something that made her pause: The borrowers were asking about extra checks they had earlier made out to the loan officer, Qibin "Ken" Yu. Sung didn't know what those checks were. "I thought this was very strange, so I stopped the closing," Sung says. She spoke to Yu in her office, then called Jill, and they canceled the loan. The following Monday, Yu was fired. The bank's executives won't speculate what the checks were for, but in other fraud cases individual loan officers have been convicted of asking for kickbacks or payments for falsifying paperwork. Yu's lawyer declined to comment. http://www.businessweek.com/articles...n-a-small-bank"

Repost From : http://springhillgroupbyrichparker.blogspot.com/ http://www.facebook.com/notes/springhill-group-home-loans-news-center/springhill-group-springhillgroupbyrichparkerblogspotcom/300574126678023 BLOGSPOT: Police Reports for Feb. 26, 2012 - The Bozeman Daily Chronicle: Police Reports http://springcaregroup.blogspot.com/2012/03/police-reports-for-feb-26-2012-bozeman.html The Bozeman Police Department reports for Sunday included the following: People were fighting in front of an East Main Street bar. Most fled when police arrived around 1:40 a.m. The man who was assaulted did not want to press charges. Police found "a man by himself drinking a beer and playing loud video games at 5:30 a.m. on Sunday morning" on Ida Avenue after a neighbor complained about the noise. A 21-year-old Belgrade man was cited for stealing two DVDs from a Catron Street store around 1:45 p.m. Read more . . . Spring Hill Hotels, Motels - Florida FL - Spring Hill Hotel Discounts http://springhillcaregroup.multiply.com/journal/item/57/Spring_Hill_Hotels_Motels_-_Florida_FL_-_Spring_Hill_Hotel_Discounts Spring Hill Hotels, Motels, and Reviews Hampton Inn Spring Hill - $$ 1344 Commercial Way, US 19, Spring Hill, FL 34606 Rated average by verified guestsMidscale, highway hotel near Weekiwatchee PreserveAlso near Buccaneer Bay3 floors, 732 rooms - elevatorOutdoor swimming pool - exercise roomFree Internet access - free parkingNot pet-friendly - no pets allowed - Jan 2011Hotel ReviewsConveniently located - worth the price - room was clean - liked the upscale linens - staff was friendly - appreciated the snacks and wine - nice hotelGood location and rates - room was cleanBeds were fabulous - the elevator carpet was filthyRoom was spacious - housekeeping was intrusive - not much selection a breakfastConvenient location - room wasn't clean enough - employees were friendly and pleasant - breakfast was a disappointment Read more. . . Boiler Parts, Boiler Repair

Source : http://www.buildingdesign.co.uk/mech/fulton/fulton-6.htm http://www.facebook.com/notes/springhill-group-home-loans-news-center/fulton-steam-thermal-fluid-boilers/300565980012171 Fulton - Steam & Thermal Fluid Boilers Electric - Steam & Thermal Fluid Boilers - Packaged Plant Rooms Fulton Ltd specialises in the design and manufacture of steam, hot water, thermal fluid boilers, packaged plant rooms and skid-mounted systems for industrial, commercial and medical applications. It is part of the Fulton Group of Companies, which as well as in the UK, has manufacturing plants in the USA, China, and operates on five continents, reinforcing Fulton's reputation as a worldwide leader in the development of heat transfer products. Fulton Ltd has over 60 years of experience globally, with over 45 years in the UK. The company's standard range of products is backed up by bespoke turnkey capabilities. Fulton take responsibility for the turnkey package from concept, to commissioning on site and back it up with excellent aftersales support. Range of Products * Electric steam boilers: 14 kg/h - 2393 kg/h * Fuel fired steam boilers: 96 kg/h - 10400 kg/h * Thermal fluid heaters: 22kW - 5.9MW * Full range of ancillary equipment Customised Skid-Mounted Systems & Prefabricated Plant Rooms Fulton offer a complete service for the design, manufacture, assembly and commissioning of prefabricated skid-mounted systems and packaged boiler plant rooms. All steam and hot water boilers in the Fulton range can be incorporated onto skids or into plant rooms, bespoke plant rooms are designed to customer specifications. A typical plant room package will include: boiler blowdown separator, feed water and condensate return tank, water treatment and control system with interconnecting mechanical and electrical services. These systems are especially beneficial for projects where on-site work is difficult or limited by time, where acc

Sony, the giant Japanese electronics maker, plans to cut 6% of its workforce or around 10,000 jobs as they continue with their efforts to restructure their business, the 3rd job cut since 2005. It has already sold 2 divisions and is now scaling back its TV production.   According to Bloomberg's data, the biggest consumer electronics exporter in Japan has 168,200 staff last year. Around half of the job cuts resulted from publicized deals the company has previously made. Last month, Sony sold a chemicals subsidiary to the Development Bank of Japan while it spun off small LCD production last year into a joint deal with Toshiba and Hitachi. The remaining 5,000 job cuts will come from its unprofitable TV division that is now being overhauled in hopes of restoring the firm's health.   The 51-year old CEO, Kazuo Hirai, replaced Howard Stringer this month and immediately set out to do his promise of "unavoidable, painful choices" in order to turn the company's operations into a more profitable one.   Hirai has been credited in making the PlayStation business profitable; now he is set to put himself in charge of and bring a new team for the firm's TV business. Sony even revealed a new organizational chart that has omitted a management layer between the CEO and the head of TV department so Hirai could manage them directly.

http://newscenter.springhillgrouphome.com/ http://newscenter-springhillgrouphome.blogspot.com/ Articles: News Center - Springhill Group Home Loans : America's Choice Home Loans LP Opens In Oregon And Welcomes Jerry Holman To The Team Mes Jerry Holman To The Team

Heating Systems ExplainedGas Heating SystemsModern gas central heating systems are safe, controllable and efficient to run but can cause confusion as they have a number of controls that you may not fully understand.Using heating controls properly can:-Improve the comfort of your homeReduce the energy used and your fuel billsAvoid the risk of condensation dampnessTo get the best out of your system, you should follow the manufacturers instructions. If you have mislaid the instruction booklet for your systems, most manufacturers can provide a replacement.Why have controls on a gas central heating system?line-height: 1.6em; margin-right: 10px; color: rgb(0, 0, 0);

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision t

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decisio

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision to

Two years ago, when I started toying with the idea of coming to Korea to teach English, my main concern was managing my finances back home. Like so many recent college graduates, I had student loans that would require monthly payments, a car lease, and a credit cards to pay down. Since I had never lived in another country, or been out of the country for that matter, I had no idea how efficient and simple Korean banking and managing your overseas accounts can be. So, if you're like me and you want the scoop on money matters before you head to Korea, read on for quick tips and tricks to help you save money, transfer large sums, and even pay your taxes. Tip #1: Be prepared! Before you leave your country, make sure that you notify your bank, credit cards, student loan lenders, cellphone company, auto loan lenders, etc. Essentially, if you owe money to anyone or you have money saved in any account, make those institutions aware that you will be traveling for a year or more. Most importantly, bring a record of ALL of your banking information: routing numbers, account numbers, and your SWIFT CODE. What's a Swift Code? It's a bank-specific number that allows a foreign bank to easily locate and transfer funds to your domestic accounts. This number, along with your other account information, is essential for seamless transactions and can be obtained simply by contacting your bank and requesting their current Swift Code. Tip #2: On-line Banking: Now-a-days I do the majority of my banking, shopping, and paying bills online. Most banking networks give you access to your funds and statements in an on-line account, so make sure that you set one up before you leave the country. You can also pay your student loans, credit cards, and most other bills online. Furthermore, this is an excellent way to track your savings and be notified of any transfer fees (most banks assess a $15-$20 fee for wire transfers). Tip #3: Enlist Friends and Family: It may also be a wise decision to gi

Two U.S. housing finance giants Fannie Mae and Freddie Mac Thursday announced huge losses in the fourth quarter of last year, fresh evidence of the still struggling U.S. property market. Fannie Mae registered a net loss of 2.1 billion U.S. dollars in the fourth quarter last year, and requested an additional 2.6 billion dollars in federal aid, the Washington-based company said Thursday in a statement. Freddie Mac posted a net loss of more than 1.7 billion dollars in the same period, and asked for an additional 500 million dollars in federal aid, according to a statement released by the company on Thursday. The Obama administration earlier this month unveiled a report to Congress on reforming the U.S. housing finance market, aiming to wind down the two government-sponsored enterprises, while giving the private sector a bigger say on the multi-trillion-dollar market. The two companies played a major role in the run-up to the severe financial crisis. The U.S. government stepped in to take over Fannie and Freddie in September 2008 and cost U.S. taxpayers multi-billion dollars, which has drawn criticism from various sectors.

Embattled Rupert Murdoch's empire, News Corp. appears to be planning a spin-off of its core businesses. Its own flagship newspaper, The Wall Street Journal, has reported this week that the company's board is considering a proposal that will make its publishing arm into a separate company. Springhill Group Home analysts expect such separation of assets would appease regulators and could help it to avoid selling a USD 6.9 billion stake. Fortunately, the same became true for investors as the announcement was met with the rallying of News Corp's stock to 8.3% high - the highest level it has reached since 2007. "News Corp. has one of the best TV businesses, but some people like musty, dusty publishing companies that pay great dividends. It's a good thing for shareholders." said an analyst from Lazard Capital. The media conglomerate has not yet specified which business units would be grouped together but the company is reportedly mulling to separate the entertainment operations from the book and newspaper publishing one. News Corp's publishing business brought in USD 8.8 billion in profit last year, accounting for about 7% of the company's enterprise value or 24% of the revenues. This division includes a number of prominent newspapers (Times of London, The Wall Street Journal, New York Post, The Australian and the Sun) and HarperCollins book publisher, all of which are valued for around USD 5 billion. Meanwhile, its entertainment business is more profitable with revenues of USD 23.5 billion last year, accounting for around 75% of the firm's profit and almost all of the operating revenue in the first half of the fiscal year. News Corp's television and film business consists of the Fox News channel, Fox broadcasting network and 20th Century Fox film studio. Experts are saying that the move to split the news and media operations from its more profitable film and TV businesses might be a good one, as the former has been marred by the

Embattled Rupert Murdoch's empire, News Corp. appears to be planning a spin-off of its core businesses. Its own flagship newspaper, The Wall Street Journal, has reported this week that the company's board is considering a proposal that will make its publishing arm into a separate company. Springhill Group Home analysts expect such separation of assets would appease regulators and could help it to avoid selling a USD 6.9 billion stake. Fortunately, the same became true for investors as the announcement was met with the rallying of News Corp's stock to 8.3% high - the highest level it has reached since 2007. "News Corp. has one of the best TV businesses, but some people like musty, dusty publishing companies that pay great dividends. It's a good thing for shareholders." said an analyst from Lazard Capital. The media conglomerate has not yet specified which business units would be grouped together but the company is reportedly mulling to separate the entertainment operations from the book and newspaper publishing one. News Corp's publishing business brought in USD 8.8 billion in profit last year, accounting for about 7% of the company's enterprise value or 24% of the revenues. This division includes a number of prominent newspapers (Times of London, The Wall Street Journal, New York Post, The Australian and the Sun) and HarperCollins book publisher, all of which are valued for around USD 5 billion. Meanwhile, its entertainment business is more profitable with revenues of USD 23.5 billion last year, accounting for around 75% of the firm's profit and almost all of the operating revenue in the first half of the fiscal year. News Corp's television and film business consists of the Fox News channel, Fox broadcasting network and 20th Century Fox film studio. Experts are saying that the move to split the news and media operations from its more profitable film and TV businesses might be a good one, as the form

The Bank of England plans to cut its support for mortgage lending in the U.K. and nudge banks towards lending more to small businesses, it said Thursday, November 28. The move is an answer to increasing concern that a speedy pickup in housing market activity in Britain could ultimately turn unpleasant, affecting banks and borrowers, and also as longstanding worries that small firms are being starved of credit, hindering economic recovery. What's more, it is a sample of the growing willingness of central banks across the globe to organize customized policies to maneuver their economies, rather than relying exclusively on official interest. The BOE said in its twice-yearly financial stability report that although there is little evidence that quickening activity in Britain's housing market poses an immediate threat to financial stability, "risks may grow if stronger activity is accompanied by further substantial and rapid increases in house prices and a further buildup in household indebtedness." The central bank said property has played "a central role" in many previous economic and financial crises. In the U.K., real estate accounts for 70% of non-financial assets. House prices in the U.K. have climbed speedily in past months, formed worries over the materialization of a new bubble in prices. A government mortgage-support program for would-be homebuyers called Help-to-Buy had pave the way for a boost in mortgage lending, together with an increase in the number of riskier loans on offer that entail merely a small down payment. The BOE said that in response to the pickup in housing-market activity and an ongoing dearth in small-business lending it has decided to overhaul its flagship Funding-for-Lending Scheme, or FLS, which offers banks cheap cash provided they use it to dish out loans to households and businesses. Banks drawing on the FLS will from January no longer benefit from reduced capital requirements on new mortgage lo