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"Internet Marketing & SEO Forum - 12 ON YOUR SIDE: Warning about loan offer text message - Springhill Home Loans Group Discussion in 'General Chat' started by Isabella Amber, Today at 9:54 PM. Isabella Amber New Member RICHMOND, VA (WWBT) - Not every text that shows up on your phone is legit. Some messages come with potential danger. 12 On Your Side investigates a text that appears to be from an international financial institution - but it's not. If you get a text directing you to a company promising cash right now, and bad credit is ok, delete the message and spare yourself the trouble. It may not be a scam, but you could wind up paying a lot for a small loan. Mary Presley had suspicions from the start that the text on her cell is a bait-and-hook fraud. It claims to come from Wells Fargo Bank - that's the bait. "Wells Fargo has approved you for a $1000 cash loan wired to your account in 24 hours!" It instructs Presley, who's been looking for a job since she got laid off in December, to apply for the fast cash advance from her mobile phone online at cashin2hrs.com. That's the hook - Presley did not grab. "People have a hard enough time now," said Presley. "If these people that do this kind of thing, would work as hard at a legitimate job, they could be millionaires." When you click on cashin2hrs.com, payday lending options pop up. A long list of short-term loan offers entice people desperate for emergency cash. Filling out the application means giving up personal and banking information. The same text that Presley reported, I forwarded to Wells Fargo Corporate Communications. "That text message is not endorsed by Wells Fargo," said Kristy Marshall. "We do not contact our customers in that form." Also, online payday loans are illegal in Virginia. It's ok to search for a lender online, and even fill out an application, that's all legal - but the deal must be closed face-to-face. These type messages are prevalent and have many different company names and numbers attac

Source : http://www.springhillcare.com/news/2012/february/5million-landmark-care-centre-opens-its.html   A new £5million specialist care centre has opened its doors in Accrington with a Mayoral seal of approval. The groundbreaking care centre, at Springhill Care Home, Fairfield Street, is a three storey, 24,000 sq ft development which includes 46 beds over five separate facilities. It is a separate, dedicated service from the rest of the home with its own entrance, reception areas and specially trained staff designed to provide specialist facilities and care for people with dementia and promotion of mental wellness. The official opening saw members of staff joined by senior healthcare dignitaries and the Mayor of Hyndburn, Councillor Colette McCormack, who referred to the facility's "bright, modern look." The new care centre brings the number of beds at Springhill Care Home to 110, and is made up of self contained community living suites of between eight and ten beds each. Each spacious bedroom has private en-suite facilities, including 'wet room' style accessible shower areas. Each of the five suites of bedrooms have been created with access to dedicated therapy rooms, lounge, dining and lifestyle kitchen areas for residents  In addition to the care centre, a new extension to the home will also add two, eight-bed facilities for younger adults with complex healthcare requirements including physical disability, brain-injury, neurological and degenerative conditions. The centre helps to meet changing demands, with the number of people over 85 in the UK predicted to double in the next 20 years. There are expected to be more than a million people with dementia by 2021. Top photo on the right - Ken Nolan with Martin Green CEO of English Community Care Association (ECCA) Photo's of the specialist care facility at Springhill. 8th February 2012, 12:43

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http://www2.hernandotoday.com/news/news/2012/mar/15/6/gypsy-scammer-arrested-ar-381174/ BROOKSVILLE -- Authorities arrested a man accused of scamming a woman into paying him for roof repair and bolting with the money without doing any work. Detectives said it's possible the suspect could have targeted more people in Hernando County. Leonard Lovell, 42, who has a criminal history in three other states, was arrested this week in connection with the scam. He remained in custody in Alabama as of Thursday afternoon, deputies said. On Jan. 12, an 88-year-old woman who lives in the area of U.S. 19 in Spring Hill, answered a knock on her door and encountered Lovell, who was soliciting roof work, according to the Hernando County Sheriff's Office. The suspect told the woman her roof needed fixing and he would do it for about $70. She agreed and two men – including Lovell – returned to the house later to do the job. One got on the roof and the other spoke with the woman, presumably to distract her, deputies said. A short time later, both suspects told the woman the job would cost $321. The woman felt "pressured" and she paid Lovell, according to the sheriff's office. The check was cashed almost immediately and the men didn't return, deputies said. The woman's son came to her house later and noticed the men didn't perform any work at all. This type of ruse is called a "gypsy scam" because it is carried out by

http://springhill.newsvine.com/_news/2012/03/15/10709392-gypsy-scammer-accused-of-taking-money-not-doing-work http://www2.hernandotoday.com/news/news/2012/mar/15/6/gypsy-scammer-arrested-ar-381174/ BROOKSVILLE -- Authorities arrested a man accused of scamming a woman into paying him for roof repair and bolting with the money without doing any work. Detectives said it's possible the suspect could have targeted more people in Hernando County. Leonard Lovell, 42, who has a criminal history in three other states, was arrested this week in connection with the scam. He remained in custody in Alabama as of Thursday afternoon, deputies said. On Jan. 12, an 88-year-old woman who lives in the area of U.S. 19 in Spring Hill, answered a knock on her door and encountered Lovell, who was soliciting roof work, according to the Hernando County Sheriff's Office. The suspect told the woman her roof needed fixing and he would do it for about $70. She agreed and two men - including Lovell - returned to the house later to do the job. One got on the roof and the other spoke with the woman, presumably to distract her, deputies said. A short time later, both suspects told the woman the job would cost $321. The woman felt "pressured" and she paid Lovell, according to the sheriff's office. The check was cashed almost immediately and the men didn't return, deputies said. The woman's son came to her house later and noticed the men didn't perform any work at all. This type of ruse is called a "gypsy scam" because it is carried out by suspects from out of state, according to the sheriff's office. They target seniors and solicit different kinds of home-improvement work. The man who accompanied Lovell might be related to him, but the sheriff's office is still trying to identify him, said Detective Dustin Mormando. The victim described the second suspect as a white male with blonde hair. Deputies said the case remains active. Anyone with information abo

Source : http://www.valueinvestingnews.com/scam-review-springhill-suites-houston-medical-center http://springhillgrouphome.multiply.com/journal/item/61/A_Scam_-_Review_of_Springhill_Suites_Houston_Medical_Center Springhill Suites Houston Medical Center/Reliant Park: Traveler Reviews Ranked #91 of 425 hotels in Houston 50 Reviews 50 reviews from our community Trip type Family reviews (16) Couples reviews (6) Business reviews (17) Solo travel reviews (5) Friends reviews (3) "A Scam!" - While this hotel is clean, I would NOT recommend staying here, especially if you need to rely on taxis for transportation. First, we asked for three days in a row for the drain in the bath/shower to be unclogged, which was never done. Standing in inches of water while taking a shower is not my idea of fun. Much worse however, was the scam the hotel seems to be running regarding taxis and car service. The last night of my stay, I requested an early morning cab to go to the airport. I was told it would be taken care of. Shortly after, the front desk called my room, asking if I wouldn't prefer a town car. I was told this was suggested because the cab drivers had been adding extra distance to rides to drive up the cost of the fare. Since I had taken a cab from the airport to the hotel, I had a sense of the cost, and felt confident that I could be firm with the cab driver, especially since the cost of the town car was quoted at $10 more. The next morning, I showed up in the lobby at 4:45 am for my cab. The person at the desk informed me that no cab had been called, that 'cabs don't work that way' here, and strongly suggested (again) that a town car be called, since that was the only way to be sure of a quick arrival. The price this person quoted me was now $5 more than a cab ride, and feeling desperate, I agreed. Once in the town car, I asked the driver if there was any arrangement with the hotel to pass along part of the fare to the hotel. He acknowledged that there

Source : http://newscenter.springhillgrouphome.com/ http://springhillgrouphome.multiply.com/journal/item/58/Springhill_Group_Home_Impact_of_Budget_Cuts_on_Rural_Housing_and_Availability_of_Mortgage Springhill Group Home: Impact of Budget Cuts on Rural Housing and Availability of Mortgage http://newscenter.springhillgrouphome.com/2012/03/springhill-group-home-impact-of-budget-cuts-on-rural-housing-and-availability-of-mortgage/ The budget cuts on rural housing finance are raising many significant questions. In the present economic situation, where federal funding for the rural housing projects is much needed, the budget cut is really distressing. According to the rural market experts, Section 538 Rural Rental Loan Guarantee Program has offered the most effective service in this regard. However, the recent budget cut is much likely to affect the proceeding of this program and home loan rate for buying a rural property. Rural economics - Demand vs. supply Only about 19% Americans live in rural areas. The average yearly income of a rural household is lower than an urban one. The poverty rate in the rural America is about 15%, whereas the rate is almost 13% in urban America. Section 538 by United States Department of Agriculture (USDA) is the largest mortgage lender in rural America. Till the end of 2011, the program funded about 700 rural housing projects. Unfortunately, this program has become the primary victim of budget cut. It received 130 million USD in FY 2010; while in FY 2011, the Congress appropriated only 30 million USD. The appropriation for FY 2012 is zero. If Section 538 does not get any funding in this year, the prospect of the program is going to be doomed. Difficulties faced by rural housing development Considering budget deficit, one can say that it is difficult to construct affordable housing units in rural areas and thereby the obvious option of rental housing comes into play. Interested banks to offer mortgage loans in less developed rural ar

Making healthy choices, Living healthy life….. Springhill Health and Medical Group is a professional solution of home health, medical staffing, and wellness services. As a full-service healthcare company, Springhill Group Services has a wide range of experience providing home health, medical staffing, and wellness services in communities nationwide. We are dedicated to delivering our patients with top quality care and are devoted to staffing committed healthcare specialists in a range of conditions with a focus on health compliance. Our aim on customer service and quality care is what makes Springhill Group an experienced nationwide provider of homecare, staffing, and wellness services. Enjoy security, comfort and convenience like you've never known before.

Dozens of North Korean defectors have been booked for committing insurance fraud here, in which they gained more than 1 billion won ($874,737), police said Tuesday. The Seoul Metropolitan Police Agency said they applied for arrest warrants for two North Korean defectors, including a 28-year-old woman whose identity is being withheld, on suspicion of getting falsely hospitalized to win insurance money. Twenty-five more North defectors were also booked for insurance fraud, the police said. The suspects held a large amount of insurance policies and got hospitalized for a variety of false diseases before winning a total of 1.04 billion won in compensation from 2007-10, according to the police. Police investigations found that while hospitalized they frequented saunas, restaurants and even night clubs. The insurance money was mostly spent on living expenses or sent through Chinese brokers to their families in the North, the police also noted. The police added that they have also booked a 71-year-old doctor and five other hospital employees for falsely admitting them, and two brokers who helped them transmit the money to the North. The doctor and his staff earned more than 100 million won from the national health insurance agency through the fraud. "The suspects found the doctor's hospital through word of mouth that he easily let people in for hospitalization," a police official said. "We will expand our investigation as there is intelligence on similar cases at more hospitals." More than a thousand defectors come into the South every year in search of political freedom and economic prosperity, but many fail to adjust to the new system. (Yonhap)

Dozens of North Korean defectors have been booked for committing insurance fraud here, in which they gained more than 1 billion won ($874,737), police said Tuesday. The Seoul Metropolitan Police Agency said they applied for arrest warrants for two North Korean defectors, including a 28-year-old woman whose identity is being withheld, on suspicion of getting falsely hospitalized to win insurance money. Twenty-five more North defectors were also booked for insurance fraud, the police said. The suspects held a large amount of insurance policies and got hospitalized for a variety of false diseases before winning a total of 1.04 billion won in compensation from 2007-10, according to the police. Police investigations found that while hospitalized they frequented saunas, restaurants and even night clubs. The insurance money was mostly spent on living expenses or sent through Chinese brokers to their families in the North, the police also noted. The police added that they have also booked a 71-year-old doctor and five other hospital employees for falsely admitting them, and two brokers who helped them transmit the money to the North. The doctor and his staff earned more than 100 million won from the national health insurance agency through the fraud. "The suspects found the doctor's hospital through word of mouth that he easily let people in for hospitalization," a police official said. "We will expand our investigation as there is intelligence on similar cases at more hospitals." More than a thousand defectors come into the South every year in search of political freedom and economic prosperity, but many fail to adjust to the new system. (Yonhap)

Heating Systems ExplainedGas Heating SystemsModern gas central heating systems are safe, controllable and efficient to run but can cause confusion as they have a number of controls that you may not fully understand.Using heating controls properly can:-Improve the comfort of your homeReduce the energy used and your fuel billsAvoid the risk of condensation dampnessTo get the best out of your system, you should follow the manufacturers instructions. If you have mislaid the instruction booklet for your systems, most manufacturers can provide a replacement.Why have controls on a gas central heating system?line-height: 1.6em; margin-right: 10px; color: rgb(0, 0, 0);

Welcome to Birds 4 You Aviary. We are a private parrot breeder specializing in hand raising and hand feeding parrots ranging from large Macaws, Congo African grays, and Amazons. To smaller parrots like Sun Conures, Indian Ringnecks , Quakers, and Parrotlets. We are located in Central Florida, just 10 miles north of the Tampa Bay Area in Trinity, FL. We are not open to the public on a daily basis but if you wish to see our birds please contact us and schedule a visit. What makes us different from other breeders is that we go the extra mile in hand taming our birds assuring that you will get the best possible bird available. Our staff has over 20 years experience in breeding and training large parrots. We do not sell birds to be show pieces or breeders. We wish for all our parrots to become a loving member of their adopting family. We make sure all our large birds are well socialized with both male and female humans as well as other birds of different sizes and species. In addition to hand feeding our birds we make sure each is allotted a specific amount of play time each day. Each parrot is weaned onto pretty bird gold pellets and gets a daily ration of fruits and vegetables to provide them with the proper nutrition that they require and deserve. Purchasing a parrot is a huge commitment. Some parrots like blue and gold macaws, and congo African greys can live in excess of 70 years with proper care and diet. All to often people jump into ownership head first without knowing what they are getting into. Macaws and CAG's are highly intelligent and have a mental capacity that rivals dogs, cats, and even dolphins. African Greys have been know to recognize colors, shapes and even associate human words with meaning. So it is very important your bird gets the attention and love that they deserve. Parrot Speceis that we offer for sale. We offer a number of different macaw species for sale. Our most common and most recommended would be the traditional Blue and Gold Macaw

Statewide California Indian Legal Services Assistance: Foreclosure to all Native Americans living in California and other Residents of select Counties Location: Escondido, Bishop, Eureka, and Sacramento Website: http://www.calindian.org/ Phone: Escondido: (760) 746-8941 or (800) 743-8941 Bishop: (760) 873-3581 or (800) 736-3582 Eureka: (707) 443-8397 or (800) 347-2402 Sacramento: (916) 978-0960 or (800) 829-0284 Services: The various offices provides free and low-cost legal services to Native Americans and Native American tribes and residents of the Counties of Alpine, Inyo, Kern, Mono, Tuolumne, Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, Ventura, Del Norte, Humboldt, Lassen, Modoc, Shasta, Siskiyou, Trinity , Alameda, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Kings, Lake, Madera, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Clara, Santa Cruz, Sierra, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba. California Rural Legal Assistance (CRLA) Assistance: Foreclosure and Loan Modification Scams for California Residents in Rural Areas in English and Spanish Location: Coachella, Delano, El Centro, Fresno, Gilroy, Lamont, Madera, Marysville, Modesto, Monterey, Oceanside, Oxnard, Paso Robles, Salinas, San Luis Obispo, Santa Barbara, Santa Cruz, Santa Maria, Santa Rosa, Stockton, Watsonville Website: http://www.crla.org/ Phone: To find the contact information for the office closest to you, please visithttp://www.crla.org/index.php?page=office-locations-amp-staff Services: CRLA provides free legal services to low-income residents in various rural counties. The organization assists with foreclosure and loan modification scam issues. In particular, CRLA operates free foreclosure intervention workshops out of the Mary

Statewide California Indian Legal Services Assistance: Foreclosure to all Native Americans living in California and other Residents of select Counties Location: Escondido, Bishop, Eureka, and Sacramento Website: http://www.calindian.org/ Phone: Escondido: (760) 746-8941 or (800) 743-8941 Bishop: (760) 873-3581 or (800) 736-3582 Eureka: (707) 443-8397 or (800) 347-2402 Sacramento: (916) 978-0960 or (800) 829-0284 Services: The various offices provides free and low-cost legal services to Native Americans and Native American tribes and residents of the Counties of Alpine, Inyo, Kern, Mono, Tuolumne, Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, Ventura, Del Norte, Humboldt, Lassen, Modoc, Shasta, Siskiyou, Trinity , Alameda, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Kings, Lake, Madera, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Clara, Santa Cruz, Sierra, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba. California Rural Legal Assistance (CRLA) Assistance: Foreclosure and Loan Modification Scams for California Residents in Rural Areas in English and Spanish Location: Coachella, Delano, El Centro, Fresno, Gilroy, Lamont, Madera, Marysville, Modesto, Monterey, Oceanside, Oxnard, Paso Robles, Salinas, San Luis Obispo, Santa Barbara, Santa Cruz, Santa Maria, Santa Rosa, Stockton, Watsonville Website: http://www.crla.org/ Phone: To find the contact information for the office closest to you, please visithttp://www.crla.org/index.php?page=office-locations-amp-staff Services: CRLA provides free legal services to low-income residents in various rural counties. The organization assists with foreclosure and loan modification scam issues. In particular, CRLA operates free foreclosure intervention workshops out of t