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mehdi-ezzaoui

Investsure named a top 100 InsurTech company by Fintech Global - CN&CO - 0 views

www.cnandco.com/tech-company-by-fintech-global

Easyequities Fintech Service Africa

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • Always a step ahead of the game when it comes to finding innovative solutions to keep their customers satisfied, our smart friends over at EasyEquities partnered with InvestSure in 2018 to provide a safety net for a selection of shares in their portfolio.
  • mehdi-ezzaoui on 13 Feb 21
     
    partnership with Investure as a strategic selection of shares in their portfolio
mehdi-ezzaoui

EasyEquities, Satrix win at African FinTech Awards - IT-Online - 0 views

it-online.co.za/...-win-at-african-fintech-awards

Easyequities Africa Fintech Service

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • EasyEquities and Satrix hae once again received the overall award for Best African FinTech Company 2017 at the Finance Indaba Africa in Johannesburg last week. The award was shared with ThisIsMe, an identity verification and due diligence platform. The African FinTech Awards is part of Finance Indaba Africa, the largest conference and expo for finance professionals on the continent. The EasyEquities/Satrix combined entry also scooped the honours in the InvestTech category for the second year running. The runners-up in the category were global property-trading platform Wealth Migrate and multi-counter stock exchange, ZAR X.
  • mehdi-ezzaoui on 13 Feb 21
     
    Easyequities win the award of the best FinTech Company in 2017
mbellakbail69

Prime Bank launches SimbaPay - International Money Transfer Service | Value Added Servi... - 0 views

www.biztechafrica.com/...16250

shared by mbellakbail69 on 13 Feb 21 - No Cached
  • Prime Bank, a leading private bank in Kenya, has partnered with London-based FinTech SimbaPay, to launch an instant international money transfer service via the bank’s digital platform PrimeMobi.Through SimbaPay, Prime Bank customers will now be able to instantly and securely send money directly to bank accounts or mobile wallets across 15 countries in Africa, Europe, and Asia including India, United Kingdom, China (WeChat Pay), Germany, Uganda among others, the company said in a media statement.
    • nourserghini
      nourserghini on 13 Feb 21
       
      This article reveals a new service offered by Simbapay with the partnership of the kenyan Prime Bank to provide instant money transfers to 15 countries through the PrimeMobi platform.
    • mbellakbail69
      mbellakbail69 on 13 Feb 21
       
      Via SimbaPay, customers in Africa, Europe and Asia, including India, the United Kingdom, China, Germany and Uganda, are now in a position to transfer cash immediately and safely to bank accounts or mobile wallets.
    • mbellakbail69
      mbellakbail69 on 13 Feb 21
       
      Via SimbaPay, customers in Africa, Europe and Asia, including India, the United Kingdom, China, Germany and Uganda, are now in a position to transfer cash immediately and safely to bank accounts or mobile wallets.
mehdi-ezzaoui

SA fintech startup ThisIsMe, Easy Equities tie for top spot at African Fintech Awards -... - 0 views

ventureburn.com/...thisisme-easy-equities

Easyequities Africa Fintech Service

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • “The business is growing and we plan to attract new talent. We are growing globally into Africa and other markets and we are constantly enhancing our technology,” said Thomas.
  • mehdi-ezzaoui on 13 Feb 21
     
    Easyequities looking for the African fintech award
hibaerrai

Thndr obtains brokerage licence, executes digital commission-free trading - Daily News ... - 0 views

dailynewsegypt.com/...igital-commission-free-trading

Thndr Egypt Fintech Investment

shared by hibaerrai on 13 Feb 21 - No Cached
  • The company is keen to work with companies specialising in the financial technology (fintech) solutions field, to contribute to the development of the Egyptian capital market sector. The most prominent of these partnerships includes a contract with the Egyptian Company for Information Dissemination (EGID). The latter company has been the approved authority for distributing information to EGX listed companies in the country for more than 20 years. “By using technology and introducing an easy-to-use application, we hope to remove all barriers users face, whether by making the account opening process easier or reducing costs,” said Saif Amr, co-founder of Thndr. He added, “We help companies by facilitating dealing in the Egyptian Stock Exchange, but we intend to offer other investment options soon to suit all segments.”
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Thndr created lots of partnerships with other similar fintechs in different countries as well as important companies that provide data about interest rates, listed companies in the egyptian stock exchange, to make the investment profitable.
nouhaila_zaki

What Kenya's mobile money success could mean for the Arab world - 1 views

www.worldbank.org/...-could-mean-for-the-arab-world

M-Pesa Kenya Arab World

shared by nouhaila_zaki on 12 Feb 21 - No Cached
  • For a successful model, the Arab World can look to Kenya’s development of mobile money or “M-Pesa”. In many ways, the elements that lead to M-Pesa’s success in Kenya are already present in the Arab World. Young people in MENA are digitally savvy, are active on social media and are some of the heaviest users of mobile phones in the world.
    • hichamachir
      hichamachir on 12 Feb 21
       
      M-Pesa can influence many countries to believe in the power of technology and innovation. I think that embracing the entrepreneurial lifestyle can help many countries to innovate and create successful business and M-Pesa is a great example.
  • The growth of M-Pesa is the result of many factors, including the ease of setting up an account (which is free and only requires an official ID), its simplicity of use, its affordability, the high literacy rate of the population, and the high penetration of mobile phones.Another key element to M-Pesa’s growth worth emphasizing is the regulatory stance adopted by the Central Bank of Kenya (CBK). It decided not to oppose the entry of the telecom operator into the financial sector as long as it offered sufficient guarantees. CBK adopted an “above the fray” position as a regulator and allowed for experimentation in order to foster innovation.
  • The successful adoption of M-Pesa in Kenya reverberated across the African startup scene. It acted as a catalyzer and a signal for young entrepreneurs in Kenya and Africa as a whole: revolutionary ideas could be successfully implemented in Africa and generate both business opportunities and a development path for local communities.
    • samielbaqqali
      samielbaqqali on 12 Feb 21
       
      M-Pesa will influence many nations to believe in the potential of creativity and technology. I think it will help many countries to innovate and build effective companies by adopting the entrepreneurial lifestyle, and M-Pesa is an excellent example.
  • ...1 more annotation...
  • A MENA perspectiveMENA could easily follow in Kenya’s footsteps, and reap immense benefits. The adoption of mobile payment systems makes transactions cheaper, easier and safer. By simplifying how clients can pay for goods and services, it helps firms reach out to new customers and foster private sector development across the economy. Moreover, as is often the case with innovations, it has the potential to be built upon and used by other new technologies and to create a positive momentum in fintech as a whole.Governments in the Middle East and North Africa should enable digital innovation with conducive regulations and the development of a regulatory ‘sandbox’, which guarantees the security of transactions but allows for experimentation, that would stimulate the development and adoption of disruptive innovations.Today, economic connectivity is achieved by the development and harmonization of optic fibers, IT equipment, online payment systems, information transmission and data protection policies. If the MENA region puts sufficient efforts in this direction, it could propose a new path to its citizens, in particular the youth, and bring about a new development strategy adapted to the modern age.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This except is very interesting because it touches upon the way in which M-Pesa could benefit MENA societies. It encourages MENA governments to legislate in favour of innovation and digital products in order to propose a new development strategy that befits the modern age.
  • mohammed_ab on 12 Feb 21
     
    I think that this article has some great information on how to replicate the success story of M-Pesa in the Arab World. I think that the Arab World is in need of such service to facilitate the life of unbanked people, and especially women. This article also highlights the importance of having a lenient regulatory system.
mehdi-ezzaoui

EasyEquities turns profitable for Purple Group | Company News - 0 views

www.inceconnect.co.za/...ns-profitable-for-purple-group

Easyequities Africa Service Fintech

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • The online equity investment platform has reached a tipping point, with more than 150-thousand active users. Purple Group has reported a strong rise in first-half earnings as its EasyEquities online investment and trading platform reached tipping point. The fintech group owns 70% of EasyEquities and Sanlam Investments holds the remaining 30%.
    • aminej
      aminej on 13 Feb 21
       
      EasyEquities has been doing very well lately with an increase of active users, profit and platform assets. Even though the COVID crisis will affect them since a lot of people will lose their job, homes etc..many won't be able to invest anymore but still during any crisis there is place for opportunity.
  • The next six months will, no doubt, prove to be unpredictable. In many ways perhaps some of the toughest months experienced in the investment world in decades lie ahead with the world economy in unchartered waters," Purple Group said. "But that suits us just fine. Firm in the knowledge that we simply must, every minute of every day, be there for our partners and clients on their financial journey."
    • aminej
      aminej on 13 Feb 21
       
      This is the positive mindset that should be kept during crisis. Not only EasyEquities will suffer in this period but many other Fintechs. As we have seen many companies went banckrupt because of the crisis but I really hope EasyEquities will make it because they have been doing great work in Africa and worldwide
  • EasyEquities grew revenue by 140% to R28.6 million in the six months to end-February as the number of funded retail investment accounts more than doubled to 199,491. The platform generated a R76,000 profit for the period from a R12.4 million loss previously. Platform assets quadrupled to R15.8 billion.
  • mehdi-ezzaoui on 13 Feb 21
     
    easy equities make profits and grew revenue to become one the most profitable fintech
nouhaila_zaki

10 years of M-Pesa: The world's most successful money transfer service | E-Agriculture - 0 views

www.fao.org/...cessful-money-transfer-service

M-PESA Businesses Customers

shared by nouhaila_zaki on 12 Feb 21 - No Cached
  • M-Pesa also works for businesses, which can use the service to pay for business transactions. Business can also receive payments from customers via the paybill facility and can pay employees directly into their M-Pesa accounts.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      It's important to know that M-PESA is not meant only for people, but also for business as well to facilitate their transactions.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      Here, this except describes what M-Pesa provides for businesses and shows another customer segment of the company.
  • In order to use M-Pesa, customers have to register for the service at an authorised agent and deposit cash in exchange for electronic money which they can send to their family or friends. All transactions are secured by entering a PIN number and both parties receive an SMS confirming the transferred amount. The recipient receives the electronic money in real-time and then redeems it for cash by visiting another agent.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      All transactions through M-Pesa are using telecommunications and are secured by a PIN number for both parties and SMS confirmation.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it describes the product and service offerings that M-Pesa provides for individuals.
  • M-Pesa (M is for mobile, “pesa” is Swahili for “money”) was launched by Safaricom, Vodafone’s Kenyan associate, on March 6, 2007. The service is designed to safely send receive and store money via a simple mobile phone. The service also allows customers to make bill payments and top-up airtime.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      Here the excerpt reflects the partnership between Vodafone and Safaricom (founder of M-Pesa) and the initial goal of the service.
mehdi-ezzaoui

Fintech 2021 predictions by one of SA's leading fintech thinkers - 1 views

www.iol.co.za/...b6-8b03-4afb-935d-ccc8403400d9

Easyequities Africa Fintech Service

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • Last year we predicted partnerships between banks, insurers and fintechs. We saw a couple of notable events: the joint venture between Capitec and Easy Equities where Capitec is offering Easy Equities to its client base. The game changer in the payments space was Vodacom partnering with Alipay, although recent regulatory developments in China around fintech could hamstring these efforts. Standard Bank bought Tradesafe, a digital escrow services provider. OUTsurance and Shoprite partnered to offer funeral and life insurance to Shoprite customers. Telkom Business partnered with fintech startup, Fundrr, to offer loans to businesses wanting to grow.
  • Last year we predicted partnerships between banks, insurers and fintechs. We saw a couple of notable events: the joint venture between Capitec and Easy Equities where Capitec is offering Easy Equities to its client base. The game changer in the payments space was Vodacom partnering with Alipay, although recent regulatory developments in China around fintech could hamstring these efforts. Standard Bank bought Tradesafe, a digital escrow services provider. OUTsurance and Shoprite partnered to offer funeral and life insurance to Shoprite customers. Telkom Business partnered with fintech startup, Fundrr, to offer loans to businesses wanting to grow.
  • mehdi-ezzaoui on 13 Feb 21
     
    The new entrants in banking, Tyme and Discovery; in insurance Naked and Pineapple, and in online investments OUTvest, Franc and Easy Equities, will continue to gain traction.
ayachehbouni

How Digital Technology Is Changing Farming in Africa - 0 views

hbr.org/...-is-changing-farming-in-africa

shared by ayachehbouni on 13 Feb 21 - No Cached
  • FarmDrive, a Kenyan enterprise, connects unbanked and underserved smallholder farmers to credit, while helping financial institutions cost-effectively increase their agricultural loan portfolios.
    • ayachehbouni
      ayachehbouni on 13 Feb 21
       
      Agriculture accounts for more than 30% of the continent's GDP and employs more than 60% of its working population. I believe that the agricultural sector may be the most important one in Africa, which is why many financial solutions saw the light in order to help farmers. Farmdrive is one of these solutions.
hindelquarrouti

Full article: Exploring the usage and impact of "transformational" mobile financial ser... - 1 views

www.tandfonline.com/...17531050903273768

M-pesa Strategies fintech

shared by hindelquarrouti on 13 Feb 21 - No Cached
  • It will show that the M-PESA application was utilized for the cultivation of livelihood strategies
  • hindelquarrouti on 13 Feb 21
     
    M-PESA was used for the accumulation of financial assets and the preservation of social networks.
chaimaa-rachid

Value Addition in Mobile Money Transfer Services in Kenya: The Case of M-Pesa - 0 views

erepo.usiu.ac.ke/...5870

M-Pesa money-transfer Kenya

shared by chaimaa-rachid on 13 Feb 21 - No Cached
  • M-PESA is a very popular service among Kenyans as it serves to increase money circulation in the economy by offering a fast and secure mode of transferring money, making payments and also borrowing and repaying loans.
  • chaimaa-rachid on 13 Feb 21
     
    In the positioning strategy, they replace the attractive contributions that suit the rivalry. M-pesa is personalized with a substance that interests customers and a built reliability.
hibaerrai

Thndr | Global Ventures Portfolio - 0 views

www.global.vc/thndr

Thndr Egypt Fintech Investment Securities

shared by hibaerrai on 13 Feb 21 - No Cached
  • thndr is Egypt's mobile first investment platform with 0% commission, no account minimum, access to real time news, market data and easy account setup and funding processes.
    • hibaerrai
      hibaerrai on 13 Feb 21
       
      Thndr wants to make its equity trading platform easy and convenient to invest in.
nouhaila_zaki

M-Pesa - Wikipedia - 0 views

en.wikipedia.org/M-Pesa

M-Pesa Financial inclusion Kenya

shared by nouhaila_zaki on 12 Feb 21 - No Cached
  • M-Pesa is a branchless banking service; M-Pesa customers can deposit and withdraw money from a network of agents that includes airtime resellers and retail outlets acting as banking agents.
    • kenzabenessalah
      kenzabenessalah on 12 Feb 21
       
      M-PESA is unique because it offers branchless banking which makes transactions more efficient.
  • It has since expanded to Tanzania, Mozambique, DRC, Lesotho, Ghana, Egypt, Afghanistan and South Africa. Meanwhile services in India, Romania, and Albania have been terminated amid low market uptake. M-Pesa allows users to deposit, withdraw, transfer money, pay for goods and services (Lipa na M-Pesa), access credit and savings, all with a mobile device.
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      I like this excerpt because it describes where M-Pesa has successfully expanded and where the company's expansionist efforts failed.
  • M-Pesa is widely seen as demonstrating that it is possible to make a profit while also improving the lives of the poor.[28] Tavneet Suri, based at the Massachusetts Institute of Technology, and William Jack, based at Georgetown University have produced a series of papers extolling benefits of M-Pesa. In particular, their 2016 article published in "Science" has been very influential in the international development community. The much cited result of the paper was, that 'access to M-PESA increased per capita consumption levels and lifted 194,000 households, or 2% of Kenyan households, out of poverty.[29] Global development institutions focusing on the development potential of financial technology frequently cite M-Pesa as a major success story in this respect, citing the poverty-reduction-claim and including a reference to Suri and Jack’s 2016 signature article. In a report on "Financing for Development", the United Nations write: "The digitalization of finance offers new possibilities for greater financial inclusion and alignment with the 2030 Agenda for Sustainable Development and implementation of the Social Development Goals. In Kenya, the expansion of mobile money lifted two per cent of households in the country above the poverty line."[30]
    • nouhaila_zaki
      nouhaila_zaki on 13 Feb 21
       
      This excerpt is important because it reports on academic research describing how M-Pesa is the living example of how the search for profit is not antithetical to inclusion and improvement of lives of the poor. Using M-Pesa as a case study, several researchers praise fintech for its ability to offer greater financial inclusion.
mehdi-ezzaoui

EasyEquities Is A South African FinTech Startup That Wants To Make Investing Easy, Fun ... - 1 views

www.iafrikan.com/...un-and-affordable-easyequities

Easyequities Africa Fintech Service

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • "We believe that this investment revival should be led by investments in securities on the JSE." said Almero Oosthuizen, VP of Business Development at EasyEquities, eloborating on what led to the founding of the FinTech startup.
  • mehdi-ezzaoui on 13 Feb 21
     
    making investing easy by investing in fractional stocks
aminej

Germany's GreenTec Capital invests in Kenyan start-up Bismart - Pacific Insurance Brokers - 0 views

pacific-group.co.ke/sts-in-kenyan-start-up-bismart

Funds Investing Mobile Fintech App E-commerce

shared by aminej on 13 Feb 21 - No Cached
  • GreenTec, headquartered in Frankfurt, Germany, will invest an undisclosed amount of money in Bismart to enable the company upscale its digital and online platforms to connect customers to insurance and investments solutions available in the African market.The agreement, announced in Frankfurt, will see Bismart benefit from GreenTec’s expertise and experience in funding start-ups in Africa through capacity building, and process optimization.GreenTec will also avail to the Kenyan company a team of international experts to help implement adapted latest technology to the model in order to extend its local value chain and have more impact.
    • nourserghini
      nourserghini on 13 Feb 21
       
      This is interesting because it shows that Bismart has become an interesting business worldwide and that it's attracting international investors, German in this case, who are sharing their experience with the company to strengthen it and maybe expand its business in the region.
  • GreenTec, headquartered in Frankfurt, Germany, will invest an undisclosed amount of money in Bismart to enable the company upscale its digital and online platforms to connect customers to insurance and investments solutions available in the African market. The agreement, announced in Frankfurt, will see Bismart benefit from GreenTec’s expertise and experience in funding start-ups in Africa through capacity building, and process optimization.
    • aminej
      aminej on 13 Feb 21
       
      This is really good since even companies in Germany are starting investing in Africa because they know that it is the future. Europe is saturated and growth is really limited.
kenza_abdelhaq

Biometrics - The Future and Impacts on FinTech - 1 views

yourstory.com/...-impacts-on-fintech-klu0c94qh0

Fintech Strategy Biometrics identity management Finance

shared by kenza_abdelhaq on 13 Feb 21 - No Cached
  • With Apple introducing the biometrics technologies like Fingerprint identification and now facial recognition on its latest X series phones, biometrics is not only a day-to-day part of consumers’ lifestyles but also opening a whole new doors to biometrics industries and consumers’ financial operating methods.Companies like FIDO Alliance pulling out all the stops to make the biometrics systems standardized and more secured introduces the world to the new era of FinTech with easier, secured and adaptable approach of Biometrics Finances.
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      Biometrics identity systems are starting to be in our day to day life.
  • The tiresome process of entering long and complicated passwords and initials at every transaction along with the risk of compromising the security of the consumers’ accounts played a major role in accepting the Facial Recognition, Fingerprint scanner, IRIS Sensor and Voice recognition as a method of authentication at a Banking sector. 
    • kenza_abdelhaq
      kenza_abdelhaq on 13 Feb 21
       
      In order to enhance customers' experience, offer more convenient and fast processes, biometrics processes like Facial Recognition, fingerprints scanner, IRIS sensor, and voice recognition will be methods of authentication in the banking sector.
nourserghini

How to Send Money to or From Kenya Using SimbaPay - Africa Money Transfers - 0 views

africamoneytransfers.com/...simbapay-kenya

Simbapay Services Kenya

shared by nourserghini on 13 Feb 21 - No Cached
  • How to Send Money with SimbaPayThere are several options that one can use to send money to and from Kenya with SimbaPay. By partnering with various financial institutions in the country, SimbaPay has eased international money transfers.Option 1: Using the SimbaPay appAll you need to do is to download the SimbaPay app either on Google Play or App Store. Input the needed details including the amount you intend to send and the recipient’s information. You can choose to pay via a debit card or by a bank account transfer.
    • nourserghini
      nourserghini on 13 Feb 21
       
      The full article includes a lot of information about Simbapay in general. This part explains the options customers have when using Simbapay which are using the Simbapay app from Google Play or App store, mobile money and Instaweb.
mehdi-ezzaoui

Matchi.biz - EasyEquities talks fintech challenge events - 1 views

matchi.biz/...talks-fintech-challenge-events

Easyequities Africa Fintech Service

shared by mehdi-ezzaoui on 13 Feb 21 - No Cached
  • The future is really exciting for us and links into why we participate in these fintech festivals. We think what we’ve proven in South Africa is scalable to other markets, especially those with similar setup to South Africa five years ago. Our focus is largely on emerging markets and seeking to partner our capability into a market opportunity, where the partner brings local knowledge and regulatory understanding and we bring platform capability. There needs to be a level of maturity and fintech support that enables our business model. There must be a very strong payments layer and smartphone penetration rates must be good. If those are in place and there’s a low propensity for retail stock investors to be investing in the local stock market, we start to be interested.
  • mehdi-ezzaoui on 13 Feb 21
     
    Fintech challenge events for easy equities
hindelquarrouti

Strategies Used by Mpesa Agents and Their Effectiveness…………………………….pdf - 0 views

ir-library.ku.ac.ke/...E2%80%A6%E2%80%A6%E2%80%A6.pdf

M-pesa Strategy Fintech

shared by hindelquarrouti on 13 Feb 21 - No Cached
  • hindelquarrouti on 13 Feb 21
     
    Anti-fraud strategie needs to be included as they contain elements of prevention, detection, deterrence and response. Every fintech business should develop clear strategic responses to fraud.
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