Personal Finance

The idea behind Betterment is that you can set up the asset allocation for your goals, whether they are short-term, like saving up for a down payment, or long-term, like saving for retirement.

No one looks forward to an audit. But did you know there are things on your return that could be an audit red flag? See some audit red flags and why they could trigger an audit. 

No one looks forward to an audit. But did you know there are things on your return that could be an audit red flag? See some audit red flags and why they could trigger an audit.

21st Century reality is that most of us live with some level of debt for most of our lives-how does that impact retirement planning?

The great news is that understanding your cash flow doesn't have to be difficult. You can largely automate it when you use budgeting tools that allow you to see where your money comes from, and track where it is going. Here are 5 budgeting tools Canadians can use to improve their finances:

It's that time of the year again.  The time for beer that is cheaper than the usual cheap.  When pasta and "red sauce" 5 days a week consists of budgeting.

We have seen a seemingly mindnumbing amount of commercials and print telling you to invest in gold. However, don't get the impression that gold is without it's risks.

We have seen a seemingly mindnumbing amount of commercials and print telling you to invest in gold. However, don't get the impression that gold is without it's risks.

When people save for retirement one of the most common questions that comes up is how much do I need to save? At some point in time, retirement, the issues change and the question becomes how long will your money last?

When people save for retirement one of the most common questions that comes up is how much do I need to save? At some point in time, retirement, the issues change and the question becomes how long will your money last?

Planning for retirement is one of the most difficult things to do. How much income do you need in retirement?

Got a tax refund? Why give the government an interest free loan on your account? They surely aren't so willing to give us any tax free loans.

The biggest change to OAS (Old Age Security) is the change in the age of eligibility from age 65 to 67. This change will be phased in over 17 years.

The biggest change to OAS (Old Age Security) is the change in the age of eligibility from age 65 to 67. This change will be phased in over 17 years.

Canada just released it's budget for the coming fiscal year and announced that the Royal Canadian Mint will stop producing pennies come autumn.

Giving money to charity through your estate can be good for the soul, the community and the pocketbook. Here's how to give to charity in your Will.

Will changes to OAS affect retirement? The new changes are not insignificant and will impact the future of Canadians.

It's easy to pay less attention to one's earned income because it comes in small amounts at frequent intervals, but add it up over a lifetime of earnings and you come up with a substantial sum.

The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.

The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.

The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.

The recent Conservative budget has reopened the debate about the place of the CBC in the Canadian landscape. Do we even need the CBC?

Corporate and high yield bonds are the same as government bonds except that companies issue them instead of governments.

Corporate and high yield bonds are the same as government bonds except that companies issue them instead of governments.

My cat, like most cats, seems to get bored with their toys pretty quickly. So here's 10 different cat toys that you can get for less than ten dollars.

You may not realize it, but the way that you learned about savings as a child probably affects the type of saver or spender that you are today.