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Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, ...

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, ...

If you are reading a site about student money matters you are not "most students" and subsequently you can handle a little more nuanced advice. 

The great news is that understanding your cash flow doesn't have to be difficult. You can largely automate it when you use budgeting tools that allow you to see where your money comes from, and track where it is going. Here are 5 budgeting tools Canadians can use to improve their finances:

Lynn Baldwin-Rhoades is the founder of Power Chicks and helps thousands of women connect and share their business successes, trials, and questions.