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Planning for retirement is one of the most difficult things to do. How much income do you need in retirement?

When people save for retirement one of the most common questions that comes up is how much do I need to save? At some point in time, retirement, the issues change and the question becomes how long will your money last?

When people save for retirement one of the most common questions that comes up is how much do I need to save? At some point in time, retirement, the issues change and the question becomes how long will your money last?

While it would be nice to get the maximum from the government for retirement, not everyone does. So how much will the government pay you in retirement?

When you retire, you need to convert your RRSP into income. It's time to change from being a saver to a spender. How do you start spending the RRSPs?

With the crisis going on over in Europe, austerity measures going on around the world, and people having to prolong their retirement dreams due to decreased income and terrible market returns, I have been reading a lot of material that focuses on an increasing phenomenon known as "pension envy."

One way to beat inflation is to focus on companies that continuously raise their dividends, such as the "Dividend Aristocrats."  This gives you a stream of income that rises as fast as the cost of living.