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Glen Craig

Will a Late Credit Card Payment Affect My Credit Score? - 0 views

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    Panic sets in. You paid your credit card late. Will this affect your coveted credit score?!? See what many credit card companies consider a late payment for credit score purposes.
Glen Craig

Credit Report Versus Credit Score - You Better Know the Difference - 0 views

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    A lot of people confuse Credit Reports with Credit Scores. You need to understand the differences. Here is a run-down of credit reports vs credit scores.
Glen Craig

Use a Credit Card to Build Your Credit History Fast - 0 views

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    One way to build your credit history fast is to use a credit card. But beware. A credit card can both help and hurt your credit history.
Glen Craig

The Difference Between a Hard Credit Pull and a Soft Credit Pull - 0 views

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    Your credit is accessed in one of two ways - a hard credit pull or a soft credit pull. It's important to know the difference. See what they are and how they affect your credit score.
My University Money

How to Build Your Credit Score While You Are Still in School - 0 views

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    "There's always more going on with credit than the money that it provides for spending. Anytime you borrow money it will have an impact on your credit profile, and that will include your credit score. And you will want to build your credit score while you are still in school because it will give you a leg up when you get out."
Tom Drake

How to Raise Your Credit Score - 0 views

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    Your credit score is vital for most important things in life: buying a house or a car, getting a job, etc. But how to raise your credit score if you have had bad credit in the past? And how do you keep it high?
Glen Craig

The Best 0% Balance Transfer Credit Cards - Pay Off Your Debt Faster - 0 views

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    Pay off your credit card debt faster with the a 0% balance transfer credit card. Here are the best 0% balance transfer credit cards that will help you pay down your principal.
Robb Engen

Best Credit Cards For Travel Rewards - 0 views

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    I looked into the best credit cards for travel rewards in Canada, and the only way to earn more rewards is to use a premium credit card with an annual fee.  I calculated the travel rewards based on spending an average of $2,500 a month - $30,000 annually on your credit card.
Assaf K

4 Transactions You Should Complete with a Credit Card - 0 views

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    Even though it can be easy to fall into the debt trap when you use a credit card, the truth is that sometimes it's best to use a credit card.
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    Even though it can be easy to fall into the debt trap when you use a credit card, the truth is that sometimes it's best to use a credit card.
Glen Craig

What Can You Expect From a Premier Credit Card? It May Be Well Worth It For You! - 0 views

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    Getting a premier credit card usually means a hefty annual fee but in some cases that fee may be well worth it. See what to expect in a premium credit card.
Glen Craig

What Is A Secured Credit Card? - 0 views

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    We use use credit cards all the time but did you know there are 2 basic types: secured and unsecured? See what secured credit cards are.
Glen Craig

Could a P2P Loan Help You Pay Off Your Credit Card Debt? - 0 views

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    Sometimes a traditional loan or a credit card balance transfer isn't possible to help you pay off credit card debt. Enter P2P (person to person) loans.
Glen Craig

Should You Consolidate Your Credit Card Debt? - 0 views

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    Consolidating your credit card debt is usually a great idea but there are some thing you need to think about. See if you should consolidate your credit card debt.
David Leonhardt

Which are the best credit card offers for YOUR profile? - 0 views

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    It seems like every personal finance blog has at least one "best credit cards" post. And some have several. But one size doesn't fit all. The real question is what credit card is best for different types of spenders?
Glen Craig

What is the Earned Income Tax Credit? - 0 views

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    The Earned Income Tax Credit can provide a nice bit of a credit on your taxes but you have to be able to qualify.
Glen Craig

When are Credit Card Annual Fees Worth Paying? - 0 views

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    Some say to never pay an annual fee for a credit card. But that's short-sighted. Sometimes an annual fee gives you perks that are well exceed the fee.
My University Money

Thank You To People With Credit Card Debt - Young And Thrifty - 0 views

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    Most personal finance-types out there have a real vendetta against those people that carry balances on their credit cards. They preach fire and brimstone to anyone that pays "low" credit card interest rates of 9-12% a month, and true eternal torment for those souls who get hit with the classic 19.99% rates. Not me, I love these people. THANK YOU
My University Money

Why You Need to Monitor Your Credit Continuously - Young And Thrifty - 0 views

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    Many people assume that the information on their credit reports is all good because they pay their obligations on time and always have. While that's the basic way credit reporting works, it isn't without its flaws.
My University Money

Student Lines of Credit - My University Money - 0 views

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    Basically a student line of credit is sort of a midpoint between a student loan and carrying a balance on a credit card.
Robb Engen

How To Boost Your Credit Card Rewards - 0 views

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    You need to look at your overall spending habits to figure out the best credit card rewards for you. That's because many rewards credit cards offer a higher rate of return when you spend a lot in a specific category, like groceries or gas.
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