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A lot of people confuse Credit Reports with Credit Scores. You need to understand the differences. Here is a run-down of credit reports vs credit scores.

Your credit score is vital for most important things in life: buying a house or a car, getting a job, etc. But how to raise your credit score if you have had bad credit in the past? And how do you keep it high?

Many people assume that the information on their credit reports is all good because they pay their obligations on time and always have. While that's the basic way credit reporting works, it isn't without its flaws.

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, ...

Your credit report is important and because of that, a lot is written about it as well as talked about over dinner or as topics of water cooler conversations. Although some of the advice comes from well meaning people trying to help, ...