Consolidating your credit card debt is usually a great idea but there are some thing you need to think about. See if you should consolidate your credit card debt.
Debt snowflaking can help you reduce your debt with small amounts over time. For many this is a great way to be debt-free, especially credit card debt.
Sometimes a traditional loan or a credit card balance transfer isn't possible to help you pay off credit card debt. Enter P2P (person to person) loans.
Pay off your credit card debt faster with the a 0% balance transfer credit card. Here are the best 0% balance transfer credit cards that will help you pay down your principal.
There is no point in racking up a huge and costly debt just to collect the most rewards possible from your rewards card. But if you can manage your debt, you can profit from the rewards.
Most personal finance-types out there have a real vendetta against those people that carry balances on their credit cards. They preach fire and brimstone to anyone that pays "low" credit card interest rates of 9-12% a month, and true eternal torment for those souls who get hit with the classic 19.99% rates. Not me, I love these people. THANK YOU
While credit cards can, indeed, lead to the bondage of debt, they can also be great financial tools. How you use your credit card matters, and with the right approach, credit cards can help you improve your finances and better manage your cash flow.
"Let's presume that it means you want to be an eternal student, right? You don't want to get a job for whatever reason or reasons. Perhaps you feel you're not ready to take on the responsibilities of the "real world". Job, career, relationship, marriage, kids, expensive cars, big houses, two holidays abroad each year, big credit card debt, mortgage for 25 years."