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Many consumers turn at credit card debt consolidation through the balance transfer, though, some still choose traditional debt consolidation.

According to the study made by Equifax, the credit reporting agency, US have a huge credit card debt that comprises $790 billion. There is a rating of top 10 cities of the US with the largest credit card debt

Credit cards are considered to be as popular today as cash. Moreover, some people basically refused using "paper money" as they think that it's not very convenient. However, almost the same number of people is occupied with the problem of reaching desired credit card debt relief as soon as possible. Of course, credit cards are really convenient and useful financial tool, besides, most of stores accept them.

There are several common debt relief forms which are absolutely individual as every consumer should choose the most suitable for personal case.

More people turn to cash. Credit card use declines. Interest rates and fees on credit cards increase. Will people refuse credit cards at all?

Latest research showed that consumers try to get rid of their credit card debts. They have started to work with their creditors.

Restrictions concerning the credit card marketing to college students were performed as a part of the Credit Card Accountability, Responsibility and Disclosure Act provisions.

The main problem concerning student loans consists not only in the fact that education is more expensive than ever, but also the factor of recession plays an important role as it's really the hardest time for college graduates who find it really difficult to get decent employment and earn enough for their loans repayment.