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Credit cards are considered to be as popular today as cash. Moreover, some people basically refused using "paper money" as they think that it's not very convenient. However, almost the same number of people is occupied with the problem of reaching desired credit card debt relief as soon as possible. Of course, credit cards are really convenient and useful financial tool, besides, most of stores accept them.

There are several common debt relief forms which are absolutely individual as every consumer should choose the most suitable for personal case.

Federal Trade Commission banned three debt relief companies from business for the false statements about their service that can help people get out of credit card debts and stop irritating calls and notices from debt collection agency. Besides, the defendants, Jonathan Greenberg, Financial Future Network LLC, Hermosa Group LLC, Media Innovations LLC, also get the fine of $500,000 for settling the changes.

Latest research showed that consumers try to get rid of their credit card debts. They have started to work with their creditors.