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Gene Kotulskiy

Credit Card Debts And Delinquencies Decline - 0 views

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    According to the latest research, the level of delinquencies for credit cards is declining as well as the rate of credit card debt. TransUnion credit bureau reports that more people started to repay their debts and more credit cards were issued.
Gene Kotulskiy

10 US Cities With The Largest Credit Card Debt - 0 views

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    According to the study made by Equifax, the credit reporting agency, US have a huge credit card debt that comprises $790 billion. There is a rating of top 10 cities of the US with the largest credit card debt
Gene Kotulskiy

Credit Card Debt Relief - Affordable Credit Debt Solutions - 0 views

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    Credit cards are considered to be as popular today as cash. Moreover, some people basically refused using "paper money" as they think that it's not very convenient. However, almost the same number of people is occupied with the problem of reaching desired credit card debt relief as soon as possible. Of course, credit cards are really convenient and useful financial tool, besides, most of stores accept them.
Gene Kotulskiy

Decline Of Credit Card Debt Causes Another Difficulties - SODMG - 0 views

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    Though, the declining rate of credit card debt has its dark side. TransUnion performed data proving that people just started to blow off their mortgages and pay the credit card bills instead. This happens due to the fact that consumers don't want to lose the access to their credit cards as it is important for people on the financial brink. Moreover, some issuers who write off or sell balances which have defaulted in order to reduce credit card debt.
Gene Kotulskiy

Consumers Turn At Balance Transfer Credit Cards For Debt Consolidation - 0 views

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    Many consumers turn at credit card debt consolidation through the balance transfer, though, some still choose traditional debt consolidation.
Gene Kotulskiy

Record High Credit Card Rates Reached Nearly 15% - 0 views

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    According to the reports, credit card interest rates have almost reached the record highs with the average rate of 14.72 percent, thus, if you have a credit card that is bad enough your rate can become as high as 59.9 percent APR.
Gene Kotulskiy

Debt Relief Forms To Get Out Of Debt - 0 views

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    There are several common debt relief forms which are absolutely individual as every consumer should choose the most suitable for personal case.
Gene Kotulskiy

Credit Cards Lose Popularity: People Turn To Cash - 0 views

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    More people turn to cash. Credit card use declines. Interest rates and fees on credit cards increase. Will people refuse credit cards at all?
Gene Kotulskiy

Money Matters - 0 views

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    Have you got attached in a credit card debt rotation that makes you exhausted and irritating? Isn't it the right time for restraining your debt? Well, it's decisively the right time for credit card solutions which should be selected carefully.
Gene Kotulskiy

Three Debt Relief Companies Are Banned By FTC - 0 views

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    Federal Trade Commission banned three debt relief companies from business for the false statements about their service that can help people get out of credit card debts and stop irritating calls and notices from debt collection agency. Besides, the defendants, Jonathan Greenberg, Financial Future Network LLC, Hermosa Group LLC, Media Innovations LLC, also get the fine of $500,000 for settling the changes.
Gene Kotulskiy

Borrowing Is Back! Consumers Load Up On Debt...Again - 0 views

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    The times of relative frugality which were caused by the financial crises seem to pass away as Americans start to borrow again, besides, in rather a big way. Debt on credit cards is constantly increasing, car loans get back their big sales in Detroit and even investors of the stock market are getting into debt again.
Gene Kotulskiy

Consumers Are Repaying Record Amount Of Credit Card Debt - 0 views

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    Latest research showed that consumers try to get rid of their credit card debts. They have started to work with their creditors.
Gene Kotulskiy

Debt On Student Loans Becomes Heavier For Graduates - 0 views

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    Debt on student loans increases constantly. It has even outpaced credit card debt. Default rate grow, especially in for-profit colleges.
Gene Kotulskiy

Student Loan Debt May Exceed $1 Trillion - 0 views

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    Student loan debt may increase up to $1 trillion by the end of 2011. The current amount has already surpassed credit card debt rate.
Gene Kotulskiy

Credit Card Companies Find Ways Around The Law - 0 views

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    Restrictions concerning the credit card marketing to college students were performed as a part of the Credit Card Accountability, Responsibility and Disclosure Act provisions.
Gene Kotulskiy

How to teach your kids about the dangers of debt - www.kivitv.com - 0 views

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    Do you talk to your children about money and debt? Many parents never do. In fact, according to one survey, fewer than 40 percent of parents talk to their children about debt, credit cards, bills and money. Some parents might have good intentions, but many just don't get around to teaching their children about money, or don't know how to approach the subject. Others think kids don't need to know about their parents' finances.
Gene Kotulskiy

Housing More Affordable Than Ever? | Everyday Tips and Thoughts... - 0 views

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    When my husband and I got married in 1991, there was no way we could afford a house. I had student loan debt, we had wedding debt, and I had credit card debt from my last 2 years in graduate school. So, we rented an apartment for the first two years of marriage. Apartment living really wasn't that bad, but when I became pregnant, we decided to start our search for a home.
Gene Kotulskiy

College Students Are Still Marketing By Credit Card Companies - 0 views

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    College students are supposed to have biggest barriers between them and credit card companies, but the legislature still leaves some holes.
Gene Kotulskiy

Fixing your credit is doable - Bonners Ferry Herald : Money & Finance: - 0 views

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    If you find yourself with less-than-good credit, you are not alone. Business Insider, an online business news website, reports that one in 50 households owes more than $20,000 in credit card debt. Coinciding with this alarming figure, the site further states that more than 2 million Americans look to credit counselors each year to avoid bankruptcy.
Faaast Cash

How You Can Easily Avoid Your Money Mistakes - 0 views

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    Waiting to pay off credit card debt is one of big money mistakes. So, live within your means and pay off your credit card obligations in the same billing cycle in which you incur them.
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