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Assignments 15 Monday/Tuesday December 8, 2008SMGStart a new Google Docs documentTitle: # Financial Literacy - First Name Last NameToday look up the meaning of compound interest and the rule of 72 as it applies to savings.Write the meanings of those two things in your own words in your document.Be prepared to share what you found and explain it to the class.Personal Learning ProjectSign in to your diigo account.Open your Google Docs document on PLP DataBe prepared to discuss your project with me during the class period.Continue to research until I get to you.

Assignments 15 Monday/Tuesday December 8, 2008SMGStart a new Google Docs documentTitle: # Financial Literacy - First Name Last NameToday look up the meaning of compound interest and the rule of 72 as it applies to savings.Write the meanings of those two things in your own words in your document.Be prepared to share what you found and explain it to the class.Personal Learning ProjectSign in to your diigo account.Open your Google Docs document on PLP DataBe prepared to discuss your project with me during the class period.Continue to research until I get to you.

Assignments 15 Monday/Tuesday December 8, 2008SMGStart a new Google Docs documentTitle: # Financial Literacy - First Name Last NameToday look up the meaning of compound interest and the rule of 72 as it applies to savings.Write the meanings of those two things in your own words in your document.Be prepared to share what you found and explain it to the class.Personal Learning ProjectSign in to your diigo account.Open your Google Docs document on PLP DataBe prepared to discuss your project with me during the class period.Continue to research until I get to you.

Juanita Bermúdez, the director of the Códice Gallery, stated that the animal was fed regularly and was only tied up for three hours on one day before it escaped.[6][7] Vargas himself refused to comment on the fate of the dog,[7][5] but noted that no one tried to free the dog, give it food, call the police, or do anything for the dog.[5] Vargas stated that the exhibit and the surrounding controversy highlight people's hypocrisy because no one cares about a dog that starves to death in the street.[5] In an interview with El Tiempo, Vargas explained that he was inspired by the death of Natividad Canda, an indigent Nicaraguan addict, who was killed by two Rottweilers in Cartago Province, Costa Rica, while being filmed by the news media in the presence of police, firefighters, and security guards.[10] Upon conducting a probe, the Humane Society of the United States was informed that the dog was in a state of starvation when it was captured and escaped after one day of captivity; however, the organization also categorically condemned "the use of live animals in exhibits such as this." [11] The World Society for the Protection of Animals (WSPA) also investigated the exhibit.[8] WSPA found the information regarding the issue to be "inconsistent" and met with sponsors of the Honduras Bienal to ensure that no animals would be abused at the 2008 exhibition in that country. [8]

One of the keys to getting the most out of your training program is to work outside of your comfort zone.

I can't argue that you're doing something to stay in shape and work on your game. But you're not really pushing yourself, and you shouldn't really expect those types of workouts to pay huge dividends.

Change your approach. Push yourself harder than you normally do, and you'll start to see results. Instead of shooting 30 or 40 random, lazy jump shots, create a plan for yourself. Shoot from 4 or 5 spots on the floor until you've made 30 or 40 shots from each spot (or some number that you set as a goal for yourself). Get in the triple-threat position, head-fake, take a quick dribble to one side or the other, get good lift on your shot (really getting off the ground), and concentrate on your follow-through. Push yourself to move quicker than you normally do, and to jump higher than you normally do.

The Chesapeake Bay, forexample, has been polluted with the nutrients nitrogen andphosphorus and with excess sediment caused, in part, by urbanrunoff. The excess nutrients cause algae blooms that blocksunlight from reaching bay grasses-which are a source of food,shelter, and nursery grounds for many aquatic species.

In aneffort to control nutrient pollution in the Chesapeake Bay, theExecutive Council of the Chesapeake Bay Program" established agoal to reduce the nitrogen and phosphorus entering theChesapeake Bay by 40 percent, including through control of runofffrom urban areas.

Interestingly enough, stock prices suggest the opposite. We haven't sold off like this since the Depression. Even during the inflation crisis of the 1970's, the most we ever sold off was 17%. Being down 40% on the year must be very scary for market bears. Everyone wants to tell you that valuations don't matter but I have a secret for you - they do. It's hard to find a stock with a p/e over 20 anymore. Apple's market cap is down to $79 billion and yet it will have $30 billion in cash on its balance sheet by year end.Apple's not the only one either. Corporate America has never been more fiscally responsible. Record amounts of cash sit on balance sheets across many different sectors. Leverage has been limited to consumers and banks.

Outstanding credit card debt sits at $971 billion for the United States. This amounts to approximately $3,000 per person. This problem is nowhere near the problems that we were faced with earlier in the year in the financial sector. Government stimulus can easily fix the problem of consumer leverage. With a shot of confidence, the consumer will prove resilient once again.

Hong 10

Kim Hong-Yeol

The name Hong 10 comes from using a Korean language homonym and an English language pun. The second syllable of his name, Yeol, has the same pronunciation as the Korean pronunciation for the number ten. Therefore, pronouncing the phrase "Hong 10" in Korean will be the same pronunciation as his real name, Hong-Yeol. However, this nickname is always pronounced in English, so he is referred to as hong-ten regardless of the language context - whether Korean or English or otherwise. The nickname "Hong 10" is also a play on the surfer term "Hang Ten".[4]

end of the spectrum are the reds and oranges. These gradually shade into yellow, green, blue, indigo and violet. The colors have different wavelengths, frequencies, and energies. Violet has the shortest wavelength in the visible spectrum. That means it has the highest frequency and energy. Red has the longest wavelength, and lowest frequency and energy. LIGHT IN THE AIR Light travels through space in a straight line as long as nothing disturbs it. As light moves through the atmosphere, it continues to go straight until it bumps into a bit of dust or a gas molecule. Then what happens to the light depends on its wave length and the size of the thing it hits. Dust particles and water droplets are much larger than the wavelength of visible light. When light hits these large particles, it gets reflected, or bounced off, in different directions. The different colors of light are all reflected by the particle in the same way. The reflected light appears white because it still contains all of the same colors. Gas molecules are smaller than the wavelength of visible light. If light bumps into them, it acts differently. When light hits a gas molecule, some of it may get absorbed. After awhile, the molecule radiates (releases, or gives off) the light in a different direction. The color that is radiated is the same color that was absorbed. The different colors of light are affected differently. All of the co

d after Lord John Rayleigh, an English physicist, who first described it in the 1870's.) WHY IS THE SKY BLUE? The blue color of the sky is due to Rayleigh scattering. As light moves through the atmosphere, most of the longer wavelengths pass straight through. Little of the red, orange and yellow light is affected by t

As you look closer to the horizon, the sky appears much paler in color. To reach you, the scattered blue light must pass through more air. Some of it gets scattered away again in other directions. Less blue light reaches your eyes. The color of the sky near the horizon appears paler or white.

Feral cats can minimize rodent problems. While cats cannot hunt rats and mice into extinction, they can keep their populations in check and discourage new rodents from moving into the area. Often feral cats fill in a gap in the current ecosystem. For example bob cats or lynx used to live up and down the East Coast but were hunted ruthlessly and driven away by development. Feral cats are similar in size and behavior to these native feline predators and help to control the same species of small prey animals. Many people enjoy watching feral cats and observing animals has been shown to lower blood pressure in medical studies. People who help to care for feral cats by feeding them and taking them to the vet enjoy many benefits. Often cat caretakers are elderly and live alone, a population at risk for depression, loneliness, and isolation. Cats relieve these conditions and often bring a sense of happiness and purpose to people who help them. Just as companion animals have been shown extend life expectancies, lower blood pressure, and relieve stress, caring for feral cats improves the health of their caretakers. Individuals who cannot take on the full time commitment of adopting a companion animal can participate in programs to help feral cats. This provides a viable alternative to irresponsibly purchasing an animal one is not prepared to care for. An established, stable, vaccinated, and sterilized colony of feral cats will deter other stray and feral cats from moving into the area. This actually decreases the risk that residents will encounter an unvaccinated cat, and will virtually eliminate problem behaviors like fighting and spraying.

The season is winding down. Routines change, friendships have grown, priorities change. As a player, what should you do now? When practice time comes and there is no practice, what do you do? When there are no games to prepare for, what do you do with your time? Here are a just a few thoughts I had as to how to recover and prepare for the next season. 1. Take 3 - 4 weeks to relax. It has been a long, physically and mentally draining season. If you want to improve, you have to give yourself a chance to recover. 2. Catch up and get ahead of your schoolwork. 3. Talk to your coach and evaluate your season. Talk about what you did well and what you did not. Determine the areas you need to improve on. Discuss the things you would like to do and how to accomplish them. 4. After taking a month off, start on your off-season workout program. The program should be about 75% skill work and 25% play. 5. Develop your shooting stroke. If you want to become a GREAT shooter and raise your percentage, it MUST happen during the off season. It's just TOO difficult to develop these skills and improve during the season. It must be done during the off season! 6. Start a strength training program. Your objective should be to gain strength from now until the end of the summer. 7. As you enter the summer, add more play to your workout. You should be at about 50% skill work, 50% play. Don't neglect your weight work. Great strength gains can be made during this period. 8. Go to camp. Learn form other coaches, play against different players. The more diverse your summer experience, the better player you will become. 9. When the summer is over, your routine changes. GET AHEAD in the classroom. Once the season starts, it is easy for your schoolwork to slip. 10. Change your workout routine to 25% skill, 75% play. 11. Switch you strength training routine to an endurance and strength maintenance routine. 12. A week before the season, take some time off. Get ready to go.

reason for the failure of the Boston Red Sox baseball team to win the World Series in the 86-year period from 1918 until 2004.

begun after the Red Sox sold Babe Ruth, sometimes called The Bambino, to the New York Yankees in the off-season of 1919-1920.

The curse

11% decline in album sales during the first half of 2008

Consumers purchased 204.6 million albums between January and June

single track downloads growing 30% to 532.7 million units in the first half of the year over first half sales in 2007 of 417.3 million units

ORIGIN OF THE CELEBRATION Section: Festival The start of the New Year has been celebrated in China for more than 3,000 years. New Year was a time when the farmers gave thanks for the harvest and prayed to the gods for a good harvest in the coming year. This was the one period in the busy farming year when there was time to have a celebration and when the family could get together, relax, and be merry. Chinese New Year begins with a New Moon. The Lunar Year is calculated from the time it takes for the Moon to travel around the Earth, while the Western (Gregorian) calendar is based on the time it takes for the Earth to circle the Sun. The orbits of the Moon bear no relation to the time it takes for the Earth to go around the Sun, which is why the Chinese Lunar New Year is celebrated on a different date each year. In China the New Year was renamed the Spring Festival, in 1911, when the Western calendar was officially accepted in China. However, it is still commonly known around the world as the Chinese New Year. Chinese years are named after one of twelve animals. These have been used in the same order to name the years since the sixth century A.D. Each animal is said to have its own personality and emotions, which are present in people born within its year. ~~~~~~~~By Sarah Moyse This article is copyrighted. All rights reserved.Source: Chinese New Year (0-7613-0374-X)

RELIGIONS AND RITUALS Section: Festival Although the New Year celebration is not mainly a religious one, many Chinese will visit a temple at this time of the year to make an offering to the Buddha or to the gods in the hope of making the New Year a good one. Ancestors and gods are honored with ceremonies in the home around a family altar decorated with flowers. Incense and candles are burned at the altar. At important family banquets the ancestors may be recognized as "spiritual guests" and first offered food that is afterward eaten with the meal. The Chinese have three main systems of ideas that are important to them: Confucianism, Daoism, and Buddhism. Although these systems are very different, many Chinese follow some or all of the rituals associated with them just to be safe. Confucius lived in the fifth century B.C. and spoke about the value of good behavior in private life and in government. He said that politeness, honesty, courage, and loyalty were what made good people. He believed in self-development through education and thought that people gain in wisdom as they grow older. It is part of the Confucian tradition to honor parents and ancestors.

Daoism comes from the teachings of Laozi, who lived at the same time as Confucius. His book, the Dao De Jing (The Way and Its Power), describes the way (dao means "way") to live at peace with nature so as not to upset natural balances. The Way involves balance between opposite forces. They are called yin and yang. While yin is dark and female, yang is the opposite, being light and male. When yin and yang are balanced, there is perfect harmony with nature. Unlike Confucianism and Daoism, which started in China, Buddhism came from India and is based on the teachings of the Buddha -- a holy man. Buddha taught that people need to let go of earthly desires and become fully aware of what they are doing in the present. Buddhists believe that after death each soul moves on to another body, which may be animal or human. What one is chosen for in the next life depends on how good or bad the person has been in this life. The Chinese also pray to other gods, holding the view that the more gods who can look after them the better. The important ones are the Kitchen God, who watches the family in the home, the Jade Emperor, who is the most important god in heaven, the God of Wealth, who determines how wealthy people are, and the Door Gods. ~~~~~~~~By Sarah Moyse This article is copyrighted. All rights reserved.Source: Chinese New Year (0-7613-0374-X)

There are two kinds of crocodile in Australia.

They live in the hot north of Australia.

Crocodile scales have become thick skin

There are a lot of different kinds of music. Some of the most popular kinds of music today are rock, techno, hip-hop, and rap. All of those kinds of music affect you in different ways. Other kinds of music are instrumental music, opera, etc. Those kinds of music also affect you. The music that affects you the most is calm music like instrumental or fast music like rock or techno. Rock and techno make you speed up, and instrumental or calm music makes you slow down and feel more calm.

Music can also slow down and equalize brain waves. A brain has 4 kinds of waves. It has beta waves, alpha waves, theta waves, and delta waves. When we do daily activities and experience emotions that’s when we use beta waves. Calmness is when we use alpha waves ,when your sleeping you use theta waves , and lastly when you are in deep sleep or in meditation that is when delta waves are used. When your brain waves are slow that is when you are very calm. Different types of music cause different waves. If you listen to calm music then the waves will drop to delta and theta. If you listen to fast or loud music your brain waves will most likely be alpha or beta.