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Requests for money don't always involve your personal salary. People seeking to support a cause, charity, or educational institution are trained in making the "ask." Their entire training involves learning how to bring us to the brink of making a donation which they are able to secure with the right clincher.

Over-80 Group Reports Fewer Sleep Problems Than Many Young Adults March 1, 2012 -- Like fine wine, sleep may get better with age. At least that's what a study of more than 150,000 adults suggests. According to the new report, many people in their 80s have fewer complaints about their sleep than their younger counterparts.

Getty Images As a clinical psychologist and sleep researcher at Northwestern University's Feinberg School of Medicine, Kelly Glazer Baron frequently heard complaints from aggrieved patients about exercise. They would work out, they told her, sometimes to the point of exhaustion, but they would not sleep better that night.