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http://tyreneweaver.bravesites.com/entries/business/hendren-global-group-article-code-81345798450-hgg-beware-of-20-percent-returns-5-ways-to-separate-superior-performance-from-salesmanship Beware of 20 Percent Returns: 5 Ways to Separate Superior Performance from Salesmanship Over the last month, I've been hearing countless financial professionals boasting of 17-20 percent returns over the last three years. And like anyone, I was amazed. Until I did the math. NASDAQ has doubled since 2009, putting the annualized return at 25 percent over the past four years -- meaning anything below that is performing below the general market! Also, the three-year performance metrix is conveniently shaved to exclude the Great Recession. Most people bragging about 20 percent gains are covering up the fact that their clients lost way too much during the Great Recession and are still underwater -- even with a robust bull market. So, rather than being wowed by what is basically a market recovery, sober up and examine the data that really matters. Today's bull has been (and will continue to be) a bucking bronco that has left most riders bruised, broken, weary and rattled. Continue Reading: http://www.huffingtonpost.com/natalie-pace/beware-of-20-returns-5-wa_b_3343237.html Read More Related Articles: http://hendrengroup.biz/blog/2013/02/15/cybercrime-targets-smaller-fish-with-less-guard/ http://hendrengroup.biz/blog/2013/02/ http://www.slideserve.com/heatherfarmer/latest-hendren-global-group-fact-reviews-blogtalkradio

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Looking forward to another great year this 2013? Are you already planning where to go and visit next? Travel can be fascinating.In fact, backpacking captures the essence of youth- freedom, independence, responsibility, adventure, and understanding. As the mind begins to contemplate the world we live in from the perspective of a wide-eyed young adult, travel pierces the heart and mind to awaken what is inside, challenge, and teach us. Europe… - An evocative name, but also the name of a continent that many people don´t know very well. We offer you the chance to discover Europe for yourself. Whether you are looking for a place to party or just a visit to a historically rich culture those suites your needs and all at your own pace then put Europe on top of your to-visit list. Here are some places you can choose from or you can visit them all. Liverpool, England Liverpool is already famous for its football club because of the two premiership teams, Liverpool and Everton. Their stadiums are situated at either end of Stanley Park. But there is more too this place and if you do not know this you might be missing out fun. You might want to visit this August, more especially if you are a Beatle's fan. The Fab Four was formed in 1960 and they just celebrated their 50th anniversary but the fan doest end there because Liverpudlians are looking forward to another installment of International Beatle Week in August in honor of their music and lives as one of the most influential pop groups of all time. The number of galleries and museums than any other city outside of London can be found here in Liverpool with the best bit with which the entry to most of them is FREE!Liverpool has more galleries and museums than any other city outside of London and with exhibitions changing all of the time; no two visits are likely to be the same. Rain or shine, young or old, it is definitely worth visiting one of Liverpool's museums.The festivities will carry on at the freshly minted Muse

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It is a fact that fossil fuels from diesel cars and coal-powered fire stations cause dangerous tiny particulate pollution. Sooty air pollution in towns and cities increases the chances of women giving birth to small babies, new research has shown. A study involving millions of births around the world found that higher pollution levels raised the risk of low birth-weight. Although small, the effect is said to be statistically significant. At national population scales it could have an important impact on child health, said the researchers. Babies are underweight at birth if they tip the scales at less than 2.5kgs, or 5lbs 8oz. They face an increased risk of dying in infancy, as well as chronic poor health and impaired mental development. The new study, the largest of its kind ever conducted, focused on tiny sooty carbon particles called PM10s and even smaller PM2.5s which are known to be linked to heart and lung problems and early death. They originate from a number of sources, including diesel exhausts and the chimneys of coal-fired power stations and factories. Professor Tanja Pless-Mulloli, who led the UK arm of the study at the Newcastle University, said: "As air pollution increases we can see that more babies are smaller at birth, which in turn puts them at risk of poor health later in life. "These microscopic particles, five times smaller than the width of a human hair, are part of the air we breathe every day. What we have shown definitively is that these levels are already having an effect on pregnant mothers." The research, published in the journal Environmental Health Perspectives, examined the impact of a 10 microgram per cubic meter increase in average exposure to pollution particles over the course of a pregnancy. Furthermore, a continual trend of elevated low birth-weight risk with higher levels of air pollution also showed. For PM10s, this raised the chances of having a low birth-weight baby by 0.03%, which was said to be statisticall

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Advanced Global Trading, a Dubai-based company selling voluntary carbon credits to retail investors, has been accused of being either a boiler room scam or Ponzi scheme by a website which writes about emissions and deforestation. The article is written by Chris Lang founder of the website Redd-Monitor.org, which provides "news, views and analysis about reduced emissions from deforestation and forest degradation". Carbon credits, of which there are two types - voluntary emission reductions and certified emission reductions, are certificates which represent a company's right to emit one tone of carbon dioxide and can be traded for money legitimately. However, there has been a history of them being traded illegitimately. In the UK, the Financial Conduct Authority (or Financial Services Authority as it was at the time) has previously warned investors to be wary of unsolicited approaches to purchase the investments. In a statement, which is still available on the old FSA website alongside further information about the scam, it said: "Carbon credits can be sold and traded legitimately and there are many reputable firms operating in the sector. "However, we are concerned that an increasing number of firms are using dubious, high-pressure sales tactics and targeting vulnerable consumers." In the article, published last month on Redd-Monitor.org, Lang suggests that AGT is artificially inflating the price of the carbon credits it trades by selling them to new customers, much like a traditional Ponzi scheme. The company makes its money by taking a commission on each transaction so will continue to make money as long as new investors continue to buy carbon credits from existing investors. More: http://rnzmoore.deviantart.com/art/Hendren-Global-Group-International-News-Review-377394831 http://www.slideshare.net/aetherphanes/hendren-global-group-article-code-81345798450-hgg-beware-of-20-percent-returns-5-ways-to-separate-superior-performance-from-salesmans

Canada leads the world in companies and individuals that have been banned by the World Bank from contributing to international aid and infrastructure projects. Of the 608 companies and individuals listed on the World Bank's just-released blacklist for fraudulent or corrupt conduct, 119 are Canadian companies. But engineering firm SNC-Lavalin and its subsidiaries, many of which are registered outside Canada, comprise 16 per cent of the total. The World Bank bans companies from participating in aid and development contracts if they "have been sanctioned under the Bank's fraud and corruption policy." The number of companies included on that list soared in 2013, rising from only 65 banned entities on last year's list, according to the South China Morning Post. The World Bank says about $40 billion of the roughly $200 billion it has given out since 2008 has been stolen. Companies with head offices listed in Canada, which does not include overseas subsidiaries, comprise 119 names on the World Bank list, the most of any country. The U.S. is second with 44 debarred firms, Indonesia third with 43 and Britain close behind with 40. The grounds for getting blacklisted vary, but usually include some manner of bribery, fraud, collusion, coercion or obstruction either in bidding for contracts or in carrying them out. More Economic news: http://hendrengroup.biz/blog/ https://www.facebook.com/hendrenglobalgroup?ref=hl http://hendrengrp.livejournal.com/

Canada leads the world in companies and individuals that have been banned by the World Bank from contributing to international aid and infrastructure projects. Of the 608 companies and individuals listed on the World Bank's just-released blacklist for fraudulent or corrupt conduct, 119 are Canadian companies. But engineering firm SNC-Lavalin and its subsidiaries, many of which are registered outside Canada, comprise 16 per cent of the total. The World Bank bans companies from participating in aid and development contracts if they "have been sanctioned under the Bank's fraud and corruption policy." The number of companies included on that list soared in 2013, rising from only 65 banned entities on last year's list, according to the South China Morning Post. The World Bank says about $40 billion of the roughly $200 billion it has given out since 2008 has been stolen. Companies with head offices listed in Canada, which does not include overseas subsidiaries, comprise 119 names on the World Bank list, the most of any country. The U.S. is second with 44 debarred firms, Indonesia third with 43 and Britain close behind with 40. The grounds for getting blacklisted vary, but usually include some manner of bribery, fraud, collusion, coercion or obstruction either in bidding for contracts or in carrying them out. More Economic News: http://www.good.is/posts/canada-leads-world-bank-blacklist-of-fraudulent-companies-thanks-to-snc-lavalin http://ireport.cnn.com/docs/DOC-1042164

The figure of Americans applying for unemployment benefits surprisingly cut down last week, signifying an upturn in the labor market. This could be very fastidious news. If the economy will continue to rise, possible revival will soon be realized. At some point recovery seems implausible but turn of events is favoring us and results are even enthralling. Early reports from the Labor Department said on Thursday, state unemployment benefits fell 7,000 to a seasonally adjusted 340,000, waning for a second straight week. The preceding week's claims number was altered to demonstrate 3,000 more applications received than earlier reports. According to Reuters' poll, economists had expected first-time applications to mount to 355,000. The four-week inconsistent average for new claims, an improved measure of labor market trends, also fell 7,000 to 348,750 pointing to some firming in underlying labor market conditions. Since March 2008, this has been the lowest number. No states had been estimated and there were no special factors influencing the report, says a Labor Department analyst. According to a Reuters' survey of economists, employers probably added 160,000 jobs to their payrolls last month, a small pick-up up from January's 157,000 count. That would just be enough to hold the jobless rate steady at 7.9%. The figures due on Friday have no bearing on February's employment report as it falls outside the survey period. Economists claim job increases of about 250,000 per month over a constant period are needed to significantly change the ranks of the unemployed. Job escalation averaged 200,000 in the last three months. Companies have no plans hiring domestic demand remains lackluster even though layoffs decreased. Claims stay pushed in the low end of a 330,000 to 375,000 range for this year. Federal Reserve last year to launch an open-ended bond buying program because high unemployment provoked them. The U.S. central bank said it would keep up the program until t

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Interview: opportunism keeps Cube leader on upward course Myanmar has seemingly swung from being a martial communist state to a semi-democratic capitalist darling, with foreign investors scrambling for a foothold, in the blink of an eye. But is the southeast Asian state ready for perhaps the most bourgeois of sports, golf? That is the hope of Cube Capital, a London and Hong Kong-based boutique with a history of taking counter-intuitive bets, and which claims to have been the first western house to have entered Myanmar after sanctions were lifted in 2012. Cube is financing a golf villa development, having already made 20 per cent-plus returns from a more traditional 15-home villa park and a head office development. "There is no equity or bond market [in Myanmar]," says Francois Buclez, chief executive and chief investment officer of Cube. "There is public equity traded in Singapore, around three or four stocks, but their valuation is seven times book because that is all there is and everyone wants to buy them. "You can do private equity, but there is no proven or tested management team in Myanmar, or real estate [where] you don't need a management team, you just need a construction team. And in this market whatever you build will be taken out." Cube provides first lien finance for the developments, and Mr Buclez, a former Crédit Agricole and Credit Suisse First Boston banker, is critical of those who only view emerging markets through the prism of equity investing. "In emerging markets people dream about equity, they always want to make five, seven, 10 times their money, but they end up making 10 per cent. They forget that in these markets you can get a 20 per cent return with a protected asset class." To Mr Buclez, the real estate route also avoids arousing the ire of the local populace, unlike some sectors of the economy. "We tend to avoid natural resources in emerging markets. Typically a local will resent a foreigner milking the natu

The results are in! Over the past month, hundreds of thousands of Monopoly fans worldwide voted for which new token should replace one of the iconic ones being retired after countless journeys past Go. After a hard-fought campaign, representatives revealed the top facts game piece Wednesday morning on TODAY. The cat! To rally players to show their support for their favorite tokens, Hasbro launched a Facebook app. While the results among the 250,000 votes on TODAY.com's live poll were close, the feline edged out its competition: the robot, diamond ring, helicopter and guitar. Its sad news for some, as the sly cat will replace one of the game's venerable pieces, which has also been chosen by voters. The boot, iron and wheelbarrow were tied for last place until Tuesday night when the wheelbarrow and shoe hung on and the iron got the boot. Hendren Global Group: Top Facts reviewed, cat is better than the robot (symbolizing humanity's end at their hands), the helicopter (symbolizing government conspiracies), or the ring (symbolizing nothing). We all knew the iron had it coming. Who was going to vote out the Scottie dog, or the sweet race car, or the thing that always thought was some kind of chariot but was in fact a wheelbarrow? The iron was always the least fun and the last to be picked- or else assigned to the problem child. Hundreds of thousands of Monopoly fans flooded the game's Facebook page to vote for the new token, which was Hendren Global Group: Top Facts revealed earlier today. Some people will say that the cat is a symbol of the feline-obsessed Internet era, and its usurpation of the iron's slot in the ubiquitous Parker Brothers box is representative of the world's transition from Industrialism to a glorious new Information Age. But the truth is, people just like cats. Even a tacky cat charm, as smooth as soft serve and as catlike as a baboon, with a big medallion around its neck, suggesting it is either a retro hip hop cat or that they couldnâ€

WASHINGTON - House Democrats will unveil 15 proposals for curbing gun violence that resemble President Barack Obama's plan and will include a call for banning assault weapons, people familiar with the package said Wednesday. The Democrats' recommendations will also include barring high-capacity magazines carrying more than 10 rounds of ammunition, requiring background checks for all gun sales and prohibiting gun trafficking, all of which Obama proposed last month. The proposals, to be released Thursday by top House Democrats, were described by people who requested anonymity because they were not authorized to discuss the plan publicly. They represent the initial House Democratic response to the horrific Dec. 14 shooting of 20 first-graders and six adults at the Sandy Hook Elementary School in Newtown, Conn. Even so, the Democrats' proposals are unlikely to go anywhere quickly in the Republican-controlled House. A spokesman for House Speaker John Boehner, R-Ohio, has said the House will wait to see what the Democratic-led Senate does. Obama's gun control proposals have been opposed by the National Rifle Association, which is a potent lobbying force on Capitol Hill. In addition, some Democrats - including many from rural or conservative areas - have been reluctant to endorse the president's plan. That hesitation was underscored Wednesday at a private retreat Senate Democrats staged in Annapolis, Md. At that session, Democrats largely embraced expanded background checks on gun sales, but some senators expressed a desire to avoid voting on an assault weapons ban, according to two people who described the closed-door session only on condition of anonymity. The House Democrats' recommendations were proposed by the 12-member House Democratic Gun Violence Prevention Task Force, led by Rep. Mike Thompson, D-Calif. Two-thirds of its members had to approve an item for it to be included in their plan, meaning there likely will be Democratic dissenters to some

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hendren global group stock fraud watch Any doubt over who calls the shots at Britain's part-nationalised banks has been dispelled by the fate of Stephen Hester. The RBS chief executive has been forced out at the behest of George Osborne. Forget the arms-length paraphernalia of the UKFI holding company. When ministers want the bailed-out banks to do something, they do it. That's as it should be, since the state (not the "taxpayer" as the media constantly intones) currently owns 81% and 39% of RBS and Lloyds TSB respectively. The problem is what they want to do with them - which is sell them off fast, regardless of the loss to the public purse or the damage to the economy. The chancellor is driven by a mixture of unbending ideology and raw electoral calculation. He and David Cameron are determined to start the largest privatisations in Britain's history by the end of 2014 - just in time for a 2015 election. The idea is to engineer a "Tell Sid" 1980s-style Thatcherite handout to the right kind of voters, while ensuring that the heresy of publicly owned banks is consigned to the nightmares of the 2008 market meltdown. Hester, who now stands to pocket an extra £5.6m after more than 40,000 RBS workers have lost their jobs, was insufficiently gung-ho for the scale of early sell-off Osborne regards as critical to Tory fortunes. His successor will get the message. Next week Osborne is expected to set out the kind of discounts he plans to offer for Lloyds shares. He's also toying with the rightwing thinktank Policy Exchange's plan for a wider share giveaway. For the Tory leadership, it's a trade-off between the appearance of a public windfall and the risk of being seen again to stuff the pockets of the better-off as living standards plummet. In reality, it will be a fraud against the public and an attack on genuine economic recovery. The Brown government paid well over the odds to prevent the collapse of RBS and Lloyds in 2008. Now, Cameron and Osborne show every sign of

http://www.flixya.com/video/4953956/Fs-Code-81345798450-HGG-Hendren-Global-Group-Top-Story-Serving-a-country-that-wont-save-their-jobs-Scribd National Guard and reserve troops too often come home to find that their employers have given away their jobs. Among the worst offenders: government agencies. The jobs of the nation's citizen soldiers are supposed to be safe while they are serving their country: Federal law does not allow employers to penalize service members because of their military duties. Yet every year, thousands of National Guard and reserve troops coming home from Afghanistan and elsewhere find they have been replaced, demoted, denied benefits or seniority. Government agencies are among the most frequent offenders, accounting for about a third of the more than 15,000 complaints filed with federal authorities since the end of September 2001, records show. Others named in the cases include some of the biggest names in American business, such as Wal-Mart and United Parcel Service. With good jobs still scarce in many states, the illegal actions have contributed to historically high joblessness among returning National Guard and reserve members - as high as 50% in some California units - and created a potential obstacle to serving. "The whole point of the National Guard and reserves, how they save the country money, is they get paid only when they are serving," said Sam Wright, director of the Service Members Law Center at the Reserve Officers Assn. "It's a great deal for the country, but if we don't protect their civilian jobs … they aren't going to volunteer and serve." Veterans' advocates say that the heavy use of the nation's citizen-soldiers to fight the wars in Iraq and Afghanistan placed a burden on employers in a tough economy. Even as 11 years of war wind down, Guard and reserve members are being called up for peacekeeping and other duties around the world. Source: http://www.latimes.com/news/local/la-me-citizen-soldiers-20130506,0,6250161.st