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Looking forward to another great year this 2013? Are you already planning where to go and visit next? Travel can be fascinating.In fact, backpacking captures the essence of youth- freedom, independence, responsibility, adventure, and understanding. As the mind begins to contemplate the world we live in from the perspective of a wide-eyed young adult, travel pierces the heart and mind to awaken what is inside, challenge, and teach us. Europe… - An evocative name, but also the name of a continent that many people don´t know very well. We offer you the chance to discover Europe for yourself. Whether you are looking for a place to party or just a visit to a historically rich culture those suites your needs and all at your own pace then put Europe on top of your to-visit list. Here are some places you can choose from or you can visit them all. Liverpool, England Liverpool is already famous for its football club because of the two premiership teams, Liverpool and Everton. Their stadiums are situated at either end of Stanley Park. But there is more too this place and if you do not know this you might be missing out fun. You might want to visit this August, more especially if you are a Beatle's fan. The Fab Four was formed in 1960 and they just celebrated their 50th anniversary but the fan doest end there because Liverpudlians are looking forward to another installment of International Beatle Week in August in honor of their music and lives as one of the most influential pop groups of all time. The number of galleries and museums than any other city outside of London can be found here in Liverpool with the best bit with which the entry to most of them is FREE!Liverpool has more galleries and museums than any other city outside of London and with exhibitions changing all of the time; no two visits are likely to be the same. Rain or shine, young or old, it is definitely worth visiting one of Liverpool's museums.The festivities will carry on at the freshly minted Muse

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http://tyreneweaver.bravesites.com/entries/business/hendren-global-group-article-code-81345798450-hgg-beware-of-20-percent-returns-5-ways-to-separate-superior-performance-from-salesmanship Beware of 20 Percent Returns: 5 Ways to Separate Superior Performance from Salesmanship Over the last month, I've been hearing countless financial professionals boasting of 17-20 percent returns over the last three years. And like anyone, I was amazed. Until I did the math. NASDAQ has doubled since 2009, putting the annualized return at 25 percent over the past four years -- meaning anything below that is performing below the general market! Also, the three-year performance metrix is conveniently shaved to exclude the Great Recession. Most people bragging about 20 percent gains are covering up the fact that their clients lost way too much during the Great Recession and are still underwater -- even with a robust bull market. So, rather than being wowed by what is basically a market recovery, sober up and examine the data that really matters. Today's bull has been (and will continue to be) a bucking bronco that has left most riders bruised, broken, weary and rattled. Continue Reading: http://www.huffingtonpost.com/natalie-pace/beware-of-20-returns-5-wa_b_3343237.html Read More Related Articles: http://hendrengroup.biz/blog/2013/02/15/cybercrime-targets-smaller-fish-with-less-guard/ http://hendrengroup.biz/blog/2013/02/ http://www.slideserve.com/heatherfarmer/latest-hendren-global-group-fact-reviews-blogtalkradio

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With the global economy growing more slowly than expected, worries about a potential US government shutdown and the possibility of a default are keeping nations around the world and investors, cautious. Republicans in the US House of Representatives have so far refused to give in to President Barack Obama's demands for straightforward bills keeping the government running beyond September 30. House Republicans also challenged Obama on the debt ceiling increase, the amount the government is allowed to borrow; that the Treasury Department of the world's largest economy says is urgently needed by October 17. There is an October 1 deadline for Congress and the President to sign off on an emergency spending bill to avert a government shutdown. This is not the critical event that immediately leads to the risk of impending default - that comes on October 17 according to US Treasury Secretary Jack Lew - but it is significant enough that it can undermine investor confidence and further stymie an economic recovery. Last week Lew cautioned Congress that the United States would exhaust its borrowing capacity no later than October 17, at which point it would have only about $30bn in cash on hand. The fresh estimate adds another layer of pressure on lawmakers to raise the $16.7tn debt limit and comes as Congress struggles to pass a spending bill to keep the government funded beyond October 1, when the new fiscal year starts. "If the government should ultimately become unable to pay all of its bills, the results could be catastrophic," Lew warned in a letter to congressional leaders. The fate of the debt ceiling is up in the air with Democratic and Republican lawmakers once again deeply divided over how to extend the Treasury's borrowing authority. The trouble lies in the Republican-controlled House of Representatives push for a bill that includes a delay or complete halt to the Affordable Care Act (nicknamed "Obamacare") legislation passed in 2010 and set

The figure of Americans applying for unemployment benefits surprisingly cut down last week, signifying an upturn in the labor market. This could be very fastidious news. If the economy will continue to rise, possible revival will soon be realized. At some point recovery seems implausible but turn of events is favoring us and results are even enthralling. Early reports from the Labor Department said on Thursday, state unemployment benefits fell 7,000 to a seasonally adjusted 340,000, waning for a second straight week. The preceding week's claims number was altered to demonstrate 3,000 more applications received than earlier reports. According to Reuters' poll, economists had expected first-time applications to mount to 355,000. The four-week inconsistent average for new claims, an improved measure of labor market trends, also fell 7,000 to 348,750 pointing to some firming in underlying labor market conditions. Since March 2008, this has been the lowest number. No states had been estimated and there were no special factors influencing the report, says a Labor Department analyst. According to a Reuters' survey of economists, employers probably added 160,000 jobs to their payrolls last month, a small pick-up up from January's 157,000 count. That would just be enough to hold the jobless rate steady at 7.9%. The figures due on Friday have no bearing on February's employment report as it falls outside the survey period. Economists claim job increases of about 250,000 per month over a constant period are needed to significantly change the ranks of the unemployed. Job escalation averaged 200,000 in the last three months. Companies have no plans hiring domestic demand remains lackluster even though layoffs decreased. Claims stay pushed in the low end of a 330,000 to 375,000 range for this year. Federal Reserve last year to launch an open-ended bond buying program because high unemployment provoked them. The U.S. central bank said it would keep up the program until t

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WASHINGTON - House Democrats will unveil 15 proposals for curbing gun violence that resemble President Barack Obama's plan and will include a call for banning assault weapons, people familiar with the package said Wednesday. The Democrats' recommendations will also include barring high-capacity magazines carrying more than 10 rounds of ammunition, requiring background checks for all gun sales and prohibiting gun trafficking, all of which Obama proposed last month. The proposals, to be released Thursday by top House Democrats, were described by people who requested anonymity because they were not authorized to discuss the plan publicly. They represent the initial House Democratic response to the horrific Dec. 14 shooting of 20 first-graders and six adults at the Sandy Hook Elementary School in Newtown, Conn. Even so, the Democrats' proposals are unlikely to go anywhere quickly in the Republican-controlled House. A spokesman for House Speaker John Boehner, R-Ohio, has said the House will wait to see what the Democratic-led Senate does. Obama's gun control proposals have been opposed by the National Rifle Association, which is a potent lobbying force on Capitol Hill. In addition, some Democrats - including many from rural or conservative areas - have been reluctant to endorse the president's plan. That hesitation was underscored Wednesday at a private retreat Senate Democrats staged in Annapolis, Md. At that session, Democrats largely embraced expanded background checks on gun sales, but some senators expressed a desire to avoid voting on an assault weapons ban, according to two people who described the closed-door session only on condition of anonymity. The House Democrats' recommendations were proposed by the 12-member House Democratic Gun Violence Prevention Task Force, led by Rep. Mike Thompson, D-Calif. Two-thirds of its members had to approve an item for it to be included in their plan, meaning there likely will be Democratic dissenters to some

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Canada leads the world in companies and individuals that have been banned by the World Bank from contributing to international aid and infrastructure projects. Of the 608 companies and individuals listed on the World Bank's just-released blacklist for fraudulent or corrupt conduct, 119 are Canadian companies. But engineering firm SNC-Lavalin and its subsidiaries, many of which are registered outside Canada, comprise 16 per cent of the total. The World Bank bans companies from participating in aid and development contracts if they "have been sanctioned under the Bank's fraud and corruption policy." The number of companies included on that list soared in 2013, rising from only 65 banned entities on last year's list, according to the South China Morning Post. The World Bank says about $40 billion of the roughly $200 billion it has given out since 2008 has been stolen. Companies with head offices listed in Canada, which does not include overseas subsidiaries, comprise 119 names on the World Bank list, the most of any country. The U.S. is second with 44 debarred firms, Indonesia third with 43 and Britain close behind with 40. The grounds for getting blacklisted vary, but usually include some manner of bribery, fraud, collusion, coercion or obstruction either in bidding for contracts or in carrying them out. More Economic news: http://hendrengroup.biz/blog/ https://www.facebook.com/hendrenglobalgroup?ref=hl http://hendrengrp.livejournal.com/

Canada leads the world in companies and individuals that have been banned by the World Bank from contributing to international aid and infrastructure projects. Of the 608 companies and individuals listed on the World Bank's just-released blacklist for fraudulent or corrupt conduct, 119 are Canadian companies. But engineering firm SNC-Lavalin and its subsidiaries, many of which are registered outside Canada, comprise 16 per cent of the total. The World Bank bans companies from participating in aid and development contracts if they "have been sanctioned under the Bank's fraud and corruption policy." The number of companies included on that list soared in 2013, rising from only 65 banned entities on last year's list, according to the South China Morning Post. The World Bank says about $40 billion of the roughly $200 billion it has given out since 2008 has been stolen. Companies with head offices listed in Canada, which does not include overseas subsidiaries, comprise 119 names on the World Bank list, the most of any country. The U.S. is second with 44 debarred firms, Indonesia third with 43 and Britain close behind with 40. The grounds for getting blacklisted vary, but usually include some manner of bribery, fraud, collusion, coercion or obstruction either in bidding for contracts or in carrying them out. More Economic News: http://www.good.is/posts/canada-leads-world-bank-blacklist-of-fraudulent-companies-thanks-to-snc-lavalin http://ireport.cnn.com/docs/DOC-1042164