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I still wonder about the ethical issues of people having these devices and what they could do to living creatures.......

A funding contest rather than a laborious, slow grant application process.  Now this could spark some innovation!

Terms must be standardized for transparency and protection for both investors and entrepreneurs. 

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Interesting and informative article. Thanks. Endowments can be very helpful. But the nonprofit and should set it up only after a careful conversation and a joint agreement. It so happened that I'm currently writing an essay on the topic. I should say, this source https://writinguniverse.com/free-essay-examples/crime/ includes a lot of useful info, so it helped me. Turning back to endowments, it is important to keep in mind that they are invested in perpetuity and that endowment life insurance policies do not have investment risk or interest rate risk.