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S C

10 Things You Need To Do While You're Unemployed - Forbes - 1 views

www.forbes.com/...d-to-do-while-youre-unemployed

unemployed forbes what to do

shared by S C on 16 Jan 13 - No Cached
  • zimbello If you can accomplish the writers list you don’t need corporate. Corporate needs you. Put your skills to work for yourself…far more rewarding. Glen Loock Read the article and loved what it says, “Rely on yourself”. This is a new time and it requires a change in our thought pattern. All ten are great ways gai [...] Philippe Scheimann These are indeed 10 excellent points. I would actually expand in the point of ‘start a professional blog’ by actually ‘establish your presence on the Inter [...] Henry Cameron Chang Great article with a great message. This has been something I’ve been telling people for a long time. Fredick Anquandah Interesting piece of advice there…Thanks for that on ma way to the first step and hope it gets me there… Laura Ede I agree – taking a temporary/contract role is an option that job hunters should consider. After spending 10 years in the Public Sector I was made redundant [...] Susan Keefe Unfortunately, I find myself among the unemployed so articles such as this have consumed a good deal of my time lately. These are great tips, especially fo [...] 20 comments, 12 called-out Comment Now Follow Comments Following Comments Unfollow Comments Comment Now Follow Comments Following Comments Unfollow Comments 2.9k 1.2k 888 gigya_share_button_li
  • vast majority of employers are sympathetic to such circumstances.
  • More than 40% of unemployed job seekers have been out of work for six months or longer
  • ...10 more annotations...
  • But this doesn’t mean you can sit around and wait for a sympathetic employer to offer you work.
  • The key is to get people to see your work and to see what you’re capable of doing
  • “The worry is that employers may think job seekers are losing some of their skills because they haven’t been utilizing them. By volunteering, taking temporary work, or signing up for a class that develops your professional tool kit, you show employers that you’ve made the most of your time and will be ready on day one
  • Take a temporary or contract assignment
  • If you fill the gaps with activities and experience that illustrate how you are still developing your skill sets, the overwhelming majority of employers will look past your unemployment and focus on what you can bring to their team
  • If you do a great job, even if it’s for a temporary job, whoever hired you is more likely to recommend you for a permanent position
  • You never stop learning in your career, so the more technical competence you have, the better
  • showing that you are serious about your work and that you take initiative.” Another advantage to taking a class: It’s a great networking opportunity.
  • When you volunteer for something, you are telling potential employers something about you as a person
  • When companies are hiring, they are looking not only for people who can get the job done but also for people with character and integrity
  • S C on 16 Jan 13
     
    Many employers understand that the recession may worsen some parts of the resume, but they are sympathetic and some ways to better your chances are to take temporary assignments, take a class and volunteer when unemployed
S C

5 Things to do when you're unemployed. Hint: It's not job hunting. | Penelope Trunk Blog - 0 views

blog.penelopetrunk.com/...loyed-hint-its-not-job-hunting

things to do unemployed job hunting

shared by S C on 16 Jan 13 - No Cached
  • the interview question: What happened at your last job?Here's the answer you should always give: “I left to do x.” And you fill in for x
  • what you should be really focusing on when you are unemployed: Learning and growing
  • Because this is what you are going to talk about in job interviews
  • ...13 more annotations...
  • when you talk about why you left the last company, you spin it in a positive light by talking about how you are excited about doing what you are doing. Your interview should include you telling a good story about focused personal growth, and no one will get stuck on why you left your last job
  • During one stint of unemployment, I worked for free for my boyfriend's company for a couple of hours a day. That way I didn't actually have a gap in my resume; a resume doesn't show part-time or full-time and it doesn't show pay or no pay
  • ocus on ambition and execution and not so much on work per se
  • The company that never got out of your parent's basement can sit on your resume as professionally as a stint in the Fortune 500. It's all about how you write the bullet points: talk about accomplishments and learning
  • Put your ideas out into the world and connect with people that way. This is why you want to be hired, right? For your ideas. So show them.
  • The reason that people who blog have great careers is that bloggers are always thinking about issues in their industry. Show that side of yourself to people. Blogging takes a lot of time, sure. Bu you have a lot of time. So use it.
  • Do you have a company idea? Try it now. During unemployment. There's nothing stopping you.
  • whether or not your company does well, you'll be able to talk about it in an interview as a huge learning moment
  • Blogging is a great way to keep up in your industry, network without looking desperate
  • High performers practice for interviews
  • Practice talking about yourself with everyone
  • So now you know what you're aiming for, but you need to talk about it with everyone — parties, at the gym, on the phone with friends. When they ask how you're doing, talk about what you're doing like you are in the job interview.
  • What's important to remember here is that no one can tell you what experience you can gain and what you can't. You don't need a job in order to learn cool stuff and be on cool projects. You control what you do with your time and you can make it useful. Talk about that. There is no reason to talk about why the last job didn't work when you can talk about the great things that leaving opened up to you
  • S C on 16 Jan 13
     
    Job hunting for 8 hours a day isn't the ideal way to get rehired. Instead, focus on spinning a positive light on negative questions your next interviewer might ask. For example, when asked why you left your last job, quickly get to why you're interested the one you'er applying for.
ShiyuandCristina SC

Canada's organic food certification system like 'an extortion racket,' report says | Ca... - 2 views

news.nationalpost.com/...n-extortion-racket-report-says

Commodities and Resources organic food

shared by ShiyuandCristina SC on 27 Nov 12 - No Cached
  • Annual organic agricultural sales in Canada exceed $2.6-billion, by recent estimates, with supermarket chains joining alternative stores in stocking an ever-widening array of organic-labelled products.
  • Canada’s legislated organic certification process is an invitation for fraud and abuse, the report argues, with consumers paying an often hefty premium for a designation that requires no proof.
  • In response to the organic industry’s growth, Canada enacted a labelling requirement: Since 2009, products making an organic claim must be certified by an agency accredited by the Canada Food Inspection Agency (CFIA).
  • ...6 more annotations...
  • The organic certification industry’s “dirty little secret,” they write, is that “organic crops and livestock are not tested in Canada before they are certified, thus making organic certification essentially meaningless.”
  • The CFIA said organic products are subject to its regular chemical residue monitoring program, along with all other food products. The federal agency, itself, does not provide certification, but rather accredits private businesses to do it. Most are for-profit businesses.
  • “There are a large number of consumers who have misperceptions of what organic means, attaching to it things that generally aren’t true,” Mr. Campbell said in an interview.
  • The analysis did find organic food was 30% less likely to contain trace levels of pesticides, with the researchers saying it was uncommon for any food in the U.S., organic or conventional, to have unsafe levels.
  • But the Frontier Centre authors say that without proof, organic authenticity should be questioned. When large amounts of money are involved, they say, such things as honour systems and the like cannot be relied upon.
  • “The certification bodies are responsible for verifying that organic operators are producing organic products in accordance with Canada’s organic standard,” the CFIA said in a written response.
  • ShiyuandCristina SC on 28 Nov 12
     
    1. Is it fair and better for organic food "businesses" to undergo their own inspections or should the government be responsible for our food safety? 2.The market failure mentioned in this article is an informature market failure. The definition of an informature market failure is when one side of the market has more information than the other. What are some visible solutions to this market failure?
  • ...2 more comments...
  • Aron Joshua Tolentino on 29 Nov 12
     
    1.) It is not fair for organic food businesses to inspect their own goods. By doing that, it will create bias in the inspection results. The government specifically the Canadian Food Inspection Agency (CFIA) should be regulating the quality of every type of food that can be consumed by human beings. This minimizes bias in the results. 2.) There should be an open relationship within the market the sets the equality information in the market. Technically, trade should be fair, no secrets are valid. If they do not comply with this, law suits can be filed. E.g. fraud, copy right, etc.
  • Dyena Huynh on 30 Nov 12
     
    1. No i don't think it's fair that only the businesses themselves inspect themselves because in doing so, you'd assume that your products are good and therefore put less effort in inspecting them. The government should has some responsibility in inspecting the food because they need to make sure it's safe for people to eat, if they aren't careful with the things they're letting people consume they will run into a lot of health problems. More health problems mean more money to be used. 2. A visible solution to this market failure is to share information so this way it's fair for everyone.
  • Valentina Padure on 14 Dec 12
     
    * It is not fair for organic food companies to inspect their own products since they will obviously never reveal anything bad that could potentially damage the company. It would be like a student marking his own quiz or test, they would do anything they could to benefit their mark. This is why governments should be responsible for our food safety. * A visible solution would be that companies must to share all the information they are aware of with the consumers.
  • Samson Luong on 17 Dec 12
     
    1. It would not be the best idea for businesses to inspect their own food because there is a high possible margin of bias and committing unethical acts such as labeling their foods safe when they aren't are likely to occur. The government should be responsible because they would inspect each business in the same manner without bias and utilize the same procedures, ensuring fair inspections. 2. Visible solutions to this market failure would include sharing product information and inspection information to all producers and consumers.
lebiez piranaj

Canada Income Inequality: Governments Effective In Softening Wage Gap, Study Says - 2 views

www.huffingtonpost.ca/...lity-government_n_1918093.html

canada income inequality governments wage gap study

shared by lebiez piranaj on 17 Jan 13 - No Cached
  • Researchers at the Ottawa-based Centre for the Study of Living Standards looked at how much taxes and government benefits helped to even things out between the rich and the poor in Canada over the past three decades
  • They found that taxes and spending have persistently dampened inequality, but not enough to stop the increase in inequality over time
  • before-tax income inequality rose 19.4 per cent over three decades
  • ...5 more annotations...
  • income inequality was 44 per cent less severe than it would have been if governments had not intervened.
  • Transfer payments – such as old-age benefits or family benefits — were responsible for most of this dampening effect, while taxation accounted for about 30 per cent of the reduction
  • Governments were most active in redistribution of income in 1994, they found. If they had kept up that level of redistribution, they would have eliminated half of the rise in inequality over three decades
  • Canada ranks 24th out of 35 countries in terms of equality in the late 2000s
  • Canada was one of the least active countries in terms of using tax or transfer policy to redistribute income, ranking 25th out of 30 countries.
  • lebiez piranaj on 18 Jan 13
     
    This article talks about how the government is doing very good with reducing the inequality with the tax cuts and all but that they could be more aggressive. It's suggesting that we need a new redistribution plan but mainly focuses on what it counts to be the most important thing in getting rid of the debt, the governments role in all this. Asks questions like what if the government had made different decisions. 
lebiez piranaj

What are some good reasons to borrow money? - The Globe and Mail - 1 views

www.theglobeandmail.com/...article4184887

tips saving money debt

shared by lebiez piranaj on 18 Jan 13 - No Cached
  • 2. Buy a car
  • Some people pay cash for a car, but most of us borrow or lease. Always weigh the cost of borrowing against using your own savings.
  • 3. Save for education
  • ...5 more annotations...
  • Student loans are one of the cheapest forms of debt. They are also a good investment
  • Another way to finance part of your child's education is through a Registered Education Savings Plan (RESP)
  • 7. Pay off debt at a lower interest rate
  • A consolidation loan is a loan at a low rate, which you use to pay off several older loans that have higher interest rates
  • Others pay off their loans and credit cards by increasing their mortgage, which may have a low interest rate.
  • lebiez piranaj on 18 Jan 13
     
    The article talks about strategies on how to save for things like education, on saving for a car, how to pay off your debt at lower rates as well. 
S C

10 Things You Need To Do While You're Unemployed - Forbes - 0 views

www.forbes.com/...2

unemployed forbes what do to

shared by S C on 16 Jan 13 - No Cached
  • Start your own business.
  • If you have the means to do it, it’s a great résumé booster and a wonderful marketing tool.
  • you can
  • ...11 more annotations...
  • work part-time or full-time depending on whether or not you are able to land a job working for someone else
  • You are also going to learn skills that are transferrable if you do end up working for someone else again.”
  • information technology, engineering, health care, sales, and customer service are among the top areas for hiring nationwide
  • include specific words from the job posting
  • candidates who show up at an interview with ideas demonstrate that they are passionate, knowledgeable, and excited about the opportunity.
  • t’s important to take that extra step to let the employer know you’re interested, and make sure you always send a thank you after an interview
  • set you apart from the pool of candidates
  • most employers use electronic scanning devices to screen and rank candidates
  • A résumé handed to the hiring manager directly from someone within the company is more likely to get noticed
  • tailor your résumé for each position you apply for
  • These types of activities tell the employer that the job seeker is serious about their career development and made the most of their time off
  • S C on 16 Jan 13
     
    The key to getting hired is to make sure employers know you've been using your time and that you're serious about getting the job. It's also important to know how employers hire and build more connections to increase your chances.
A SN

The Wrong Inequality - NYTimes.com - 2 views

www.nytimes.com/...ooks-the-wrong-inequality.html

Article Regarding the Topic of Inequality

shared by A SN on 21 Nov 12 - No Cached
  • Blue Inequality
    • A SN
      A SN on 21 Nov 12
       
      One type of inequality.
  • Red Inequality
  • It’s between those with a college degree and those without.
  • ...8 more annotations...
  • Roughly 31 percent started or manage nonfinancial businesses. About 16 percent are doctors, 14 percent are in finance, 8 percent are lawyers, 5 percent are engineers and about 2 percent are in sports, entertainment or the media.
  • people similar to yourself, who may have gone to the same college, who are earning much more while benefiting from low tax rates, wielding disproportionate political power, gaining in prestige and contributing seemingly little to the social good.
  • New York City, Los Angeles, Boston, San Francisco, Seattle, Dallas, Houston and the District of Columbia.
  • Moreover, college graduates have become good at passing down advantages to their children. If you are born with parents who are college graduates, your odds of getting through college are excellent. If you are born to high school grads, your odds are terrible.
  • more likely to get married, they are much less likely to get divorced and they are much, much less likely to have a child out of wedlock. Today, college grads are much less likely to smoke than high school grads, they are less likely to be obese, they are more likely to be active in their communities, they have much more social trust, they speak many more words to their children at home.
  • But the fact is that Red Inequality is much more important. The zooming wealth of the top 1 percent is a problem, but it’s not nearly as big a problem as the tens of millions of Americans who have dropped out of high school or college. It’s not nearly as big a problem as the 40 percent of children who are born out of wedlock. It’s not nearly as big a problem as the nation’s stagnant human capital, its stagnant social mobility and the disorganized social fabric for the bottom 50 percent.
  • That’s because the protesters and media people who cover them tend to live in or near the big cities, where the top 1 percent is so evident
  • If your ultimate goal is to reduce inequality, then you should be furious at the doctors, bankers and C.E.O.’s. If your goal is to expand opportunity, then you have a much bigger and different agenda
  • A SN on 21 Nov 12
     
    Questions 1. Why does this article relate to economics? Honestly, why should we as economists really care about this matter? 2. Inequality is not only found in America, so how can American inequalities be compared to other inequalities found in the world? (This can include gender, race, geographical location, history, and more)
  • Valentina Padure on 28 Nov 12
     
    1. This article relates to economics because it discusses red and blue inequalities that exist and these are economic principles that economists need to pay attention to. The economy is based on efficiency and in order to be efficient economists have to take into consideration all types of inequalities that exist 2. An inequality is an unequal difference between two things, this article recognizes the inequality between the rich and the poor, or as they call it the red and blue inequality. Another type of inequality is gender inequality. In some countries girls are not allowed to go to school with the boys, and girls typically don't have the same rights as boys.
Dyena Huynh

Study: Canadian consumer debt hits $26,768, highest in two years - 1 views

www.digitaljournal.com/...336848

shared by Dyena Huynh on 26 Nov 12 - No Cached
  • Canadian consumer debt grew at the fastest pace since the fourth quarter of 2010
  • Bank of Canada Governor Mark Carney has been warning households of its growing debt rate and officials are continuing to caution that household spending levels are starting to get out of control.
  • Dyena Huynh on 26 Nov 12
     
    1. Why do think consumer debt increased so much? 2. They say that getting consumers to spend more will help boost the economy, but is it beneficial when consumers are going into debt?
  • Brijesh Patel on 26 Nov 12
     
    1. i believe consumer debt has increased drastically because the generation is upgrading really quickly with new things, mainly technology and many people want to be caught up with the latest trends whether it is buying the latest iphone, clothing, real estate, buying a car etc. People begin to borrow heavy loans without thinking of a way to pay back therefore causing a big debt to themselves.
  • Samson Luong on 27 Nov 12
     
    1. I believe consumer debt has increased greatly due to the need to purchase luxuries and unnecessary goods because we live in a society where we live in a society where you feel incomplete if you do not possess a certain good. 2. I think spending money to a certain point is beneficial because it helps circulate cash, however consumers should not be spending to a point where they cannot pay back debts. Also people can spend money wisely rather on unnecessary and expensive goods.
lebiez piranaj

Even Boomers are getting pummeled by student loan debt | Business Insider | Financial Post - 1 views

business.financialpost.com/...-pummeled-by-student-loan-debt

boomers student loan business debt

shared by lebiez piranaj on 17 Jan 13 - No Cached
  • Americans over 60 still owe 4.2% of student loan debt, according to the Federal Reserve Bank of New York.
  • Ten per cent of those loans are delinquent, while another 11.2% are in default.
  • Three factors account for the loans: Attending college after high school, going back as an adult, or co-signing for a child’s loans
  • ...10 more annotations...
  • Stay organized
  • The government’s National Student Loan Data System tracks all your federal student loans, making it just a bit easier to stay on top of what (and who) you owe money to
  • See if you qualify for debt forgiveness
  • Have a talk with your lender
  • Consolidate monthly payments
  • consolidating the loans might make things easier—that is, if you don’t choose a predatory service
  • Pay off private student loans first
  • Private student loans almost always have higher interest rates and less repayment flexibility, so it’s best to address them first, says Miranda Marquit, personal finance writer for Yielding Wealth
  • Depending on your professional field, you could qualify to have part or all of your federal student loans erased
  • If you’re having trouble keeping your head above water, just calling your lender could cut hundreds of dollars from your monthly tab
Erica Yeo

Canadian Consumer Debt Poses Recession Risk, Moody's Analytics Report Says - 0 views

www.huffingtonpost.ca/...-debt-recession_n_1861056.html

consumer debt canada challenges huffington

shared by Erica Yeo on 16 Jan 13 - No Cached
  • With Canadians so deep in debt, it would be extremely difficult for domestic spending to pick up slack in the economy if things started to go downhill. That could result in a serious downward spiral in employment levels, household spending and the quantity and quality of credit outstanding, the report says.
  • "Households are spending money they assumed would be coming, then they realize they've run over the cliff because income from exports from these trading partners is not materializing and that's translating to weaker jobs.
  • domestic consumption is usually the more steady contributor to economic growth compared to exports and investment. But this time, household debt is out of control.
  • ...2 more annotations...
  • Slowing income growth, coupled with a coming rise in interest rates
  • debt service costs will start to eat up a bigger portion of their take home pay, the report says.
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