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Shad Mars

Tips on Optimizing Guaranteed Income Sources in Retirement - 1 views

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    Dyman Associates Insurance Group of Companie - In Part 2 of a three-part interview, T. Rowe Price's Christine Fahlund discusses getting the most out of Social Security benefits as well as longevity and long-term care insurance. Christine Fahlund, senior financial planner for T. Rowe Price Group (TROW), retired in May after 18 years with the firm. Before her departure, Morningstar's Christine Benz sat down with her to get her wisdom on creating a successful retirement plan. In Part 1 of the three-part interview, Fahlund discussed how to assess whether you've saved enough to retire as well as the benefits and pitfalls of working longer. In this section, she addresses lifetime income sources, including Social Security and longevity insurance. Continue Reading
Noah Rigg

Dyman Associates Insurance Group of Companies: 5 Features That Can Spike Your Home Insu... - 1 views

When shopping for a new home, some of the same features that lure you in could end up costing you extra in insurance premiums. If you're like the many buyers who wait until after going into contra...

Dyman Associates Insurance Group of Companies 5 Features That Can Spike Your Home Costs

started by Noah Rigg on 15 Apr 14 no follow-up yet
Korby Dore

Dyman Associates Insurance Group of Companies: 10 Things You Should Know About Purchas... - 3 views

1. You Need Home Insurance Homeowners need to purchase home insurance to protect their homes and personal property. Those who rent need insurance to protect their furniture and other personal prope...

dyman associates group of companies 10 Things You Should Know About Purchasing Home Insurance

started by Korby Dore on 16 May 14 no follow-up yet
Stephan Kizer liked it
Noah Rigg

Dyman Associates Insurance Group of Companies News: Tips to get low mileage car insuran... - 0 views

In the event that you drive short of what the standard miles, then you must select the low mileage auto protection to spare cash. Here are the points of interest that you must think about it. Get ...

Dyman Associates Group of News Tips to get low mileage car insurance companies

started by Noah Rigg on 21 Aug 14 no follow-up yet
Ketrin Nelson

Gain Better Knowledge About Payday Loans No Credit Check By Considering Its In And Out! - 0 views

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    When you are financially bind, just choose Payday Loans No Credit Check to get the immediate money with least hassle. Just pick the lending option carefully as per your situation in order to experience the smooth borrowing.
Noah Rigg

Insurance Tips at Dyman and Associates: Tips to Find the Best Homeowners Insurance Cove... - 2 views

For most middle-class families, the home is the most valuable asset -- often outstripping even the 401(k) and 403(b) for all but the most diligent savers. Yes, for generations the home has been an...

Insurance Tips at Dyman and Associates to Find the Best Homeowners Coverage

started by Noah Rigg on 19 Mar 14 no follow-up yet
Noah Rigg

Dyman Associates Group of Companies, First-time buyers should heed these tips - 1 views

For people with good jobs and strong credit, today's real estate market is an attractive one - with low mortgage interest rates and continued affordability. However, some buyers, especially first-t...

dyman associates group of companies first-time buyers should heed these tips

started by Noah Rigg on 11 Apr 14 no follow-up yet
Noah Rigg

Dyman Associates Insurance Group of Companies: Which costs less? Medicare vs. Private I... - 6 views

NEW YORK (CNNMoney) Wonder why some doctors grumble when a Medicare patient walks in the door? It's likely because the government program typically pays only 80% of what private insurers do. Medic...

Medicare vs. private insurance: Which costs less? Dyman Associates Insurance Group of Companies

started by Noah Rigg on 25 Apr 14 no follow-up yet
Shad Mars

Dyman Associates Insurance Group of Companies Insurance Tips - 1 views

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    Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
Noah Rigg

Some auto-insurance basics you should know, Dyman Associates Insurance Group of Companies - 1 views

Automobile insurance is a gamble and is based on risk. We pay for it, but we rarely experience its benefits firsthand. Sometimes we feel it's a waste of money. But accidents happen and when they do...

Some auto-insurance basics you should know Dyman Associates Insurance Group of Companies

started by Noah Rigg on 16 Apr 14 no follow-up yet
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