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airie vans

How Important It is to Keep Your Credit Available during Debt Elimination Process? - 0 views

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    Whenever you set up any form of debt settlement agreement with your debtor or your credit card company, your chances for obtaining reliable credit in the future from the same company is considerably reduced. In addition to this, such a step will also impact your overall credit score in a negative direction. The process of debt settlement basically calls for offering the credit card company with a negotiated settlement that aims to convince the company to accept a payment much less than the final debt payment or the total owed amount. Well though many of these processes are successful in relieving the consumer of all his or her debt obligations and also in preventing the lenders from selling any future debt to the collector, however most of them tend to leave your future financial story with a black mark for the next seven years at least.
airie vans

The Tax Implications of Leasing vs. Buying Equipment - 0 views

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    There is often a debate in the heads of small business owners over whether they should buy that new piece of equipment or just lease it. It may seem to be a small question with only month to month ramifications, but that fact is that the choice made can affect your tax return as well. It may do so even if you do not intend for it to.
airie vans

Dos and Don'ts for Entrepreneurial Success - 0 views

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    The causes of small business failure can range from poor leadership to lack of commitment to insufficient financing. Fortunately, there are some basic do's and don'ts that you can take to ensure the success of small business.
airie vans

Acing Every Step of the Small Business Loan Application Process - 0 views

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    Whether you are starting a new company, buying more real estate for your established business, or acquiring new equipment, you will most likely need to apply for a small business loan to secure financing. The process of acquiring capital can be a lengthy one.
James Hudson

Credit Scores, and Small Business Loan Applications Rose Dramatically in 2013 - 0 views

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    Earnings and business credit scores of women-owned companies soared in 2013, according to Biz2Credit.com, the leading online credit marketplace, which analyzed more than 10,000 applications from all across the U.S. on its platform during the past year. Average earnings for women-owned businesses rose to $54,114 in 2013 from $35,135 in 2012 -- a whopping 54% jump in a year-to-year comparison. Further, the average credit score for women-owned companies rose to 610 in 2013, up from 592 in 2012.
airie vans

How to Change Your Small Business's Prices-Without Alienating Customers - 0 views

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    Do you need to make changes to your products' prices, in order to adjust your small business's bottom line? Many entrepreneurs are hesitant to do this because they are afraid of alienating their current customers. The success of your pricing policy depends on how the policy is implemented. Part of this means timing the pricing change carefully, and predicting your competitors' reactions to the pricing change.
airie vans

The Ins and Outs of Equipment Financing - 0 views

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    There are times office equipment breaks down and you can simply write a check or draw from the business line of credit for repairs or replacement. Other times this is not the case. In those instances, it is necessary to call in the big guns. Equipment financing is likely the answer when other options just will not work.
airie vans

How Can I Reduce The Start-up Costs of my Small Business? - 0 views

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    Before you even write up your loan application, carefully consider how much money you need. Set a limit for your expenses, and stick to it! Think about the money you absolutely must spend on bare essentials (i.e. real estate, basic equipment), and avoid paying for things you don't absolutely need for opening your small business. (Remember, you can always buy them later if your start-up is successful!)
airie vans

Matches small businesses with lenders - 0 views

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    How it grew: With a website that makes it easy for small companies to apply quickly for commercial loans online, seven-year-old Biz2Credit has positioned itself for profit. Biz2Credit's ever-expanding group of lenders, including a number of small banks, is eager to make deals with small firms at a time when bank loans under $1 million have stagnated, according to a Federal Reserve Bank of New York survey. Last year, Biz2Credit facilitated $380 million in loans, up from $200 million in 2012.
airie vans

Florida is Beginning to Shine for Women Business Owners - 0 views

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    A warm feeling has spread across the state of Florida for women business owners. In Biz2Credit.com 's second annual report of 10,000 small companies that applied for funding in 2013, on the average, the earnings of companies owned by women rose 54 percent.
airie vans

Illinois Is The Land of Opportunity for Women - 0 views

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    According to the recent second annual women-owned business study by Biz2Credit, the average time period is just two years when a female entrepreneur applies for a loan. Meanwhile, in Illinois, a male-owned firm averages 31 months before it applies for a loan. That figure for the women-owned companies is lower than the average total of 27 months when women apply for loans, according to the Biz2Credit.
airie vans

End of Summer Quiz for Small Business Owners - 0 views

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    All businesses have strengths--and we hate to admit--weaknesses. So when it comes to running your operation, focus on the factor that best generates business. As an example, Helen Ling, owner of a gift shop called Enchantments that specializes in jewelry and other items hand-made by skilled artisans, uses the calendar to promote different gift items. In May, she features Mother's Day gift ideas, in June, the focus is on brides. Naturally, the holiday gift season looms large.
airie vans

Small Business Projections To Guide You in 2014 - 0 views

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    As a small business owner, it is necessary to make financial projections to give an accurate sense of what the future looks like. Year-end financial projections for the year ahead are crucial towards making better decisions and keeping your small business in check. These financial projections should be based on your small business's accounting data, such as expenses and cash flow. Using this information can help you better guide your company in a goal-oriented manner during 2014. Read on for some types of financial projections that could aid your small business.
airie vans

How to Get a Loan for that Business You've Always Dreamed of Starting - 0 views

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    As 2014 begins, aspiring entrepreneurs are challenging themselves to create and abide by their New Year's Resolutions. This is the chance to start off with a clean slate; go out and do what you've always told yourself you were going to do. Perhaps this is the chance to get out there and start that business you've always dreamed about.
airie vans

Disadvantages of Unsecured Business Loans - 0 views

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    Most entrepreneurs want to cast a wide net when applying for loans. Traditional bank loans, secured business loans or unsecured business loans… these are all valid questions that small business owners often consider when seeking funding.
airie vans

Want to Grow Your Business? Act like a Marine - 0 views

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    Once a Marine, always a Marine. They stand for an uncompromising code of personal integrity; accountability, self-reliance and discipline. honor, courage and commitment are the bedrock of a Marine's values," Wentz says. These are values that apply to entrepreneurs and their commitment to their businesses.
airie vans

Are Microloans Right For You? - 0 views

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    So what exactly is a microloan? The Microloan Program was developed in 1992 by the SBA for the purposes of making available very small loans to business owners who need small business loans. Nonprofit intermediaries are used to make the loans. Currently, 170 nonprofit organizations are administering the Microloan Program, in almost every state. Since 1992, the Microloan Program has handed out over 12,000 loans, totaling a whopping $112 million. The funds of a microloan can be used for many business needs, including capital, inventory, supplies, and equipment.
airie vans

What You Need To Know About Merchant Cash Advances - 0 views

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    Depending on what kind of business you have, you might not be able to turn to a bank for money. For those for whom a traditional bank is not a viable source of capital, a merchant cash advance can be the answer.
airie vans

Big Bank Small Business Lending Rebounds - 0 views

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    During the "credit crunch" of 2009 - 2011 when the largest financial institutions closed the spigot on small business lending, approval rates sunk to single digit percentages at many big banks. During this dry period, credit unions and alternative lenders filled some of the void and small banks, in particular, were the most willing to lend.
James Hudson

How to Help Veterans Become Entrepreneurs - 0 views

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    As America honors its fallen soldiers this weekend, the country also recognizes the contributions of its returning veterans. They often face challenges such as permanent injury or a return to civilian life that can be difficult after years of serving in the military.
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