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Before you even write up your loan application, carefully consider how much money you need. Set a limit for your expenses, and stick to it! Think about the money you absolutely must spend on bare essentials (i.e. real estate, basic equipment), and avoid paying for things you don't absolutely need for opening your small business. (Remember, you can always buy them later if your start-up is successful!)

In the process of starting your own small business, the first stretch is always the busiest and most difficult. Working every day for 12 hours straight is not uncommon. Even though you may be enjoying it, you're probably wondering when the craziness will let up a little. Here are four tips to ensure that your hard work will come to fruition, and that your small business will keep growing - slowly but steadily!

A New Year means a fresh start for many, and what better way to kick things off than by opening your own business? Startup business loans are out there waiting for savvy entrepreneurs to snatch them up and put them to good use, but how exactly does one do that? These 5 tips should help you prepare to take on the world of business ownership by storm.

If you're looking to start a small business and you don't have a trust fund, wealthy friends, a mega-rich godfather or haven't won the lottery, chances are you'll more than likely need a small business or bank loan. This means tons of paperwork and personal time. It's a process that can take months to get a green or red light and even longer to pick up the cash.