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There are times office equipment breaks down and you can simply write a check or draw from the business line of credit for repairs or replacement. Other times this is not the case. In those instances, it is necessary to call in the big guns. Equipment financing is likely the answer when other options just will not work.

Latino entrepreneurs face challenges in securing financing and are more likely to borrow money from high interest, non-bank lenders, according to a study released today by Biz2Credit.com that looked at annual revenue, credit scores, age of business (in months), and operating expenses.

After going to school for the time and money it takes to become a veterinarian, most graduates are ready to get to work as soon as graduation is done. Whether you decide to jump straight into business for yourself or do some time in an established veterinarian's office first, when the time comes to branch out on your own you are going to need a lot of support. From finding loans for a veterinary practice to finding a location, there are going to be challenges. Where should you start?

A new study found that Latino small business owners and entrepreneurs across the U.S. often struggle to get business loans from banks and often turn to non-bank lenders with higher interest rates to secure financing, according to Biz2Credit.com.

However, the budget deal forged at the end of the year provided confidence that there would not be another hurtful showdown in the near future. As the year progressed, we saw record gains by the stock market and a rebound in the real estate market across the nation. The unemployment rate has been dropping steadily and is hovering around 7 percent, far from the nearly10 percent unemployment rates during 2009 and 2010. Further, interest rates for small business borrowers are still low, and banks are beginning to lend again, although not yet at pre-recession levels. 

The causes of small business failure can range from poor leadership to lack of commitment to insufficient financing. Fortunately, there are some basic do's and don'ts that you can take to ensure the success of small business.

Whether you are starting a new company, buying more real estate for your established business, or acquiring new equipment, you will most likely need to apply for a small business loan to secure financing. The process of acquiring capital can be a lengthy one.

Banks made it easier for businesses to get loans in the first quarter, fueling increased purchases of products and equipment as well as more merger activity, the Federal Reserve said Monday.

If you are applying for a loan to finance your small business, you are probably aware that lending institutions will scrutinize your credit score. But perhaps you've made a couple mistakes in your financial history that caused your credit score to lower, and you ended up with sky-high interest rates whenever you applied for loans. Or worse, you were denied loans altogether.

People often ask me how to get a loan to start a business, or what type of documentation is needed to apply for a small business loan.  Although every bank has its own requirements, many documents are mandatory across lenders. Before applying, here are the basic small business loan requirements to keep in mind.

Denver is the Best Small Business City in America for Women Entrepreneurs, based on a weighted average that includes annual revenue, credit score, age of business (in months), cash flow, debt-to-income ratio, incorporation (C-Corp or LLC vs. sole proprietorship), and business owners` personal credit scores, according to an analysis released today by Biz2Credit.com