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http://axeljuddah-crowncapitalmanagement.blogspot.com/2013/10/help-to-buy-scheme-raises-threat-of.html High quality global journalism requires investment. Please share this article with others using the link below, do not cut & paste the article. See our Ts&Cs and Copyright Policy for more detail. Email ftsales.support@ft.com to buy additional rights. The government's flagship Help to Buy scheme could cause a sharp rise in mortgage fraud, according to one of the most senior policemen tackling economic crime. The mortgage subsidy programme, the second phase of which started this month, could reignite a crime that has been declining as a result of tighter lending requirements, Detective Superintendent Oliver Shaw of the City of London Police said. "Mortgage fraud is definitely on my radar," he told a conference on Thursday. "We've seen fewer mortgage frauds recently because banks have been more careful about who they're lending to but when Help to Buy goes live fully, that's a huge vulnerability. We're trying to change everyone's mindset before it gets to the problem it was in 2009." Fraudulent brokers and solicitors were of particular concern, he later told the Financial Times. The scheme has already been strongly criticised by economists, lenders and even the International Monetary Fund said it risked inflating house prices. These have begun to rise sharply this year, although growth has mainly been concentrated in London. Mortgage fraud has crept upwards since 2006, according to statistics compiled by Experian. Last year, 38 of 10,000 mortgages were fraudulent, compared with 15 in 10,000 in 2006. Some commentators have attributed the rise to lenders being better at spotting applications that misstate income or poor credit history. Help To Buy was announced by George Osborne, the chancellor, in this year's budget. Its first stage offered equity loans of up to 20 per cent of the value of a new property. RELATED ARTICLE: http://www.bluec

http://crowncapitalecomanagements.newsvine.com/ The Eco Values Envisions a world where people enjoy and explore the natural resources of the earth. Features an authoritative source of legislation across the world that deals with environment preservation through promulgating policies on sanctions, regulations, authorizations and restrictions on natural resources. Crown Capital Eco Management Renewable Energy Scam Flooded summer season, Atlantic Ocean blames Northern Europe picks on the Atlantic Ocean because of its wet summer according to a new study. The rising and falling of ocean temperature or the so called cyclical deception is seen as a major extortion on the weather. The said pattern reported will last long as the Atlantic warming persists. The research was carried out at the University of Reading and is published in the journal Nature Geoscience. R The cycle of scheme investigated was known as the Atlantic Multidecadal Oscillation. This change sees the waters warm or cool over a period of several decades. The researchers compared three periods in this cycle: a warm state from 1931-60, a cool period from 1961-90 and the most recent warm period starting in 1990 and continuing now. The paper notes that conditions in the last warm period in the Atlantic are broadly similar to those pragmatic now. Giant mammoth carcass in Siberian frost Yevgeny Salinder, an 11-year old Russian boy, is the one who discovered the massive remains of the mammoth in August. The mammoth, estimated to be at its 16 year when it died measured 2 meters and weighed 1,000 pounds, was excavated from the Siberian permafrost last month. "It is the mammoth of the century," said Professor Alexei Tikhonov of the Zoological Museum in St Petersburg. According to a Russian scientist, the well-preserved mammoth could be attacked by another mammoth or an Ice Age man. It was best preserved remains of a mature mammoth but its DNA was already damaged and would be difficult to use for

Phytase can be relatively cheaply and easily produced and added to poultry feed, but that solves only one aspect of the problem. "Another anti-nutritive factor found in cereal grains used in broiler diets include the presence of non-starch polysaccharides - NSP, which are fibrous material found in plant cell walls," Lee said. "Chickens lack the digestive capacity of ruminant animals and the presence of NSP in the diet increases intestinal viscosity resulting in decreased digestibility of the diet." Fortunately, according to Lee, another enzyme, carbohydrase, can help increase Digestibility of high fiber broiler diets. Both enzymes need be added at low rates, typically from 0.25 to 1 pound per ton of feed. But a question remained: Which strains of the two enzymes were best combinations for chicken health and feed conversion efficiency? To determine this, Lee has been conducting studies comparing how multiple levels of phytase affects the bio-availability of phytate with and without non-starch polysaccharides. The feed tested was a combination of corn and soybean meal with added vitamins and micronutrients - a standard poultry ration. The relationship between the effects of the two enzymes turned out to be more complicated than expected. Non-starch polysaccharides increased the bioavailability of phosphorus but at only one of the three levels of phytase concentrations tested. The results of his study will give commercial poultry producer's information they need to fine-tune feed mixture to reduce phosphorus runoff from chicken litter without endangering flock health, Lee said. Related Article: http://www.quora.com/Kazmier-Lokkines/crown-eco/Crown-capital-eco-management-environment-blog-Biomass-Boiler-Addresses-Alaskans-Environmental-Economic-Concerns-1

India has been rocked by a spate of scams in the recent past. Here is an overview of some of the most infamous scams that have hit the country over the years. Tell us which of these scams has caused the most damage to the country? RELATED SITES: http://blog.crowncapitalmngt.com/category/nature-news/ http://blog.crowncapitalmngt.com/category/press-releases/

The probe revealed that during Bansal's term as finance minister in 2007, borrowings of Theon, a company owned by his wife and sons, from Canara Bank had gone up to Rs23 crore from Rs7 crore. As Congress higher-ups started feeling the heat of the scam, party president Sonia Gandhi said that "the party would not "spare anybody mired in corruption". Following Gandhi's statement, Bansal was forced to step down on May 10, 2013. His nephew Singla and Mahesh Kumar were arrested after the investigating agency traced them with the help of telephonic conversations between the two. 2011 Tatra truck scam: RELATED SITES: http://crowncapitalmngt.com/ http://blog.crowncapitalmngt.com/category/press-releases/